There are well over 1 million employer businesses in Canada. That is a lot of businesses. What do all of them have in common? You worked hard to build your brand. You’ve invested a lot time and money. You need reliable commercial insurance to protect your financial wellbeing and best interests.
Why choose ThinkInsure? We know your business is different. Our commercial insurance brokers ask the right questions to help you get the custom insurance coverage your business needs.
More choice is better. Compare quotes and get coverage from a large selection of Canadian business insurance companies. Find the coverage you need at the best price.
We partner with over 50 insurance companies. We’ll find custom tailored commercial insurance solutions designed to meet your business needs.
Customer satisfaction is our top priority. We strive to make insurance easy for you. Get your questions answered. Get expert advice. We make commercial insurance easy.
In 2019 alone, there was more than $10 billion in claims by Canadian businesses. The reality is the vast majority of businesses will not survive a major loss without the right commercial policy.
Business insurance protects your investment in your company. You’ve put in countless hours of work and invested your hard earned money. You’ve done everything you can to make your business a success. Business insurance coverage ensures you stay successful and that your business is protected.
No business owner wants the future of their company to be at risk. Business insurance ensures your business is covered!
Business insurance protects your business from a variety of risks, including :
It's easy to get coverage. Just enter some business information and answer a few questions. Then our commercial insurance brokers will quickly help you find the best coverage package and rates.
Provide your business details and insurance needs. We'll help you if your not sure.
We’ll compare quotes and coverage options from our commercial insurance providers.
Choose the best policy and savings. Then you're business insured. It's that simple!
Commercial insurance is a form of coverage available to all types of businesses. It provides protection from losses as a result of unforeseen events and risks. You can get coverage for business interruption, financial loss, damage, injuries to employees and more.
There are many types of business insurance coverage options. Choose coverage that is best for your business type, industry, risks and perils.
A commercial insurance broker helps businesses compare insurance quotes and coverage. They act as an intermediary between the insurance company and your business. They work for you, not the insurer.
Commercial insurance brokers do more than just help you compare quotes. They can :
Commercial insurance rates are different for every business. Each company has a unique combination of insurance coverage needs. Costs are dependent upon :
Ensure you get the best business insurance rates and save money on your policy. Shop around for business insurance quotes. We’re happy to help you with this process. After all – it’s what we do best!
Your business is unique and so is your insurance policy. It’s important to find a policy that addresses your specific needs. Here are the steps to choose a business insurance policy:
Getting commercial insurance with ThinkInsure offers many advantages. Our commericial insurance broker will help you with everything you need to get your business insured :
At ThinkInsure, our commercial brokers want your business to thrive. Let us help you protect your business. Get a business insurance quote and have the peace of mind in knowing you are protecting your investment.
Insurance gives you protection against unforeseen events, liability and other threats. Buying commercial insurance also helps your business in a number of additional ways :
Business owners can overlook these benefits. Coverage also plays a key role in the overall development and growth of your company.
Understanding the biggest risks to your business is the first step to protecting it. Ensure you have the right commercial insurance coverage in place to mitigate these risks. Some of the top risks for businesses in Canada today include :
These and other risks all pose a threat to your business. We can help you mitigate these risks. We’ll help you choose a commercial insurance plan that addresses all your business needs.
If you own and operate a business, then you need commercial insurance, regardless of which industry you operate. Our commercial insurance brokers can get coverage for all industries :
Here are some answers to top questions we get about commercial insurance :
Commercial insurance works similar to other insurance products. It is a contract between your business and insurance company. You pay a premium in exchange for the insurer covering you against risks. When you file a claim, you get compensation for losses based on your coverage limits.
You will need to pay a defined deductible amount. Policies typically are effective for one year. You can make adjustments to your coverage at any time.
You can get affordable business insurance coverage by following these steps :
It depends on your business type, industry, and risk exposure. Every business has unique challenges. Consider getting a risk assessment. A business insurance expert can help you assess your coverage needs. With knowledge of your risks, you can then choose the best coverage for your specific needs.
It’s important to work with a reputable commercial insurance broker. Look at their credentials. Ensure they have a license and experience. Look into the insurers they partner with and the types of coverage offered. Check out reviews online to see what others have to say about working with the broker.
Use this information to assess if they are a good fit to work with your business.
Shopping for commercial insurance is quick and easy. Simply start a quote, enter the requested information and compare your policy options. Shopping online allows you to identify types of coverage that may be ideal for your business type. It can also help you find ways to save money on your policy.
It depends. Some businesses require some level of coverage. Others are not. Research insurance requirements in your industry and for your location. All businesses, at a minimum, should have commercial general liability insurance.
You can. But, you’ve worked too hard to let your business suffer because you didn’t have insurance coverage. Business insurance protects your business from common risks and unforeseen events. Business interruption, climate change, injuries on your property, fire, theft, cyber liabilities are all risks. They could cripple your business without the right coverage.
No. You can get commercial insurance without a business license. However, you may need to show proof of insurance to get a business license in some professions. Speak with a business insurance expert or your industry governing body to get clarification.
If you don’t have commercial insurance, you are increasing your exposure to risk. You are putting the financial stability of your business in jeopardy. Without coverage, all it takes is one legal issue, cyber-attack or other threat to shut you down.