Car Insurance

Looking For A Car Insurance Quote And Coverage?

ThinkInsure can help you save on car insurance

For over 45 years we’ve helped drivers save on their auto insurance. We understand that you want to save as much as possible and get the best rate for your coverage. Our auto insurance experts will find you the best quote from multiple auto insurance providers to help you save.

Find The Lowest Rates From Top Auto Insurers

More choice is better. Compare quotes and coverage from our large selection of auto insurance providers. Find the coverage you need at the best price.

Get Expert Savings And Coverage Advice

Get your car insurance questions answered. We’re independently owned so you'll get unbiased savings advice and a better understanding of the best coverage for you.

Savings And Service Go Hand In Hand

Get assistance with all your auto insurance needs. We'll help you save on renewal by comparing quotes, get 24/7 claims service, policy change requests, and much more.

Auto Insurance Quotes For All Types Of Vehicles

We can get you an auto insurance quote for any type of vehicle you drive or type of driver you are. Our auto insurance advisors will get you proper coverage at an affordable rate.

Compare Quotes From Canada's Leading Auto Insurance Companies

Shop and save by comparing insurance rates from the top brands

Comparison shopping is the most effective way to find the lowest quote for the coverage you need. You can do both at the same time with ThinkInsure. Compare quotes and coverage from Canada’s top insurance providers. You tell us about your car insurance needs and we’ll shop around for coverage. We give you lots of insurance savings options.

See all the insurance companies we can get you a quote and coverage with.

Logos of leading auto insurance providers

How To Get A Car Insurance Quote With ThinkInsure

It's easy to get a car insurance quote with ThinkInsure. You can quickly compare rates in 3 minutes or less from the leading providers in Canada.

To find the best savings please have the following :

  1. Your address and licence dates
  2. Your vehicle model information

Just complete these easy steps to see the best quote :

Step 1

Begin Your Quote


Enter your postal code and address.

Start
Step 2

Enter Your Driving Details


Tell us about your driving and vehicle information.

Step 3

Compare The Best Quotes


Compare quotes from the leading auto insurance providers.

Step 4

Select The Lowest Quote


Choose the lowest quote and coverage. Then get your policy.

How Much Does Auto Insurance Cost In Canada?

Image a car and Canadian flag with average car insurance rate

Car insurance costs in Canada vary widely from province to province. Where you live will impact your rates. The average annual insurance rates are the highest in British Columbia at $1,832 and the lowest in Quebec at $717. The average premium for Canadian drivers is $1,244.

Things To Know About Getting A Car Insurance Quote

The more information you provide, the more accurate of a quote you’ll receive. Have this information handy:

  • Postal code
  • The date you need coverage to start
  • Basic personal information (name, gender, age, phone number, email)
  • Driver’s license
  • Vehicle make, model, year
  • Driving habits (kilometres driven daily, personal or business use)
  • Insurance and driving history
  • Coverage limits requirements

It only takes 3 minutes to get an online car insurance quote. Follow the simple steps, enter your information and you can compare quotes in no time! For your convenience, you can get a quote any time of day. Or, if you prefer, give us a call and speak with one of our insurance professionals.

Check out these facts about driving and car insurance that can impact how much you pay :

  • Affordability continues to be a key issues for drivers in many provinces.
  • Car insurance is mandatory in all provinces and territories.
  • Minimum coverage requirements vary from province to province.
  • Drivers in Ontario, Alberta, Nova Scotia, PEI, New Brunswick and Newfoundland buy car insurance from private companies.
  • Residents in British Columbia, Saskatchewan, and Manitoba purchase auto insurance through a government agency. Quebec driver’s coverage comes from both government and private insurers.
  • No fault insurance systems are in place in Ontario, Quebec, Nova Scotia, New Brunswick and PEI.
  • There are more than 25 million licensed drivers in Canada.
  • There are more than 33 million registered vehicles.
  • The number of motor vehicle fatalities and personal injuries continues to drop.
  • The estimated cost of insurance fraud is $1.5 billion annually.
  • 56.9% of every insurance dollar collected is paid out in claims.
  • In 2018, private property and casualty insurers in Canada paid out 18.2 billion in net claims incurred to policyholders for all types of auto insurance coverage.
  • PEI, Saskatchewan, and Yukon have the highest accident casualty rates in Canada. Ontario has one of the lowest.

Find The Best Car Insurance Online

When you get a car insurance quote online with us we will make sure you get all the car insurance discounts that you qualify for. We work with many leading insurance providers so there are lots of ways to help you save.

Bundle and save big!

Bundle and save big!

Instantly save money on your auto and home insurance policies. Simply combine them with the same insurer. It’s that easy.

Use a driving app and you could save 30%

Get rewarded for driving safe. How you drive will determine how much you save. The safer your drive, the more you save. It’s risk free!

Use a Driving App best savings
Insure multiple vehicles Insure multiple vehicles

Have multiple vehicles? Have more than one car in the family? Bundle coverage for all vehicles with one insurer and save.

Use winter tires Use winter tires

Install winter tires and save up to 5% instantly. Drive safe and save!

Drive an electric vehicle Drive an electric vehicle

Get rewarded for driving a green vehicle. If you drive an electric or hybrid vehicle you’ll qualify for auto insurance savings.

Be a loyal customer Be a loyal customer

Loyalty pays in the form of car insurance policy savings. Renew with your current provider to get a discount. The longer you stay, the more you can save.

Retiree and seniors Retiree and seniors

Recently retired? Are you a senior driver? Get reward for your experience behind the wheel. Save up to 10%.

Complete driver training Complete driver training

Start off driving the right way. Complete a government approved driver training program and save on your insurance rates.

Car Insurance Coverage Tailored To Your Needs

Get the coverage you need. Find flexible car insurance solutions. Customize your insurance policy. We’ll help you find the best coverage for your driving and insurance needs :

See What Our Customers Say

We work hard to provide our customers with the best car insurance experience.

We’ve helped thousands of drivers find auto insurance coverage and save. Check out what our customers are saying about us.

We Have Hundreds Of 5 Star Reviews!

Review Rating Review Rating

Average of 4.7 out of 5 stars in 826 Google reviews

Your Car Insurance FAQs Answered

Here are some common questions we get:

Yes. Getting a car insurance quote is 100% free.

Yes. Where you live will impact your car insurance quote. The population, weather, crime rate, infrastructure, and traffic accident rates in your area can all factor into auto insurance costs in your area.

It depends on who you use to compare quotes. For some insurers your quote will be valid for 30 or 60 days. Some may be longer or shorter. Speak with your insurance professional to get clarification.

You are legally required to purchase car insurance coverage to operate a vehicle in Canada. Liability insurance coverage is mandatory in all provinces. The minimum coverage amount varies by province. You can purchase additional optional insurance coverage such as comprehensive coverage and collision coverage.

Auto insurance rates change frequently and vary based on insurance provider. Comparing car insurance quotes allows you to see what the market has to offer – given your driving history, vehicle, coverage needs and other factors. Comparing rates helps you find the lowest car insurance quote. It’s recommended to compare rates each time your policy comes up for renewal.

Car insurance is different from province to province. Each province has its own car insurance system, rules, and regulations. Even though there are differences, auto insurance policies and coverage are similar across Canada.

Insurance Blog And News

Read our insurance blog get helpful tips, information and news.

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Learn How To Use A Roundabout

Roundabouts are becoming popular across Ontario as municipalities. Learn how to use a roundabout and find out what the rules are.

2020-07-21

What Is An Insurance Binder?

Need an insurance binder? Not sure what it is? Get an insurance binder definition and learn about when and why you need one from your insurer.

2020-07-17

Fire Hydrant Parking Distance Rules And Fines In Ontario

Think twice before parking in front of a fire hydrant in Ontario. Find out how far you need to park from a fire hydrant and the fine if you park too close.