Want to get cheaper car insurance in Calgary? Want to quickly compare quotes to get the lowest rates for your coverage?
ThinkInsure is independently owned and we can get quotes from the top auto insurance companies in the country to help you keep more money in your pocket.
Our advisors work for you to find the best car insurance for your needs at a more affordable premium.
Compare quotes in these easy steps and start saving.
Enter some basic personal details.
Provide us with your driving and vehicle information.
See prices from the top companies.
Choose the lowest rate and coverage. Confirm the details with our experts and purchase your policy.
Get StartedAverage of 4.7 out of 5 stars in 1171 Google reviews
See what our customers are saying about us.
See all reviewsbaskaran ganesh
2021-12-10 23:55:40
Ii just have good rate from tinkinsure Mr Neil thanks.
Omalie Buteau
2021-12-09 23:11:42
Although their price is great, I'm the type of person to go for which ever option is easiest even if it's more expensive because I hate dealing with those phone calls. I spoke with Dave Rasie and honestly it was almost fun, definitely satisfied with the price and service, I feel good about my decision.
david johnson
2021-12-07 19:44:48
I was very happy how fast they helped me. I was helped by Darryl fardy, he was excellent and got me a great price. Thanks
Our advisors help drivers get affordable insurance. We help you assess your options and provide expert savings advice. Here is how we'll help you save :
Driving in Calgary is only becoming more congested and challenging. Affectionately referred to as Cowtown and home to the world famous Calgary Stampede, the city is the fastest growing city in Canada – this means more cars, more rush hour traffic, and greater risk for drivers.
Add to this constant construction as the Calgary Ring Road is being constructed and unpredictable weather. Drivers need to be alert and drive safe if they want to pay less.
But regardless of the type of vehicle you drive, where you drive, or how often, drivers need insurance they can depend on.
We’ll help you reduce costs even when rates are on the rise.
How much you pay will vary from driver to driver. The average car insurance premiums in the city are about $1,250 annually, or about $105 per month. In general, premiums in Calgary tend to be higher than other Alberta cities. The population, amount of traffic, and risk all play a role in how fees are determined by providers.
The best way to know how much your rate will cost is to get an estimate from multiple insurers.
Here's how auto insurance works in Calagary :
Drivers are required to have a mandatory amount of protection. At a minimum, you must carry $200,000 in third party liability and accident benefits. How much you pay is determined using the grid rating program.
The majority of drivers have more than the minimum car insurance. Optional coverage does not apply to the grid rating system. Drivers are free to get quotes for optional or additional protection.
Get more information about the specifics of Alberta car insurance requirements.
Insurance needs vary based on where you live in Calgary. Unpredictable weather makes it important to have more than the basic amount required to legally drive.
Calgary drivers have some of the highest premiums not only in the province, but in all of Canada. As a major city, large traffic volume and unpredictable weather in the region increase risk.
The city also has one of highest instances of vehicle theft in the country. These factors, among others such as age, vehicle type, and driving record, increase how much you will pay.
There are many factors that impact auto premiums :
Calgary auto insurance fees are set by the Automobile Insurance Rate Board (AIRB). They manage the Grid Rating System to set the maximum premiums insurers can charge.
All drivers want to get a good deal. Here are some tips to pay less :
There are a variety of discounts and incentives offered by insurers. Take advantage of them :
The City of Calgary is a big place. There is a large downtown core and many different neighborhoods. Where you live, how and where you drive within the city matters.
This means your payments can vary based on where you live in the city. Fees can be higher in some neighborhoods than others. We offer plans for :
We also offer coverage for residents in :
It can. Having a history of poor credit can affect how much you pay. You are viewed as being more likely to miss a payment. How much your credit will affect your fees depends on your specific situation.
All drivers want to get the lowest payments. The insurer that offers the lowest depends on your needs and situation. Comparing quotes from multiple providers is the most effective way to find a lower rate.
Yes. You are required to be listed as a driver on a policy to drive or register a vehicle.
You need insurance to protect yourself against driving risks and threats. One accident or having your vehicle stolen could put you at financial risk.
Plus, you are legally required to have a minimum plan to register your vehicle.
Getting insurance in Calgary is the same as getting coverage anywhere else in the province. You apply for it, assses options, and choose the level of protection. Contact us to compare quotes and explore your options.
No. Insurers do not offer month to month insurance in Alberta. You can pay your policy monthly and you are free to make changes to your policy at any time. The shortest policies offered are usually 6 month terms.
Yes, it’s possible to get same day car insurance. Getting a quote only takes a few minutes of your time (if you have all your information handy). Depending on your policy needs, it could be issued on the same day of the request.
Read our insurance blog get helpful tips, information and news.
How does it work if you have insurance and someone else is using your car – do you need extra coverage?
Harsh and slippery driving conditions make winter tires in Canada a must. Yet many drivers still don’t use them. Learn about Canadian winter tires for 2021-2022 and get buying tips.
Is it true that the fines are doubled if you are caught violating a traffic law in a construction zone? Learn about driving through construction zones and the different signs.
Are you an Alberta driver? Whether you’ve just receive your learners permit, are working toward your full class 5 license or you are an experienced driver, this blog will provide you with everything you need to know about the class 5 license in Alberta.
