Car insurance in Canada is as diverse as our provinces and territories. There are more than 25 million licensed drivers and more than 33 million registered vehicles on our roadways. All have a common goal – to get the best car insurance quotes in Canada and save money on insurance coverage.
Why Choose ThinkInsure? For over 45 years we’ve helped Canadian drivers save on insurance. Quickly compare car insurance quotes and get the best coverage and rates.
More choice is better. Compare quotes and get coverage from a large selection of Canadian insurance companies. Find the coverage you need at the best price.
Get your car insurance questions answered. We’re independently owned so you'll get unbiased advice and a better understanding of the best policy for you.
We’re always here to help. Get assistance with ALL your auto insurance needs. Get 24/7 claims service, renew or update your policy, compare quotes, and much more.
Instantly save money on your home and auto insurance policies. Simply combine them with the same insurer. It’s that easy.
Get rewarded for driving safe. How you drive will determine how much you save. The safer your drive, the more you save. It’s risk free!
Have multiple vehicles? Have more than one car in the family? Bundle coverage for all vehicles with one insurer and save.
Install winter tires and save up to 5% instantly. Drive safe and save!
Get rewarded for driving a green vehicle. If you drive an electric or hybrid vehicle you’ll qualify for auto insurance savings.
Loyalty pays in the form of car insurance policy savings. Renew with your current provider to get a discount. The longer you stay, the more you can save.
Recently retired? Are you a senior driver? Get reward for your experience behind the wheel. Save up to 10%.
Start off driving the right way. Complete a government approved driver training program and save on your insurance rates.
Comparing car insurance quotes is easier than you think. Get quotes from the top Canadian insurers in minutes. It is as simple as 1-2-3:
Tell us a bit about yourself, the vehicle you drive and your coverage needs.
We’ll compare rates and coverage from the top car insurance companies.
We'll help you select the best rate and coverage for your needs. Then you buy your policy and you're insured.
Car insurance costs in Canada vary widely from province to province. Where you live will impact your rates. The average annual insurance rates are the highest in British Columbia at $1,832 and the lowest in Quebec at $717. The average premium for Canadian drivers is $1,244.
The province you live in has a big impact on how much you pay for car insurance. Average car insurance rates are much different in every province. Here is a breakdown of yearly Canadian car insurance rates by province from the Insurance Bureau of Canada.
Comparison shopping is the most effective way to find the coverage you need and save. You can do both at the same time with ThinkInsure. Compare quotes and coverage from Canada’s top car insurance providers. You tell us about your car insurance needs and we’ll shop around for coverage. We give you the most insurance options.
It’s simple. There are two easy ways to get quotes. You can:
Answer questions about your location, vehicle, and driving history. See what discounts you qualify for and compare coverage options.
Our insurance experts use your information to compare quotes from our top insurance partners. We do the shopping. You choose the car insurance quote that is best for you!
The more information you provide, the more accurate of a quote you’ll receive. Have this information handy:
It only takes a few minutes to get an online car insurance quote. Follow the simple steps, enter your information and you can compare quotes in no time! For your convenience, you can get a quote any time of day. Or, if you prefer, give us a call and speak with one of our insurance professionals.
Great news! There are lots of simple ways to save on car insurance. Use these tips to get low car insurance rates:
There are many factors that can affect auto insurance rates. Some you can control, others you can’t. Here are the main factors used by insurance companies to determine rates :
Check out these interesting facts about driving and car insurance in Canada:
We’ve helped thousands of drivers find auto insurance coverage and save. Check out what our customers are saying about us on Google.
We Have Hundreds Of 5 Star Reviews!
Average of 4.7 out of 5 stars in 708 Google reviews
Sandy Kerr was the broker that I worked with. She made the process of finding an insurance policy that fit my needs and my budget extremely easy. She was very knowledgeable and personable which made the process that much easier for me. I would highly recommend Sandy for those shopping for an insurance policy.
Todd is a life saver! I did not have a common insurance case and they really stepped up to get me vehicle insurance quickly.
Cookie's & Cream
I explained my situation and my broker helped me out 100 percent and was always very quick to respond even when i got annoying very professional and best broker experience ive had. Would def recommend
Thinkinsure is an excellent company. I was having a hard time finding car insurance and they got me a very good rate given my circumstances. My broker Amneet Bal was extremely helpful, and even went as far as speaking to my old insurance company on my behalf to get the required documents. Would use again! Can't recommend this company enough.
Sandy kerr was super helpful helped me find a great price and went to great measures to get me the best quote
A truly positive experience. Amneet was quick to get me a quote and take care of my insurance needs in a friendly and very professional manner. Highly recommended if you're looking for quality and professional insurance needs.
This lady right here by the name Sandy is the best, she took her time to listen to my story, very kind and patient. She was able to find me what I wanted but not only that, her customer service was so sweet and calm. I will surely introduce and send future customers to ThinkInsure for sure moving forward. Thanks again Sandy.
Sandy kerr is friendly and has Very good costomer service she helped me to get what i was looking for recommend her services to any one who is looking for best deal in market
Accidents happen – fender benders, at fault accidents, a broken windshield, vandalism and everything else. If you need to start a claim, we’re ready to help. Get advice from our unbiased insurance experts. We’re on your side. We will help ensure you quickly work through the car insurance claims process.
Here are some common questions we get:
You are legally required to purchase car insurance coverage to operate a vehicle in Canada. Liability insurance coverage is mandatory in all provinces. The minimum coverage amount varies by province. You can purchase additional optional insurance coverage such as comprehensive coverage and collision coverage.
Auto insurance rates vary based on insurance companies. Comparing car insurance rates and quotes allows you to see what the market has to offer – given your driving history, vehicle, coverage needs and other factors. Comparing rates helps you find the lowest car insurance rates. It’s recommended to compare car insurance rates each time your policy comes up for renewal.
The cheapest car insurance rates depend on many factors, including your insurer. There is not one insurance company that has the cheapest rates. It depends on the type of coverage, your vehicle, and much more. Comparing auto insurance quotes is the only way to find who has the cheapest car insurance.
Yes. Getting a car insurance quote is 100% free.
It depends on who you use to compare quotes. For some insurers your quote will be valid for 30 or 60 days. Some may be longer or shorter. Speak with your insurance professional to get clarification.
Car insurance is different from province to province. Each province has its own car insurance system, rules, and regulations. Even though there are differences, auto insurance policies and coverage are similar across Canada.
You can save money on your insurance premiums by maintaining a clean driving record, choosing an insurance friendly vehicle, reviewing your coverage regularly, combining insurance policies, and comparing car insurance quotes each time your policy is up for renewal.
Yes. Where you live will impact car insurance rates. The population, weather, crime rate, infrastructure, and traffic accident rates in your area can all factor into auto insurance costs in your area.
Read our insurance blog get helpful tips, information and news.
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