What is the average Ottawa car insurance cost?
The costs for car insurance in Ottawa are lower than in other larger cities in the province. Many drivers pay less than the provincial average of $1,634. Some pay between $900 and $1,100 annually. The average car insurance premium in Ottawa is $1,150.
Ottawa auto insurance rates vs. other Ontario cities
Ottawa is known for its safe roads and car insurance rates reflect this fact. Insurance premiums are generally less than in other regions in the province. In some instances, you will pay hundreds of dollars less per year than in the GTA, for example.
What are the cheapest areas in Ottawa ON for auto insurance?
Car insurance premiums typically are more if you live in Napean and the surrounding area. This includes Blossom Park, Greenboro, Leitrim and Findlay Creek.
Drivers in Ottawa could be paying as much as $1,000 more than others depending on where they live in the city.
The most affordable neighbourhood is the Gloucester area (Blackburn Hamlet, Pine View and Sheffield Glen). Drivers in this area commonly see premiums a few hundred dollars less annually.
Average premiums by neighbourhood
Ottawa postal codes with lower car insurance premiums
See what postal codes are below the city's average rate of $1,151/yr.
||K1A, K1R, K2P, K2C, K2B, K2A, K1Z, K1V, K1S, K1P, K1M, K1N, K1L, K1K, K1H, K1G
Ottawa auto insurance rates differ for each neighbourhood
Where you live in Ottawa matters for how insurers calculate your auto insurance. Prices can vary significantly based on which neighbourhood you reside in.
That's where we can help you. With our large selection of partners, we'll search for the lowest rate for your neighbourhood.
- Rockcliffe Park
- Blackburn Hamlet
- Riverside South
- Burritts Rapids
- Fitzroy Harbour
- North Gower
- Constance Bay