Ontario Motorcycle Insurance Quotes

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Ontario Motorcycle Insurance Quotes - Cheapest Toronto Scooter Insurance

Why do Ontario Motorcycle riders get their Insurance through ThinkInsure?

We can save you money on your insurance!
With three simple steps, ThinkInsure shops multiple motorcycle insurance carriers to find the best combination of cheapest price and best coverage for you and your motorcycle or scooter, saving you both time and money.

One stop motorcycle shopping!
We make the process of buying motorcycle insurance as quick and simple as possible. Whether an online quote OR by phone 1-855-550-5515, choosing the best motorcycle insurance coverage at the cheapest price in Ontario and Toronto has never been so easy.

It's a quick and easy way to save on your motorcycle insurance!
We're not trying to sell you only on one single offering - as banks or insurance companies do. We get you a range of motorcycle insurance quotes from leading Ontario and Toronto insurance carriers so we often can get you the cheapest insurance quotes saving you money.

Serving Ontario for over 40 years, see why thousands choose ThinkInsure for their motorcycle and scooter insurance needs. When you think motorcycle insurance - think ThinkInsure.

Click now to get your motorcycle insurance quote OR call 1-855-550-5515 to talk to a motorcycle insurance specialist.

More reasons to choose ThinkInsure for your Motorcycle Insurance

One Stop Shopping makes it quick and easy
Motorcycle riding is all about freedom, so why would you tie yourself down to one insurance provider? With three simple steps, ThinkInsure shops multiple motorcycle insurance carriers to find the best combination of price and coverage for you and your motorcycle. We have over twenty years' experience - and lots of access - in finding riders great rates on only the right Ontario motorcycle insurance coverage for you.

Save time, Save money, Start riding!
Why bother going to each company's website to get a quote. You don't have to spend time searching through lots of insurance websites - our quote and comparison online service does all the legwork for you. One stop and we'll get you multiple quotes!

Getting the Basic Insurance Coverage
Ontario motorcycle riders are required by law to have basic insurance coverages to get an Ontario plate and to ride legally. This includes Liability, Accident Benefits, Uninsured Automobile and Direct Compensation Property Damage. Additional optional coverages and increased benefits can be purchased. Run a Quick Quote or speak to one of our Motorcycle insurance specialists for more information, so you can choose the level of protection - and price - that best suits you.

Aiming to provide cheaper Ontario Motorcycle Insurance
ThinkInsure aims to provide cheaper, low cost motorcycle insurance for Ontario motorcycle riders. We understand that price is important to our valued customers and that is why we compare prices from many of the leading motorcycle insurance providers. Many of our customers enjoy cheap motorcycle insurance. Shouldn't you?

It's a quick and easy way to save on your motorcycle insurance!
We're not trying to sell you only on one single offering - as banks or insurance companies do. We get you a range of motorcycle insurance quotes from leading Ontario and Toronto insurance carriers so we often can get you the cheapest insurance quotes saving you money.

It's all about you, the Rider
We aim to find our customers cheaper, lower priced motorcycle insurance policies that combine excellent policy features and benefits with very affordable premiums in Ontario. Unlike other companies, we won't try to fit you in to a box of unnecessary coverage. We only give you exactly what you need.

Insurance for Scooters, Vespa and Mopeds in Ontario

Scooter Insurance
Scooters, like the popular Original or Vespa, is a popular motorcycle in Ontario. A Scooter motorcycle is also known as limited-speed motorcycle (LSM) with a top speed of 70 km/hour. Scooter motorcycles are popular because of their low cost of purchase, operation and insurance (much cheaper than a standard motorcycle insurance) and other benefits such as convenience in parking, storage and obtaining insurance when compared to a typical motorcycle. Standard basic Ontario motorcycle insurance is required.

A moped is a low-powered motorcycle designed to provide cheap and safe transport with minimal Ontario motorcycle licensing requirements and are commonly equipped with bicycle-like pedals. Moped motorcycles are typically restricted to 50 km/h, making them cheap to operate and insurance. Standard basic Ontario motorcycle insurance is required.

To ride a Scooter or a Moped on Ontario roads you must have a 1) motorcycle licence and or a licence that allows you to only drive Scooter motorcycles, LSMs and mopeds. You must also have 2) motorcycle insurance, be registered and plated. Top ride, a 3) helmet (an approved Ontario motorcycle one for licensing and insurance) is also required by Ontario law.

Here are some tips to help you save on your Motorcycle and Scooter Insurance

Only buy the Motorcycle Insurance that you require
We aim to find our customers cheaper, lower priced motorcycle insurance policies that combine excellent policy features and benefits with very affordable premiums in Ontario. Unlike other companies, we won't try to fit you in to a box of unnecessary coverage. We only give you exactly what you need.

Social and Pleasure only
Are you a pleasure only rider? Your coverage can be tailored if you are only using your motorcycle for social use. With this insurance rate, you cannot travel to and from work or use the motorcycle for business, but if this changes, simply let us know and we'll update your insurance policy.

Work Commuting and Social, Pleasure
We aim to find our customers cheaper, lower priced motorcycle insurance policies that combine excellent policy features and benefits with very affordable premiums in Ontario. Unlike other companies, we won't try to fit you in to a box of unnecessary coverage. We only give you exactly what you need.

Required Ontario Motorcycle Insurance: Uninsured motorist
If you're involved in an accident with an at-fault uninsured driver, Uninsured Motorist Coverage compensates you and your passengers for any bodily injury incurred. (Mandatory Ontario motorcycle insurance)

Required Ontario Motorcycle Insurance: Third party liability
If an insurance claim is brought against you due to your involvement in an accident and are found to be responsible, resulting in someone's injury or death, or if your motorcycle damages property, the liability insurance component of your motorcycle insurance will cover a claim made against you. Ontario requires a minimum amount of liability insurance coverage, but often we advise of additional motorcycle insurance so that if a claim exceeds your insurance coverage, and you are held responsible for the balance, you're protected. $1,000,000 in insurance liability coverage in Ontario is wise. (Mandatory Ontario motorcycle insurance. No special policy is required if you reside in Toronto, Ontario)

Optional Motorcycle Insurance: Comprehensive coverage
Similar to auto insurance, when your motorcycle is not involved in a collision but is damage and is in need of repair or to be replaced, usually as a result of theft, fire or vandalism. Comprehensive insurance coverage protects these occurrences. (Not mandatory Ontario motorcycle insurance)

Optional Motorcycle Insurance: Collision coverage
Similar to auto insurance, when your motorcycle is involved in a collision, this insurance coverage will repair or replace your motorcycle if it is damaged. (Not mandatory Ontario motorcycle insurance)

Optional Motorcycle Insurance: Specified Perils coverage
Specified perils covers physical damage to your bike but only for damage caused by hazards specifically listed on the policy. (for Ontario) The list may include:

Fire, Theft, Acts of God including Lightning, Windstorms, Hail, Earthquake, Explosions, Riots or civil disturbances, stranding, sinking, burning, derailment or collision and much more are covered by this perils insurance. (Not mandatory Ontario motorcycle insurance)

However, Specified Perils insurance coverage normally will not include vandalism or damage caused flying or falling objects, including rocks, etc. (Not mandatory Ontario motorcycle insurance)

Optional Ontario Motorcycle Insurance: Family protection coverage
If you are involved in an accident by an at-fault, underinsured driver, this insurance is for you and your family. This motorcycle insurance provides for in the event that you are travelling out of Ontario and in another province or state, this motorcycle insurance coverage will protect you in an accident up to and including the amount specified on your Ontario motorcycle insurance policy limits, even though the other driver's insurance coverage levels may be less than yours. (Not mandatory Ontario motorcycle insurance)

It can be that easy
What is the right Ontario motorcycle insurance coverage for you? We don't want our valued customers to choose a level of insurance that doesn't suit their needs. With a few key questions, we can steer you to the best overall insurance package for your needs. For complete details of Ontario motorcycle insurance policy types, contact one of our Ontario Motorcycle Insurance Specialists today. We're here to help.


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