What Is RV Insurance?
An RV (recreational vehicle) is a unique vehicle. It combines features of both your home and vehicle. RV insurance is meant to provide protection for motorhomes.
You get coverage for the vehicle, your personal contents and liability.
Do I Need RV Insurance In Ontario?
Yes. You will need it for any vehicle that you can drive independently. You will need minimum coverage that is similar to car insurance. You may also need property insurance if you live in your RV or motorhome.
You can get trailer insurance for a camper that you tow behind a truck in a separate policy.
What Types Of RVs Can You Insure?
There are many different types of RVs that can be insured in Ontario. We can help you get quotes for all types :
- Conversion bus
- And more
Insurance For Motorhomes
A motorhome is a unique type of RV. It requires specific requirements. They tend to be the more expensive. Your premiums depend on the type of motorhome you choose. We can help you get motorhome coverage for all types of new or used models :
- Class A motorhomes
- Class B motorhomes
- Class C motorhomes
Types Of RV Insurance Policies
RV and motorhome policies come in a number of types. There are a number of unique situations for owners. Choose the policy type that best meets your lifestyle :
- Live In : You live in your RV or motorhome full time. It’s your primary residence.
- Seasonal : You use it seasonally. For example, during the summer months.
- Temporary : You only need coverage for a short period of time.
Depending on your needs, you may want a standalone policy or bundle coverage with your current provider.
How Much Does RV Insurance Cost In Ontario?
The average cost of RV insurance depends on a number of variables. First it depends on your RV type. There can be a big difference in average premiums. For example, motorhomes are available in 3 classes (A,B,C). Your premium depends on the class and how much you use it.
In general, premiums can range anywhere from $500 to $2,000 or more per year. Get a quote to assess costs for your specific model.