Auto insurance in Ottawa

If you want to drive in Ottawa, you need auto insurance. The good news is it’s more affordable than most major cities in Ontario. Why? Car insurance is about risk and Ottawa has fewer threats to drivers than other cities which means lower rates.

To find the best auto insurance in Ottawa, it's important to understand how it works. Ottawa auto insurance rules are the same as the rest of the province. They are set by the provincial government. The industry is regulated by the Financial Services Regulatory Authority of Ontario (FSRAO). Ontario auto insurance is obtained through private insurers and all insurers must have rate changes approved. A no-fault system applies. This means if you are in an accident, you will deal with your insurer directly.

All drivers are required to carry a minimum amount of auto insurance in Ottawa. This includes third-party liability, accident benefits, direct compensation property damage, and uninsured motorist. Most drivers get additional optional coverage like collision and comprehensive insurance for better protection. Endorsements can also be added to personalize plans for specified perils or risks.

A great way to save on auto insurance in Ottawa is to compare rates and plans from multiple providers. ThinkInsure works with the top insurance companies in Canada. We'll compare the cheapest car insurance quotes in Ottawa for the coverage you need. Our licensed brokers will answer all your questions about coverage and get you insured quickly.

Keep reading to learn all about getting insured in the capital city of Ottawa and find out how to save more on your auto insurance.