Markham Car Insurance | Compare Cheap Quotes Online

1-855-550-5515

Find the cheapest car insurance quotes in Markham from Canada's top providers to get a better rate.

See all providers

Save with Markham's best auto insurance rates

Shopping for cheaper car insurance in Markham? Car insurance rates in the city of Markham are some of the highest in the province. Drivers regularly pay more than the provincial average, and rates continue to climb. You live in a region known for higher than normal auto insurance premiums. But we can help change this.

At ThinkInsure, we can help you compare the best car insurance quotes in Markham . We know that saving money is a priority for you and your family. Rather than just accept the premium offered by your insurer, shop around with us to find a lower rate. We are partners with the leading insurance companies in Canada. You can see quotes from multiple providers in just a couple of minutes and quickly find the lowest auto insurance rates in Markham.

You could save up to $500 or 30% on your next policy. Get started by comparing quotes online or give us a call and speak with one of our insurance advisors. Keep reading to learn more about car insurance in Markham and find out how you can save on you coverage.

How to compare car insurance quotes in Markham

Comparing the lowest car insurance quotes in Markham is easy. Start saving by following these steps.

1) Start your quote

Enter your postal code to get started.

2) Enter your driving details

Provide us with some basic personal, driving and vehicle information.

3) Compare your quotes

Calculate the lowest quotes from the top insurance companies.

Choose your policy

Choose the best rate. Confirm the details with our experts and get insured.

Get Started

We’ve got 5 star auto insurance in Markham

Rated 4.7 out of 5 stars in 1273 Google reviews

We help drivers in Markham find better auto insurance rates and coverage.

See all reviews

Simon Mak

2023-02-23 02:13:38

Neil provided great broker service. Will definitely return to ThinkInsure.

Haile Baheta

2023-02-16 02:24:59

I have the pleasure to renew my Automobile Insurance with Kimberly Ladis of ThinkInsure . She was great in finding me the lowest price with a reputable company. She is kind ,efficent & professional. I will recommend her to everyone I know.

Shannon

2023-02-08 20:16:36

I had the pleasure of getting Evan V. as my broker. What set him apart from others I have spoken to was his knowledge. He answered all of my questions promptly and taught me about my specific insurance needs. He was very professional and kind. I felt better after speaking with him.

Caitlin MacFayden

2023-02-02 18:06:04

I had the pleasure of dealing with Neil. I was completely lost when looking for the type of car insurance I needed. Neil was extremley patient with me and walked me through everything.He was available at any time and had answers to all my questions. Thank you for this amazing experience!

tremari

2023-02-01 05:11:36

Pooyan Saeidi has a top-notch customer service skill, very fast service, prompt in answering your email. He will always call to check if you got what you want. He will give the best advice on all your insurance needs and explain in a layman’s term, very friendly and accommodating even if he has to explain for the nth times. 101% rating for his service quality.

Theresa

2023-01-28 05:28:47

I don't know where to begin but I'm so glad that I got Evan Venditti as my advisor. He earned my respect for choosing integrity over personal gain. While I went with a different firm, it was his suggestion that led me to saving hundreds of dollars on auto insurance. He explained that the companies they work with cater to a particular demographic I'm not exactly a part of. He's pretty well versed and insightful. He spoke on a level that I understood. I love that he gave me time to call a couple of other places first before proceeding with his quote. I called those places and went with one of them since I got a lower quote. With all the chaos that's going on in my personal life, this made me emotional. If somehow I took different steps that day and I didn't come across this guy, I'd be paying so much more on insurance. So although I'm not a client, just want to take this time to share this phenomenal experience!

Michelle Spencer

2023-01-19 16:21:03

Evan Venditti has been absolutely amazing and extremely helpful! Always following up to make sure that I am updated on any changes to my policy. He also made the process of obtaining a policy so easy! 10/10 recommend. Hopefully you will get the chance to work with him!

Jaden Moore

2023-01-10 20:04:35

Great customer service.! Quick and efficient. I worked with Denise Snider. She was great with getting me a cheap quote, she sent payment info, and paper work right away. Papers were signed within 24h and insurance was confirmed. I am a high risk driver, who can’t get insured anywhere else due to accumulation of tickets. 10/10 recommend!

What type of auto insurance is available in Markham?

All drivers in Markham must have the same minimum amount of car insurance coverage as the rest of the province. You can get this from any insurance company. This includes :

Mandatory coverage

$200,000 in third-party liability : Most drivers have between $1 and $2 million in protection.
Statutory accident benefits : Medical benefits if you are hurt in a crash.
Direct compensation property damage (DCPD) : This covers the repair of your car if you are not at fault for the collision.
Uninsured automobile coverage : Covers medical and vehicle repair costs if you are hit by an uninsured motorist.

This is the basic amount of insurance you can have. Most drivers have more.

Optional coverage

You also have the choice to increase liability limits and add other optional coverage such as:

Collision : Ensure your vehicle is protected if you are in a crash.
Comprehensive : Protect your vehicle against non-accident related perils such as falling objects, theft, and vandalism.
Specified perils : Covers loss for perils listed in your plan (fire, theft, weather damage, etc.)
All perils : Protects you against all perils unless they are listed as an exclusion in your plan.

Additionally, you can add policy endorsements to enhance and alter your policy. Keep in mind that more protection will increase your rate.

Learn more about how insurance works on our Ontario car insurance page.

How do I get more cheaper auto insurance premiums in Markham?

There are steps you can take to get a lower rate. Here are some tips to get cheap car insurance in Markham :

Be a discount shopper : There are lots of insurance discounts to be had. Ask your insurer to find you more savings.
Choose your vehicle wisely : Some cars are costly to insure, others are not. Check out our list of the cheapest cars to insure.
Drive safe : Avoid accidents and claims that will increase your rates.
Bundle and save : Combine all your car and home insurance under a single policy. Compare your options and get immediate savings.
Do an annual comparison : Your policy comes up for renewal once per year. Use this time to shop around and find the lowest premiums.

How much does car insurance cost in Markham?

Drivers in Markham pay higher than average car insurance rates. You can expect to pay approximately $2,100 annually for car insurance in the Markham area. Many drivers pay more than this if they have a ticket or accident on their driving record.

Costs are similar to Toronto car insurance rates and with other cities in the GTA.

Average Markham car insurance rate compared to other Ontario cities info graphic

What is the most affordable area for car insurance in Markham?

Your location matters. Here are the most affordable and expensive neighbouurhoods for auto insurance in Markham :

Area in city of Markham	Postal codes	Premium (lowest, most expensive)
Box Grove, Vinegar Hill	L3S	➜ Most expensive
Downtown Markham across to Highway 7 and 8	L6C	➜ Lowest

Auto insurance for all Markham neighbourhoods

Markham is made up of dozens of unique neighbourhoods. Even something as simple as your postal code or street can affect your insurance by hundreds of dollars per year. We’ll help you find affordable car insurance rates no matter where you live within Markham.

Almira
Angus Glen
Armadale
Bayview Glen
Berczy Village
Box Grove
Brown's Corners
Bullock
Buttonville
Cachet
Cashel
Cathedraltown
Cedar Grove
Cedarwood
Cornell
Crosby
Dollar
Downtown Markham
Dickson's Hill
German Mills
Greensborough
Hagerman's Corners
Langstaff
Legacy
Locust Hill
Markham Village
Middlefield
Milliken Mills
Milnesville
Mongolia
Mount Joy
Quantztown
Raymerville – Markville East
Rouge Fairways
Sherwood – Amber Glen
South Unionville
Thornhill
Underwood
Unionville
Uptown Markham
Victoria Square
Vinegar Hill
Wismer Commons

With over 50 insurance company partners, we can help you get the insurance you need at a rate you can afford, regardless of where you live.

Markham car insurance FAQs

How does getting online car insurance quotes in Markham work?

Getting a car insurance quote in Markham with ThinkInsure is simple. You can get a quote online through our website. Simply enter your information and we’ll compare quotes for you. We’ll help you find the top insurance company to serve your needs. You assess your options and choose the best rate and save money. Or if you prefer, give us a call to get a quote over the phone.

Why is car insurance so expensive in Markham?

There are many reasons why car insurance can be expensive in Markham. More traffic volume, more accidents, higher instances of theft and fraud and proximity to major highways are all factored in by insurers when assessing risk and determining rates.

Does ThinkInsure offer all types of auto insurance in Markham?

You bet! We can help you compare quotes for all types of vehicles (cars, trucks, SUVs, sports cars) and can get you auto insurance for all your driving needs in Markham. Whether you are a new driver, senior, drive a classic car, or need high-risk auto insurance, we can help you get insured and save.

Does ThinkInsure partner with the best car insurance companies in Markham?

Yes. We work with the top car insurance companies in Markham. From Aviva to Intact, Wawanesa, Travelers, and more, we can help you get insurance from industry leading providers. Comparing quotes from these companies allows you to find the lowest car insurance rates in Markham.

About Markham and auto insurance

Driving safe and staying crash free is even more important in Markham considering how high car insurance rates are in the region. The city experiences the same congestion, road construction, and delays as other areas in the GTA. Keeping your focus on the road and shopping for auto insurance quotes is paramount to get lower premiums in Markham in Markham.

Here is some important information about driving in the city and the surrounding area :

Highways

Highway 404
Highway 7

Public transit

York Regional Transit (YRT)
Go Transit

Toll roads

407 ETR

Ride-sharing

Uber

Road trips

Cook's Bay
Prince Edward Country
Lake Simcoe
Port Perry
Mount St. Louis Moonstone

Parking

City of Markham
Impark

Top attractions

Toogood Park
Rouge National Urban Park
Milne Damn Conservation Park
Pacific Mall
Reesor Farm Market

Busiest intersections

Woodbine Ave and Highway 7
Woodbine Ave and Steelcase Road
Highway 7 and McCowan Road
Kennedy Road and 14th Avenue
Highway 7 and Warden Ave

Airports

Buttonville Municipal Airport

Markham traffic, stats, and car insurance

With a population of over 360,000, Markham is the largest of nine municipalities in the York Region. It is the seventh largest municipality in Ontario. It covers 211.5 hectares and is bounded by Steeles Avenue to the south. The northern boundary includes Highway 7 from Yonge Street east to Highway 404 as well as a line between 19th Avenue and Stouffville Road running west to Highway 404. The eastern boundary is the York-Durham line.

Here are some interesting facts about the region that can influence your car insurance rates and needs :

Highway 7 and Kennedy Road are two of the busiest in the city. More than 60,000 drivers use the road daily.
Major highways passing through the city include Highway 404, which runs from Toronto to the north of Newmarket, and Highway 407, which connects it with Vaughan, Brampton and Burlington.
Over 115,000 people drive or are a passenger in a car on their commute to work, according to the 2016 Census.
More than 30,000 commuters have a commute of more than 60 minutes. Most people commute is between 15 and 45 minutes.
333 drivers were charged with impaired in 2019. This is up from 301 in 2018 according to the York Regional Police Statistics Report. Getting caught for this or any other serious offence will spike your auto insurance rates.

Tips for driving in Markham

How you drive can have a big impact on how much you pay for your auto insurance. We’ve put together a list of tips to help you drive safelyly in and around Markham :

Avoid highway 7 if possible : Highway 7 is one of the busiest roads in the city. A number of intersections along this road are known for traffic congestion and accidents. Choose an alternative route if you can.
Get a transponder : Take highway 407 toll road can save you a lot of time on your commute. Get a transponder to save on the costs to use the toll road.
Drive during off-peak hours : If possible, drive during off-peak hours. This can help you spend significantly less time on the road and avoid being involved in an accident that increases your car insurance rates.
Check road conditions before driving : You never know what you will be up against each day. Check the traffic report to see constructions, collisions, and traffic delays.

Start saving on Markham car insurance today

Drivers in Markham can follow a simple step to get the best auto insurance - compare quotes and save. It can be that easy. Speak with our insurance experts today to find the cheapest rates from the top insurers in the province. Get started by doing a quote online or give us a call.

Get Started

Insurance Blog And News

Read our insurance blog get helpful tips, information and news.

2023-03-23

Compare Markham Car Insurance Quotes