What Is The Average Ottawa Car Insurance Cost?
The costs for car insurance in Ottawa are lower than other larger cities in the province. Many drivers with clean driving records pay less than the provincial average of $1,634. Some pay between $900 and $1,100 annually. The average car insurance in Ottawa is $1,150.
Ottawa Auto Insurance Rates Vs. Other Ontario Cities
Ottawa is known for their safe roads and car insurance rates reflect this fact. Premiums are generally less than other regions in the province. In some instances, you will pay hundreds of dollar less per year than in the GTA, for example.
What Are The Cheapest Areas In Ottawa ON For Auto Insurance?
Car insurance premiums typically are more if you live Napean and surrounding area. This includes Blossom Park, Greenboro, Leitrim and Findlay Creek.
Depending on where you live in the city, you could be paying as much as $1,000 more than others.
The most affordable neighborhood is the Gloucester area (Blackburn Hamlet, Pine View and Sheffield Glen). Drivers in this area commonly see premiums a few hundred dollars less annually.
Average Premiums By Neighbourhood
Ottawa Postal Codes With Lower Car Insurance Premiums
See what postal codes are below the city's average rate of $1,151/yr.
||K1A, K1R, K2P, K2C, K2B, K2A, K1Z, K1V, K1S, K1P, K1M, K1N, K1L, K1K, K1H, K1G
Ottawa Auto Insurance Rates Differ For Each Neighbourhood
Where you live in Ottawa matters for how insurers calculate your insurance. Prices can vary significantly based on which neighbourhood you reside in.
That's where we can help you. With our large selection of partners we'll search for the best rate for your neighbourhood.
- Rockcliffe Park
- Blackburn Hamlet
- Riverside South
- Burritts Rapids
- Fitzroy Harbour
- North Gower
- Constance Bay