Car Insurance Ottawa: Get Cheap Auto Insurance Quotes

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If you want to drive, you need car insurance in Ottawa. It’s mandatory. The good news is that auto insurance rates are lower in Ottawa compared to most major cities. Why? Auto insurance is about risk and Ottawa has fewer accidents and claims.

We know Ottawa drivers want to save as much as possible on their car insurance. Comparing rates is the best way to get more affordable coverage. With ThinkInsure you can compare quotes from the top car insurance companies in Ottawa and find the lowest rate. You'll get personalized coverage designed just for you for a great price.

To get the best auto insurance, you need to know how it works. Keep reading to learn all about auto insurance in the capital city of Ottawa and find great ways to get the cheapest rate.

Top things you need to know about Ottawa car insurance

The average cost of car insurance in Ottawa in 2024 is $2,025 annually.
Drivers pay about $300 more per year than the provincial average.
Car insurance rates have increased by 14.4% since last year for some drivers, an important reason for Ottawa residents to shop around and compare car insurance quotes.

How does car insurance work in Ottawa?

cars passing Wellington Street, Ottawa, Canada

The rules for car insurance in Ottawa are the same as in the rest of the province. They are set by the provincial government. The industry is regulated by the Financial Services Regulatory Authority of Ontario (FSRAO).

All drivers are required to carry a minimum amount of auto insurance to operate a vehicle. This includes liability, accident benefits, and direct compensation property damage.

A no-fault system applies. This means if you are in an accident, you will deal with your car insurance company directly.

You purchase car insurance coverage through private insurance companies in Ottawa. Many people use an Ottawa insurance broker so they can compare quotes from multiple companies at the same time.

In addition to mandatory coverage, you can personalize your plan with optional coverage and endorsements. More on this is below.

Mandatory Ottawa auto insurance

Here is the minimum amount of mandatory coverage you must have to legally drive:

Third-party liability: You must have $200,000 in third-party liability coverage. But most typically have more. You can get up to $2 million in coverage.
Direct compensation property damage (DCPD): This covers you in accidents where you are not the at-fault party. For example, you are rear-ended by another vehicle. As of January 1, 2024, this coverage will become optional. You can opt out using OPCF 49.
Statutory accident benefits: This ensures you will receive medical care that is above and beyond what is covered by OHIP. It will cover rehab, attendant care, and even lost income.
Uninsured motorist: This protects you if you are in an accident with an uninsured automobile or a hit-and-run victim.

The basic coverage above will be automatically included in your policy. However, you do have the option to add additional coverage to personalize your plan.

Optional auto insurance in Ottawa

You have a lot of options to customize your auto insurance. Drivers can adjust their policy based on their vehicle, driving habits, and other factors. Note that each change will affect your rate.

Collision coverage: This covers you if you are in a car accident or hit a stationary object. For example, you back into a tree or hit a mailbox.
Comprehensive coverage: Protection for damage to your vehicle from vandalism, theft, and weather-related damage.
All perils: This combines collision and comprehensive under a single policy.
Specified perils: You will be covered for the specific threats that are outlined in your plan. You have coverage for what is listed in your policy. If it's not listed, it’s not covered.

Endorsements – personalize your policy even more

Endorsements provide you with the opportunity to further customize your car insurance. You can adjust limits, exclude policy elements, and add specific coverages for more protection. Other types of optional coverage available as riders include:

Emergency roadside assistance
Rental car coverage (OPCF 27)
Accident forgiveness (OPCF 39)
Waiver of depreciation (OPCF 43)
Remove DCPD (OPCF 49)
Other riders and endorsements

Optional coverage varies based on your insurance company. Make sure you are clear about what is being offered by the company before you purchase your policy. If you have any questions about how coverage works we'll be happy to help you.

How to compare car insurance quotes in Ottawa

It's really easy to compare quotes and save with ThinkInsure.

1) Start your quote

Tell us a bit about yourself to get started.

2) Enter your driving details

Provide your driving and vehicle information.

3) Compare quotes

See quotes from the top insurance companies.

Choose and buy

Choose the lowest rate. Confirm the details with our brokers and get insured.

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Our customer reviews for car insurance in Ottawa

Rated 4.7 out of 5 stars in 1412 Google reviews

We've helped thousands of drivers get more affordable car insurance.

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Tee Vee

2024-06-25

Sohel helped us apply for insurance and got everything done super fast and efficiently! Thanks Sohel!

The Jordan Family

2024-06-20

Solely was an absolute pleasure to work with. He was very knowledgeable and quick to respond. He had my new policy up and ready in the course of an afternoon, not to mention the best rates out all brokers I came across. I highly recommend this man and his customer service. 5 star service indeed!

Jade W

2024-06-17

Bailey went above and beyond. Was insanely patient with my scatter brain and a million questions. He explained everything to a point of actually understanding vs "that other" company that made me feel like a child for not understanding their legal ramblings. I appreciate you!!!!

Erfan Javid

2024-06-14

I worked with Sohel, and he put in an incredible effort for me! Sohel is an amazing insurance broker who was very helpful and honest. Communicating with him by phone and email was effortless, and he completed all my insurance paperwork without any hassle. I had insurance sorted out with just one phone call and one email thread.

Mykyta Shylin

2024-06-13

Thank you Bailey, for your help in getting my auto insurance policy sorted out after the non-payment cancellation. I really appreciate the effort you put in to ensure everything was taken care of quickly.

Bradley Chapman

2024-06-12

I was in a pickle and they really helped me out, very supportive. I dealt with a woman by the name of Denise and honestly, she deserves an additional 5 stars on top of this 5 star review.

Daniel McDonald

2024-06-11

I had a great experience with my broker, super knowledgeable dude helped me get back on the road quick and clean.

mic

2024-06-10

Working with Todd was a pleasure. It was very easy communicating with him by phone and email. He was able to complete all my insurance paperwork with no hassle. Thank you are the best .

Recent Ottawa car insurance quotes

2024/07/25

Shopper in OTTAWA, ON
Vehicle: KIA RIO EX 4DR 2018
CAA Connect	$1,128
Intact	$1,130
CAA My Pace	$1,153
CAA	$1,185
Savings from top 4 cheapest quotes	$57

2024/07/24

Shopper in OTTAWA, ON
Vehicle: DODGE/RAM GRAND CARAVAN SE 2019
CAA My Pace	$1,002
Pembridge	$1,370
Travelers	$1,373
Intact	$1,386
Savings from top 4 cheapest quotes	$384

What is the average cost of car insurance in Ottawa?

cars driving in downtown Ottawa with Ottawa river

The nation's capital is one of the biggest cities in the province. Many drive to get around the city, and there is considerable traffic. This is reflected in how much residents pay for insurance.

The average car insurance cost in Ottawa is $2,025. This is nearly $300 more expensive than the provincial average of $1,737. However, it's about $300 less than car insurance in Toronto.

Rates are based on ThinkInsure customer quote data for Q1 2024 (Jan 1 to March 15, 2024)

How much is car insurance per month in Ottawa?

Using the average cost of $2,025, your monthly premium would be about $168 per month.

Here’s how different time frames break down Ottawa auto insurance premiums:

Annually: $2,025
Semi-annually: $1,012.50
Quarterly: $506.25
Monthly: $168.75
Weekly: $38.94
Daily: $5.55

Ottawa car insurance rates from 2019-2024

Insurance rates change frequently. They change based on data collected by insurers about claims, repair costs, accidents, and many other considerations. They also change based on your driving record and if you qualify for additional discounts.

In general, auto insurance costs in the city are on an upward swing. By how much is the question? So, we compared quotes we’ve received from drivers to see how premiums change over time. As you can see in the chart below, rates have increased by over $350 per year since 2019. Below you’ll see how prices fluctuate each year:

Year	Avg premium
2024	$ 2,025
2023	$ 1,770
2022	$1,794
2021	$1,710
2020	$1,704
2019	$1,663
Average rate (2019-24)	$ 1,778

Ottawa auto insurance premiums by driver type

Your driver classification affects how much you pay for auto insurance. Things like your age, demographics, driver classification, and driving record factor into how your premiums are set by insurance companies.

We decided to look at our customer quote data to see how these things affect your payments. Here’s what we found:

Drivers who are younger (under 25) pay more than more experienced drivers.
Being in the high-risk insurance category will more than double your payments.
Mature drivers over 50 have the cheapest rates.
Men pay more than women and single people pay more than married couples.
Tickets, accidents, suspensions, and policy cancellations will significantly increase your costs.

	Avg premium	Monthly payment	% difference
Driver type
All	$1,740	$145
Young (25 and under)	$2,286	$191	31% more
Middle age (25 - 50)	$1,45	$145	0.2% more
Mature/senior (50+)	$1,157	$96	33% less
Substandard	$3,661	$305	166% more
Demographics
Male	$1,772	$148	2% more
Female	$1,675	$140	4% less
Married	$1,699	$142	2% less
Single	$1,795	$150	3% more
Driving record
1 ticket with past 3 years	$2,949	$246	69% more
1 at-fault accident in 3 years	$3,368	$281	94% more
1 cancellation in past 3 years	$3,249	$271	87% more
1 suspension in 3 years	$3,485	$271	% more

***

Ottawa car insurance rates vs. other big cities

Ottawa is known for its safe roads and car insurance rates reflect this fact. Insurance is generally less than in other regions in the province. In some instances, you will pay hundreds of dollars less per year than in the GTA, for example.

Below is a comparison of prices with other large cities in the province*.

Average Ottawa car insurance rate compared to other Ontario cities info graphic

Sources: *FSRAO
2023 ThinkInsure customer quote data. Drivers with a clean driving record and standard coverage

Auto insurance rates in Ottawa compared to local cities nearby

Even though Ottawa is one of the most affordable big cities for car insurance in Ontario, it’s still higher compared to smaller towns and cities in the region. As you can see in the chart below, where you live within Eastern Ontario can affect how much you pay by hundreds of dollars per year.

City	Avg premium
Ottawa	$1,740
Brockville	$1,555
Kingston	$1,515
Smith Falls	$1,459
Cornwall	$1,349
Bancroft	$1,237
Hawkesbury	$1,208
Perth	$1,144
Pembroke	$1,113

****

What areas in Ottawa have the cheapest car insurance?

Where you live within a city can affect how much you pay for insurance. The difference between postal codes in Ottawa could be hundreds of dollars per year. It's something to consider if you are planning on moving.

Car insurance rates typically are cheapest if you live in Napean and the surrounding area with an average cost of $1,646 per year. This includes Blossom Park, Greenboro, Leitrim, and Findlay Creek.

The most expensive neighbourhood is the Gloucester area (Blackburn Hamlet, Pine View, and Sheffield Glen) with premiums of around $1,829 per year.

Below is an example of how rates vary throughout the city:

Area	Postal code	Avg rate
Gloucester	K1B, K1T, K1X	$1,829
Ottawa	K1G, K1K, K1S, K2C, K1J, K1H, K1V, K1A, K1N, K1P, K1R, K1Y, K1Z, K2A, K2B, K2P	$1,657
Manotick	K4M	$1,646
Napean	K0A, K2G, K2H, K2J, K2R, K2E	$1,634
Vanier	K1L	$1,623
Barrhaven	K2J	$1,616
Kanata	K2K, K2L, K2M, K2T, K2V, K2W	$1,555
Orleans	K4A, K1W, K1E, K1C	$1,458
Stittsville	K2S	$1,370
Rockcliffe	K1M	$1,351
Cumberland	K4C	$1,320
Greenly	K4P	$1,048

***

Ottawa car insurance premiums by vehicle brand and model

The type of car you drive can have a big impact on how much you pay. Some brands are known for being cheaper for insurance because of their safety rating, lower repair costs, and many other considerations.

Car insurance rates by brand

Here are the average premiums for the top vehicle brands. Chevrolet and Subaru top the list with the lowest rates.

Vehicle brand	Average premium	Monthly payment
Chevrolet	$1,324	$110
Subaru	$1,430	$119
Volkswagen	$1,473	$122
Nissan	$1,524	$127
Toyota	$1,620	$135
RAM	$1,633	$136
Mazda	$1,639	$136
Lexus	$1,649	$137
Kia	$1,671	$139
Ford	$1,681	$139
Dodge	$1,716	$143
GMC	$1,779	$148
Hyundai	$1,820	$151
Honda	$1,853	$154
Jeep	$1,860	$155
Tesla	$2,136	$178
BMW	$2,158	$179
Mercedes	$2,369	$197
Audi	$2,541	$211

***

Car insurance rates by vehicle model

Vehicle brand matters, but so does the model you choose. Here is an overview of rates for popular vehicles with the Prius having the cheapest premium.

Vehicle models	Average premium	Monthly payment
Toyota Prius	$1,307	$109
Nissan Rogue	$1,414	$118
Toyota RAV4	$1,500	$125
Nissan Sentra	$1,585	$132
Ford F 150	$1,591	$133
Kia Forte	$1,709	$142
Mazda 3	$1,757	$146
Toyota Corolla	$1,782	$149
Hyundai Elantra	$1,869	$156
Honda Civic	$2,146	$179

***

9 tips to get cheap car insurance in Ottawa

What are the best ways for you to get the cheapest car insurance in Ottawa? Here is advice on when you should get a quote and how you can lower your payments.

1) Compare quotes when changing vehicles

If you are buying an additional vehicle or upgrading the primary vehicle you drive, searching for quotes allows you to pay less. The vehicle you drive has a direct impact on your insurance.

2) Shop at renewal time

Renewal time is your opportunity to lower your costs. A lot can change since your last renewal. Update your information to see what savings are available.

3) When there is a change in personal or driving information

Your personal information can affect your premiums. Changing your address, passing an age threshold, and updating other personal information can impact how much you pay.

4) When making a policy change

Your policy type, coverage limits, number of vehicles, and drivers insured affect your price. When making a change, always explore your options to ensure you are getting a good price.

5) Combine policies

Why have separate policies for your car and home insurance when you can combine them with the same company? Then you get a discount. Combine your policies and save up to 20%. You can even combine tenant insurance in Ottawa with your auto policy and pay less on both.

6) Install anti-theft devices

Automobile theft and vehicle break-ins increase the cost of insurance. Installing an anti-theft device will reduce the odds of your vehicle being stolen. It will also qualify you for a discount with most providers.

7) Increase your deductible

Increasing your car insurance deductible will help lower your costs. The more you increase your deductible, the less your premium will be.

8) Take advantage of discounts

There are many different types of insurance discounts to help lower your premium. Speak with our advisors to help you find the most discounts for your situation.

9) Check premiums annually

The most effective way to find a better rate is to shop around. Reviewing quotes from multiple insurers annually ensures you are maximizing savings. Driving habits, your driving record, and other things change that can affect your payments.

What factors affect car insurance rates in Ottawa?

Many factors can affect your auto insurance quote in Ottawa. The main things to consider are:

Vehicle type

The type of car you drive will impact your insurance. If you drive an expensive sports car, it will cost more to insure than a family sedan. Having a vehicle with a good safety rating will help keep your costs down.

Your age

Once you turn 25 you will see payments drop. Mature and more experienced drivers are favoured by insurers and rewarded with savings. Why? They are less of a risk of causing an accident or filing a claim.

Driving history

Your driving record is one of the main factors used by an insurance company to determine rates. Staying ticket and claim free will get you a better quote. Once you start to have tickets and accidents on your record, you can expect to pay more.

Location

The postal code where you live is used when calculating your policy costs. Rates can vary based on accidents and theft in different areas of the city. For example, if you live in a quiet neighbourhood with a low crime rate, you’ll pay less than an individual who lives in an area with high crime numbers because the risk is greater.

How you use your vehicle

This is an important consideration when an insurance company calculates your premium. If you use your vehicle for commuting or work, you will pay more for your insurance. Why? You’ll be on the road longer and more often than the average driver.

Limits and coverage

Deductible limits and types of coverage included in your policy affect the total cost. Prices go up when you add more coverage. Lowering your deductible will lower your payments.

Discounts

The number of discounts applied to your plan will affect your payments. Make sure you talk with your insurance company about discounts you qualify for based on your age, driving record, experience, and more.

Best car insurance companies in Ottawa

You may be inclined to choose a local car insurance company in Ottawa to get insured. But the best car insurance companies for you could be located anywhere in the province. ThinkInsure can help you compare options from all the top companies whether they are in Ottawa or not.

Here are some of the best insurance companies with offices in Ottawa:

Aviva Canada: 112 Kent St Suite 2, Tower B, Ottawa, ON K1P 5P2
CAA Insurance: Napean - 1331 Clyde Ave. Unit 105, Ottawa, ON K2C 3G4
Intact: 1 St. Laurent Blvd. Unit4A, Ottawa, ON K1K 3B8
Economical : 343 Preston St #, Ottawa, ON K1S 1N4
Travelers Canada: 155 Queen St, Ottawa, ON K1P 6L1
And many more across the province

Speak with our advisors about your options today. Whether you are considering usage-based insurance, drive a classic car, or have a couple of tickets, we’ll find the best company and policy for your situation.

Get your Ottawa car insurance questions answered

Why is auto insurance cheaper in Ottawa compared to other cities?

Ottawa has lower car insurance rates because companies consider it to be less risky. This means claims costs are lower versus other areas in the province. There are fewer instances of fraud and theft. Fewer instances of things like collisions and theft help to keep overall costs down.

Can you get cheap Ottawa auto insurance with ThinkInsure?

Yes, you can get cheap car insurance in Ottawa with ThinkInsure. We are partners with the leading insurance companies in Canada. Our advisors will quickly search for the lowest quotes for you. You'll receive additional advice to make sure you save as much as possible. You can save up to 25% if you combine your auto and home insurance in Ottawa together.

Do car insurance rates in Ottawa change frequently?

Yes. Car insurance rates change frequently. Rate increases can happen multiple times per year. This is why it’s important to get a quote each time your policy is up for renewal. A lot can happen in a year including how much you pay for insurance.

How can a newcomer to Ottawa buy auto insurance?

Ottawa is a top destination for newcomers and immigrants to Canada. Once you arrive, you’ll want to drive. You’ll need a valid licence and insurance. You’ll need to get a Canadian driver's licence. Depending on your country of origin, you may be able to exchange it. Or, you’ll have to complete a knowledge and road test. Once you get a licence, you can start to compare car insurance quotes.

If you have driving experience, make sure to have proof of insurance from your home country. This can help you save money.

How do you make a car insurance claim in Ottawa?

Collisions and car insurance claims are part of driving. There are thousands of accidents on Ottawa roads each year. Hopefully, you have not had to report an accident or file a claim. But even if you haven’t, you should always be prepared.

Safety is always the top priority. So, if you’re involved in an accident, make sure everyone is okay. Call for medical assistance if required. Move your vehicle safely to the side of the road if possible.

Once you’ve done this, follow these steps:

Exchange insurance and licence information with the other driver.
Take pictures and video of the accident scene.
Make notes about the events leading up to the accident. Note weather and road conditions.
Call the police if the damage is more than $20 or if a crime was committed.
Take your vehicle to the accident reporting centre. Call a tow truck if your vehicle is not driveable.
Call your insurance company once you’ve filed a police report.
Your insurance company will guide you through the claims process.

Why are auto insurance prices in Ottawa increasing?

Ottawa, much like other regions, has seen the cost of auto insurance go up. There is an upward trend in the province. In general, premiums are increasing because of higher repair claim costs, accident stats, and fraud.

What are some traffic stats and tips for safe driving in Ottawa?

The city is known for its great communities, large highways, and traffic congestion. But it is one of the safest to drive in all of Canada. In fact, fatalities, and injuries because of collisions have dropped by more than 50% over the past 3 decades. But one mistake could cause a spike in your auto insurance rates.

Here are some tips to ensure you don’t have to file a claim and help you drive safely:

Wildlife: When driving on the outskirts of town or one-lane roads, watch out for deer and other wildlife. It’s estimated there are more than 10 collisions with wildlife annually.
Winter tires: Installing winter tires will immediately qualify you for savings. Plus, you have improved traction and it makes it safer during wintery weather.
Slow down: Speeding is a leading cause of accidents and speeding tickets can negatively impact car insurance rates. It’s particularly important to slow down during the winter. Be careful of snowbanks and slick roads. Collisions are on the rise. There were 16,399 reported collisions in 2019. This is up by almost 20 from the previous year. 27 were fatal collisions.
Tourists: Watch out for drivers and pedestrians visiting. There are lots of them, especially near popular attractions. Tourists can be less predictable than locals in how they drive.
Intersections: Intersections are a common location for collisions in the city. Slow down, be aware of your surroundings, and be ready to make a sudden stop.
Downtown driving: There are right turn restrictions and lots of one-way streets to navigate. Always pay attention to the signage to avoid confusion.
Waterways and bridges: Two rivers and the canal run through the city. Traffic can build because of the limited bridges to cross. Plan your route accordingly to avoid congestion in these areas.

About driving in Ottawa and car insurance

The home of Parliament Hill has more than 1.1 million residents (including Gatineau). There are more than half a million licensed drivers. This bilingual city is located on the banks of the Ottawa River in the Eastern part of Ontario. Its roads are bustling with commuters and travelers across more than 5, kilometres of roads.

Set on a large portion of land, long commutes are the norm. This is especially the case during the cold and snowy winter months. Therefore, drivers need insurance that will protect them against all threats and risks.

You’re bound to get caught up in traffic, experience delays, and see accidents. Let’s just hope you are not part of one. It's important to be protected with a good auto insurance policy. Find out if you have proper coverage and get car insurance quotes from the top companies to see if you can save more with ThinkInsure.

Check out this useful information about Canada’s capital and driving in the city:

Highways

417 (Queensway)
Highway 416 (Veterans' Memorial Parkway)
174, 7, 16, 31

Public transit

OC Transpo (Light rail, bus)
Société de transport de l'Outaouais (STO)
GO Transit

Parkways

Colonel By Drive
Queen Elizabeth Driveway
Rockcliffe Parkway
Aviation Parkway

Ride-sharing

Uber
Lyft

Attractions

Parliament Hill
Rideau Canal
Canadian War Museum
National Gallery of Canada
National War Memorial

Road trips

Montreal
Thousand Islands and Kingston
Prince Edward County
Montebello
Mont Tremblant

Parking

City of Ottawa Parking
Green P
Impark

Airports

Ottawa MacDonald-Cartier International Airport
Gatineau-Ottawa Executive Airport
Carp Airport

Busiest intersections

Queen Street and Bank Street
Huntclub Road And Riverside Dr.
Riverside Dr. and Industrial Avenue
Wellington Street West and Holland Avenue
Prince of Wales and Huntclub Road

Local Ottawa conditions that impact your auto insurance

The driving and weather conditions can change at a moment’s notice in the capital city, especially during the winter months. You can expect everything from high winds to rain, sleet, snow, or a combination of all. The roads can get downright nasty at times. That's why it's important for drivers to have proper coverage.

Here are some stats about the weather and driving conditions in Ottawa.

96 mins

Avg. daily commute time

714 mm

Avg. annual rainfall

121 cm

Avg. annual snowfall

114

Rainy days per year

Snow days per year

Want to save more on Ottawa auto insurance?

We know you want to pay less for auto insurance in Ottawa. Let us help you find the cheapest car insurance by comparing quotes from the top companies in Ottawa. We'll make sure you get the coverage you need for the most affordable price. Get started today with an online quote or give us a call and speak with an advisor.

Get Started

Sources

* Based on the difference between the average lowest premium and the overall average premium in Ottawa for estimates completed from January 1 to March 31, 2023, for drivers with a clean driving record.

** Estimated price are based on data entered by drivers with a clean driving record living in Ottawa on ThinkInsure.ca.

*** Estimated prices are based on data entered by individuals on ThinkInsure.ca from 2019-2022.

**** Estimated premiums are based on data entered by people on ThinkInsure.ca from January 1, 2021, to October 1, 2022.

Insurance Blog And News

Read our insurance blog to get helpful tips, information and news.

2024-07-25

Compare Ottawa Car Insurance Quotes

Save $722* on Ottawa car insurance quotes by comparing the cheapest rates with ThinkInsure.

Get Ottawa car insurance quotes from top providers

Save with Ottawa's best car insurance rates

Top things you need to know about Ottawa car insurance

How does car insurance work in Ottawa?

Mandatory Ottawa auto insurance

Optional auto insurance in Ottawa

Endorsements – personalize your policy even more

How to compare car insurance quotes in Ottawa

1) Start your quote

2) Enter your driving details

3) Compare quotes

Choose and buy

Our customer reviews for car insurance in Ottawa

Recent Ottawa car insurance quotes

What is the average cost of car insurance in Ottawa?

How much is car insurance per month in Ottawa?

Ottawa car insurance rates from 2019-2024

Ottawa auto insurance premiums by driver type

Ottawa car insurance rates vs. other big cities

Auto insurance rates in Ottawa compared to local cities nearby

What areas in Ottawa have the cheapest car insurance?

Ottawa car insurance premiums by vehicle brand and model

Car insurance rates by brand

Car insurance rates by vehicle model

9 tips to get cheap car insurance in Ottawa

1) Compare quotes when changing vehicles

2) Shop at renewal time

3) When there is a change in personal or driving information

4) When making a policy change

5) Combine policies

6) Install anti-theft devices

7) Increase your deductible

8) Take advantage of discounts

9) Check premiums annually

What factors affect car insurance rates in Ottawa?

Get a free Ottawa car insurance quote

Best car insurance companies in Ottawa

Get your Ottawa car insurance questions answered

Why is auto insurance cheaper in Ottawa compared to other cities?

Can you get cheap Ottawa auto insurance with ThinkInsure?

Do car insurance rates in Ottawa change frequently?

How can a newcomer to Ottawa buy auto insurance?

How do you make a car insurance claim in Ottawa?

Why are auto insurance prices in Ottawa increasing?

What are some traffic stats and tips for safe driving in Ottawa?

About driving in Ottawa and car insurance

Local Ottawa conditions that impact your auto insurance

Want to save more on Ottawa auto insurance?

Insurance Blog And News

Driver’s Licence Renewal in Ontario

What Is An Insurance Declaration Page?

Understanding The Car Insurance Claims Process

Rental Car Insurance In Canada

More ways to save on car insurance