Get Ottawa's best car insurance

If you want to drive, you need car insurance in Ottawa. It’s mandatory. The good news is that Ottawa's auto insurance rates are lower than most major cities. Why? Auto insurance is about risk, and Ottawa has fewer accidents and claims.

We know drivers want to save as much as possible on their car insurance. Comparing rates is the best way to get more affordable coverage. With ThinkInsure, you can compare quotes from the top car insurance companies in Ottawa and find the lowest rate. You'll get personalized coverage designed just for you for a great price.

To get the best auto insurance, you need to know how it works. Keep reading to learn all about auto insurance in the capital city of Ottawa and find great ways to get the cheapest rate.

Top things you need to know about Ottawa car insurance

  • Ottawa is the second largest city in Ontario by population, but is one of the cheapest for auto insurance.
  • The average cost of car insurance in Ottawa in 2025 is $1,700 annually or $142 per month.
  • Drivers pay about $300 less per year than the provincial average.