We understand that Canadians have unique insurance needs. We'll work with you to create a personalized policy with coverage tailored specifically for you. Our large partner network of over 50 top insurance companies means you get the best protection and rates possible.
Finding the best coverage and saving on your insurance is quick and easy with ThinkInsure. Start by comparing the cheapest insurance quotes online or give us a call and we'll do it for you. Our team of licensed insurance brokers will answer all your questions and compare insurance quotes to get you the lowest rate. Get a free quote and save more on your insurance today!
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Elizabeth (Lisa) Grosdanis-Chiodo is by far the best Insurance Broker I have ever spoken to; very kind and great customer service! Overall, amazing care and great experience :)
I loved the services Mrs Kimberly gave me. She was fast and very efficient in getting me the best rate. I definitely recommend her
Best insurance company. Thank you to Lily and Max for your help with and quick and easy policy
Insurance is about you. It’s about finding the right level of protection, coverage, and best prices quickly.
We have all types of insurance. Our insurance brokers will find the most affordable premiums for your coverage needs. We take the guesswork out of the quote process. We help all customers get insured in minutes - new customers, renewals, switching providers, and even high risk.
We'll make sure you get properly insured and explain your policy details. We believe you don't have to sacrifice your insurance protection to get a great rate!
If you live in Ontario or Alberta, we've got you covered. Give us a call for a quote or compare quotes online. We'll get you insured quickly at a competitive rate.
Not happy with your current insurer's customer service, coverage options? Want to see if you can find a lower rate? You may think it's not worth the hassle. But the reality is it’s no hassle at all and you could save hundreds of dollars on your premiums. Switching insurers is really easy with ThinkInsure.
See if you are overpaying for insurance. Quickly see the lowest insurance quotes from over 50 companies.
We'll tailor your insurance to meet your individual needs. You can add optional protection, endorsements, and apply discounts.
Choose the best rate and buy your policy. Our insurance brokers will take care of everything and get you switched over for a better rate.
Insurance is about you. For over 45 years ThinkInsure has helped Canadians save by comparing the lowest insurance quotes from the top providers. Our brokers will help you get personalized insurance and ensure you are covered properly. We are an independently owned insurance brokerage. This means we work for you and not an insurance company or third party. Our job is to help you with all your insurance needs.
Insurance touches many aspects of our lives, so it's important to have a good understanding of what it is and how it works. Your need for insurance is dependent on your lifestyle.
You must have car insurance if you want to drive. Home insurance protects your property and commercial insurance ensures your business has protection. While on vacation it's important to have travel insurance so you can relax, knowing you're covered. Life insurance creates financial security for your family.
We know insurance can also be confusing. There’s a lot of terminology and difficult concepts to understand. But we have you covered. Here is a basic overview of what all Canadians should know about insurance:
Insurance is a contract between you and your insurance provider. It's in the form of a policy. This outlines the types of protection you have and the perils you are protected against. You have coverage up to your policy limits. How much you pay and the types of threats you are have protection against will vary based on your plan details.
The Government of Canada defines insurance as:
“Insurance is a contract, called a policy, between you and an insurance provider, under which you can be compensated for certain losses. You pay a fee called a premium. In exchange, the insurance company agrees to pay you a certain amount of money if the event you are insured against happens during the term of the policy.”
Comparing insurance quotes provides you with the opportunity to shop for solutions from a variety of insurance providers.
The amount of money you are entitled to will depend on your insurance policy limits, coverage selection, and other details in your insurance contract.
If you drive, there is a risk of a car accident, theft, or damage to your vehicle. Businesses and homeowners are at risk of damage from storms; break-ins, and liability issues if someone is injured on their property.
There are many other unforeseen events, threats and risks you need to protect yourself against. Insurance provides you with protection against common threats and perils. Insurance provides you with:
For example, Ontario has the Financial Services Regulatory Authority of Ontario (FSRAO) and Alberta has Alberta Automobile Insurance Rate Board (AIRB).
Some insurers sell their products directly to consumers. But you are limited in your choices. You also will not know for sure if you are getting the best deal because you didn’t compare prices.
While aggregators offer you choices, you may be limited in the number of insurance partners they work with. Aggregators are not insurers and they don't provide coverage or insurance advice. They are lead generation sites that show estimates of premiums from brokers and insurance companies that buy the leads.
Insurance brokers offer one-stop shopping for insurance. You can compare insurance quotes from many insurance companies, allowing you to find the cheapest rates. Brokers will then ensure you have proper coverage and help you buy your policy. You get advice on all your insurance matters and have access to customer service when you need it. Make sure you find out how many companies your broker works with. ThinkInsure has a very large selection of over 50 providers you can get insured with.
ThinkInsure has you covered for all types of insurance in Canada. We'll find you the lowest insurance rates for your property, auto, and business to help you save more. Get insured for a cheap rate today.
Insurance rates are always changing. The rates you were quoted a few years ago could be different today. They could be higher or lower.
Shopping around and exploring your insurance rate choices is just part of being a smart consumer. There is no "one-size fits all" solution out there. When you compare you are in a better position to reduce your payments. Here’s why you should assess your options with different insurance companies:
Are you looking to bundle home and auto insurance together to save more? Insurance premiums for your home and auto can be one of your biggest monthly expenses. One of the fastest, simplest ways to reduce your premiums is to combine them. Bundling your house and auto policy together with the same insurance company lowers your costs by up to 25% or more.Get Started
We know you want insurance options. ThinkInsure partners with more than 50 of the leading insurance companies in Canada. With our wide selection of insurers, we can offer you better insurance solutions. We will shop the market to make sure you are insured properly at the lowest rate.
Get a better rate today on your insurance. Compare the lowest quotes for home, auto, business, life & travel insurance and save more. Get started by comparing rates online or speak with one of our advisors.Get Started
Getting affordable insurance quotes is important. Why spend more money on insurance than you need to, right? Getting cheap insurance doesn’t always happen overnight. It's important to be proactive and consistently take the right steps to lower your insurance rates over time.
Here are some tips to help you save and get a cheaper insurance quote:
No two insurers offer the same products, coverage and pricing. Shopping around and assessing your insurance choices can help you gain a better understanding of the options and pricing available to you before you select a policy.
Insurance renewal time is your chance to lower your insurance rates. Providers change their rates often so comparing quotes before your policy renews is an effective way to save.
It's common for people to have many types of insurance. When you combine multiple types of insurance with the same provider you will qualify for significant savings. Bundling policies can save you 25% or more.
You can over-insure. Regardless of the insurance type, having too much will only result in you paying more for something you don’t require. Remember, you can always add to your coverage if you believe your current level is not enough.
How you pay for insurance can affect your total premium amount. Most people assume paying monthly is the only option. If you have the financial means, pay in full. This will save you on administrative and interest fees.
Everyone is predisposed to a certain number of threats. There are threats when you buy a home, drive your car, and operate your business. It's important to take steps to eliminate threats you can control. When you do this, you will lower your insurance rate.
Things change. When they do, you should adjust your insurance to reflect these changes, or you could find yourself with coverage gaps. Assess each year when your policy comes up for renewal to ensure it reflects your requirements. You could uncover new savings opportunities.
Insurance companies offer many different types of discounts. Be sure to ask your advisor about the discounts you qualify for. You could save hundreds of dollars on your insurance.
Minimizing risks when driving and maintaining your home and property will reduce your chances of needing to make a claim. Maintaining a claims-free status helps you avoid potential insurance rate increases.
Life happens, sometimes unexpectedly. When it does, we’re here for you. Get into an accident? Have a flood at home? That's why you have insurance, right? Don't worry, we have your back.
We have 24/7 claims services so you can make a claim any time. You can also get advice from our insurance brokers before making a claim. We'll advocate on your behalf and help you through the process.
We’re focused on providing the best insurance solutions and expertise to serve you better. Here are some of our professional memberships and accreditations. Our team of registered insurance brokers follows all industry rules and guidelines in Ontario and Alberta. They also receive regular training on the latest coverage, products, and information.
Your insurance quote is an estimate of how much your coverage will cost. It is as accurate as the information you provide when you fill out the quotation form. A licenced advisor must verify the final premium.
Ideally, you want to have enough insurance to financially protect yourself in the event you file a claim. For example, you want to set your limits high enough to cover the total cost of your vehicle if it is totalled or the cost to rebuild your home if it required a complete rebuild. Our experts can help you assess your requirements to ensure you have enough protection built into your policy.
Your insurance quote does not have a specific expiry date. Depending on the insurer your quote could be good for up to 30 days. It is best to act quickly once you get an affordable estimate to lock in the price. Check with your advisor to see how long your quote is valid.
Insurance companies have a different approach to how they calculate premiums and assess your level of risk. No two policies offered are the same. Some companies may include coverages that others do not. Your limits could also vary. Therefore, you should compare the price, protection, and overall value of the plan before deciding.
No. Companies do not typically match quotes. They use a formula to set the premiums for the coverage they specifically offer. Shopping around and checking out your possibilities allows you to get the lowest prices available.
Changing insurance plans or carriers is dependent on your situation. Many people stay with the same insurer for years, while others change more frequently. While it is different for each person, you can get the answer to this question by reviewing your needs annually and spending some time shopping around for the best price, discounts, and plan.
Always think about the overall value offered in a plan and don't choose a policy based on price alone.
Absolutely! At ThinkInsure, we respect your privacy and safeguard the personal information you provide during the quotation process. It is completely safe to get an online insurance quote.
Insurance rates can go up for many of reasons. Companies could have been granted a rate increase by FSRAO. There could have been an increase in risk in your region. Your situation could have changed since you first received a quote. Something as simple as moving to a new address can have a big impact on how much you pay.
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