We understand that Canadians have unique insurance needs. We'll work with you to create a personalized policy tailored specifically for you. Our large partner network of over 50 top insurance companies means you get the best protection and rates possible.
Finding the best insurance savings is quick and easy with ThinkInsure. Start by comparing quotes online or give us a call and we'll do it for you. Our team of licensed insurance brokers will answer all your questions and compare rates to get you the lowest premium. Get a free quote and save more on your insurance today!
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Awesome Experience, Darryl Fardy is the man, got me set up quick and easily. Greatly Appreciated.
Lisa was very pleasant to work out the details
Evan was our Magician. He was prompt in addressing our need yet patient to understand our situation and help accordingly. We are definitely going to go back to him, every time we have an insurance need. We highly recommend his service.
Insurance is about you. It’s about finding the right level of protection, coverage, and best prices quickly.
We have all types of insurance. Our insurance brokers will find the most affordable premiums for your needs. We take the guesswork out of the quote process. We help all customers get insured in minutes - new customers, renewals, switching providers, and even high risk.
We'll make sure you get properly insured and explain your policy details. We believe you don't have to sacrifice your insurance protection to get a great rate!
If you live in Ontario or Alberta, we've got you covered for car insurance quotes or for any other type of insurance. Start saving by comparing rates online or give us a call and we'll be happy to help you.
Not happy with how much you are paying for insurance? Want to see if you can find a lower rate? You may think it's not worth the hassle. But the reality is it’s no hassle at all and you could save hundreds of dollars on your premiums. Switching insurers is really easy with ThinkInsure.
See if you are overpaying for insurance. Quickly see the lowest rates from over 50 insurance companies.
We'll tailor your policy to meet your individual needs. You can add optional protection, endorsements, and apply discounts.
Choose the best rate and buy your policy. Our brokers will take care of everything and get you switched over for a better rate.
Insurance is about you. For over 50 years ThinkInsure has helped Canadians save by comparing the lowest quotes from the top providers. Our brokers will help you get personalized insurance and ensure you are covered properly. We are an independently owned insurance brokerage. This means we work for you and not an insurance company or third-party. Our job is to help you with all your insurance needs.
Insurance touches many aspects of our lives, so it's important to have a good understanding of what it is and how it works. Your need for insurance is dependent on your lifestyle.
You must have car insurance if you want to drive. Home insurance protects your property and commercial insurance ensures your business has protection. While on vacation it's important to have travel insurance so you can relax, knowing you're covered. Life insurance creates financial security for your family.
We know insurance can also be confusing. There’s a lot of terminology and difficult concepts to understand. But we have you covered. Here is a basic overview of what all Canadians should know about insurance:
Insurance is a contract between you and your insurance provider. It's in the form of a policy. This outlines the types of protection you have and the perils you are protected against, up to your policy limits. How much you pay and the types of threats you have protection against will vary based on your plan details.
The Government of Canada defines insurance as:
“Insurance is a contract, called a policy, between you and an insurance provider, under which you can be compensated for certain losses. You pay a fee called a premium. In exchange, the insurance company agrees to pay you a certain amount of money if the event you are insured against happens during the term of the policy.”
Home insurance is not mandatory, but if you have a mortgage, coverage will be required by the lender. Business insurance may be required based on your industry and business type. Life and travel insurance are optional but are recommended. So, your need for insurance depends on the product.
The amount of money you are entitled to will depend on your insurance plan and other details in your insurance contract.
However, how insurance works can differ slightly based on where you live. For example, the rules for car insurance in Ontario is different than in other provinces. The same is true for home insurance in Ontario. All types of policies have unique distinctions that make them slightly different depending on the province and insurer.
If you drive, there is a risk of a car accident, theft, or damage to your vehicle. Businesses and homeowners are at risk of damage from storms; break-ins, and liability issues if someone is injured on their property.
There are many other unforeseen events, threats, and risks you need to protect yourself against. Insurance provides you with protection against common threats and perils. Insurance provides you with:
For example, Ontario has the Financial Services Regulatory Authority of Ontario (FSRAO) and Alberta has Alberta Automobile Insurance Rate Board (AIRB).
Some insurers sell their products directly to consumers. But you are limited in your choices. You also will not know for sure if you are getting the best deal because you didn’t compare prices.
While aggregators offer you choices, you may be limited in the number of insurance partners they work with. Aggregators are not insurers and they don't provide coverage or insurance advice. They are lead generation sites that show estimates from brokers and providers that buy the leads.
Insurance brokers offer one-stop shopping for insurance. You can check quotes from many providers, allowing you to find the cheapest rates. Brokers will then ensure you have proper coverage and help you buy your policy. You get advice on all your insurance matters and have access to customer service when you need it. Make sure you find out how many insurers your broker works with. ThinkInsure has a very large selection of over 50 providers you can get insured with.
ThinkInsure has you covered for all types of insurance in Canada. We'll find you the lowest insurance rates for your property, auto, and business to help you save more. Get insured for a cheaper rate today.
Saving on auto insurance in Canada is quick and easy. Premiums and coverage can vary significantly by provider. With ThinkInsure you can choose from the top providers to find the best price. You could save up to 25% or more.Learn more
Our large selection of insurers not only means you get great home insurance, but you can save hundreds. We'll search for the lowest rates for your house and property and give you expert advice to ensure your home is protected properly.Learn more
We can help you protect your business by searching for commercial insurance from the leading providers in Canada. We'll help you compare plans to get the best protection for your business for most affordable price. Speak with a ThinkInsure advisor today to explore your options.Learn more
Insurance rates are always changing. The rates you were quoted a few years ago could be different today. They could be higher or lower.
Shopping around and exploring your insurance rate choices is just part of being a smart consumer. There is no "one-size fits all" solution out there. When you compare you are in a better position to reduce your payments. Here are some reasons to check the latest rates:
Are you looking to bundle home and auto insurance together to save more? Insurance premiums can be one of your biggest monthly expenses. One of the fastest, simplest ways to reduce your premiums is to combine them. Bundling your house and auto policy together with the same provider lowers your costs by up to 25% or more.Get Started
We know you want insurance options. ThinkInsure partners with more than 50 of the leading insurance companies in Canada. With our wide selection of insurers, we can offer you better insurance solutions. We will shop the market to make sure you are adequately insured at the lowest rate.
Get a better rate today on your insurance. See quotes for home, auto, business, life & travel insurance from the leading providers and save more. Get started online or speak with one of our advisors.Get Started
Life happens, sometimes unexpectedly. When it does, we’re here for you. Get into an accident? Have a flood at home? That's why you have insurance, right? Don't worry, we have your back.
We have 24/7 claims services so you can make a claim at any time. You can also get advice from our insurance brokers before making a claim. We'll advocate on your behalf and help you through the process.
We’re focused on providing the best insurance solutions and expertise to serve you better. Here are some of our professional memberships and accreditations. Our team of registered insurance brokers follows all industry rules and guidelines in Ontario and Alberta. They also receive regular training on the latest coverage, products, and information.
Read our insurance blog get helpful tips, information and news.
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There are situations where you will want or be required to have additional insurance, often in the form of optional enhancements called the Ontario Policy Change Form (OPCF).