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Ottawa Car Insurance Quotes And Coverage

Get A Quote And You Could Save $500 On Your Auto Insurance!

Shopping for car insurance in Ottawa? Want to get the cheapest car insurance quotes? Comparing rates in Ottawa is the best way to save.

ThinkInsure has been proudly providing the best coverage and the cheapest quotes in Ottawa for over 45 years. Discover and why more and more Ottawa drivers choose ThinkInsure to for their auto insurance.

Why Choose ThinkInsure For Auto Insurance In Ottawa?

All Ottawa drivers want to save money. Who doesn't? This is why it makes perfect sense to shop around before making a major purchase decision. Car insurance is no exception. If you are a driver in Ottawa, it’s important to take every opportunity to compare car insurance quotes to get the cheapest rates.

Here is why thousands of Ottawa drivers choose ThinkInsure :

• We can save you money : Choose the cheapest quotes and get real savings on your car insurance. Our average customer saves over $500 each year.
• You get lots of choice : You'll have access to cheap car insurance coverage in Ottawa. Who doesn’t want that, right? You will be able to quickly compare rates from the top insurance providers and choose the cheapest option for your needs.
• We want and value your business : Customer service and satisfaction is a top priority for us. You are our top priority. Our experienced team of insurance experts will work hard to take care of all your insurance needs in a professional and timely manner. We will do what it takes to win and keep your business!
• Getting the best coverage is easy! Our team of licensed experts makes all aspects of car insurance easy for our Ottawa customers. No matter what your insurance needs, you can count on us to be there for you.

ThinkInsure got me really good rate on insurance for my SUV. My insurance expert Cliff is very knowledgeable and is always available when I need him. The customer service at ThinkInsure is so much better than at my last insurance provider.
Dave, Ottawa, Ontario

Your lowest quote for auto insurance starts here. Bundle your home and auto insurance together and save 20% more! Compare quotes online OR call toll-free 1-855-550-5515 and start saving!

About Ottawa Car Insurance

Ottawa is Canada’s capital city. The home of Parliament Hill has more than 920,000 residents and more than half a million licensed drivers. This bilingual city is located on the banks of the Ottawa River in the Eastern part of Ontario and its roads are bustling with commuters and travellers.

The city is known for traffic congestion along its major streets and highways. Millions of tourists visit the city annually. The blend of commuters and visitors often creates traffic issues along Highway 401, Highway 416, Highway 417, and the cities parkways - Colonel By Drive, Queen Elizabeth Driveway, the Sir John A. Macdonald Parkway, Rockcliffe Parkway and Aviation Parkway.

Set on a large portion of land, long commutes are the norm, especially during the cold and snowy winter months. Therefore, drivers need car insurance in Ottawa that will protect them against all threats and risks.

Even though Ottawa drivers may not have the highest premiums in Ontario, there are still a variety of cost saving opportunities. At ThinkInsure, we can help you get the cheapest car insurance rates in Ottawa.

How To Get Cheap Auto Insurance In Ottawa?

When are the best times to shop for car insurance in Ottawa to get the cheapest rates? Here are important times to shop :

Compare Quotes When Changing Vehicles

If your purchasing a new vehicle, upgrade to a new vehicle, or change the primary vehicle you drive, comparing Ottawa quotes gives you the opportunity to save. The vehicle you drive has a direct impact on your insurance rates. Compare quotes of different makes and models to find the best quotes.

Shop When Your Policy Is Up For Renewal

Renewal time is your opportunity to find cost savings and lower your car insurance rates in Ottawa. A lot can chance since your last policy renewal. Speak with our insurance experts to assess your needs and find you the lowest quotes.

When There Is A Change In Personal Or Driving Information

A change in your personal information can affect your premiums. Changing your address, passing an age threshold, and updating other personal information can change your rates.

When Making An Auto Insurance Policy Change

Your policy type, coverage limits, number of vehicles and drivers insured, and other elements will affect your car insurance rates. When making a change, always explore your options to ensure you find the cheapest rates.

Talk with your ThinkInsure auto insurance expert each time these moments occur to ensure you are getting the best price. When you choose us, you’ll see how we’ve made comparing competitive, cheap car insurance quotes quick and easy.

How To Get Car Insurance Quotes In Ottawa

Comparing car insurance with us is simple! All you need to do is enter some basic information about you and your car online. Then we'll find and present multiple quotes for you to compare.

To get the most accurate quote it is helpful to have :

• Your drivers license
• Your vehicle information

You can compare quotes using these simple steps :

Step 1

Start Your Quote

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Enter your postal code and some basic information.

Start

Step 2

Tell Us About You And Your Vehicle

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Provide some information about you, your driving history and your vehicle.

Step 3

Compare The Lowest Quotes

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Compare quotes from the leading auto insurance providers.

Step 4

Choose The Best Quote And Policy

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Choose the best quote. Confirm the details and purchase your policy.

OR

Call An Ottawa Car Insurance Expert

Call our car insurance experts directly to compare quotes over the phone. Get additional savings advice and find more ways to save. It's free and only takes a couple of minutes - 1-855-550-5515.

Get The Cheapest Quote For Auto Insurance

Affordable Coverage For All Types Of Ottawa Drivers

One of the main reasons why drivers in Ottawa use ThinkInsure to get the lowest car insurance rates is because we can help all drivers – not just drivers with great driving records.

If you are a young driver, a senior, or even if you’ve had a few driving convictions in the past and are considered a high risk driver, we will help find you the proper coverage at the cheapest rates, given your current situation.

To ensure you get the coverage you need, we are partners with many different types of insurers who specialize in coverage for all different types of drivers. If you are having car insurance challenges, call 1-855-550-5515 and one of licensed insurance professionals will be happy to help you.

How Can I Get The Lowest Rate For Auto Insurance In Ottawa?

There are certain actions you can take to lower your auto insurance rates in Ottawa :

Combine Home and Auto Insurance In Ottawa

Why have separate policies for your home and car when you can combine them and automatically save on both? Combine your home and auto insurance policy, simplify your insurance and keep more money in your pocket.

Install Anti-Theft Devices

Auto theft and vehicle break-ins drive up the cost of insurance in Ottawa. Installing an anti-theft device will reduce the odds of your vehicle being stolen. It will also qualify you for an insurance discount with most insurance providers.

Increase Your Deductible

Increasing your car insurance deductible, even by a little bit, will help lower your insurance premium. The amount you will save will vary by insurer. The more you increase your deductible, the more you will save on your rates.

Take Advantage Of Discounts

There are many different types of car insurance discounts to help lower your rates. Speak with our insurance experts to help you find the most discounts for your situation.

Use An Independent Provider

An independent company provides you with more unbiased car insurance options. At ThinkInsure, our insurance experts work for you and are focused on helping you get the cheapest rates from our large selection of insurance partners. Our goal is to help you get the coverage you need and save money.

Compare Quotes Annually

The most effective way to find the cheapest rate is to comparison shop. Comparing car insurance quotes annually ensures you are getting the best rates and maximizing cost savings opportunities.

How To Get The Best Car Insurance In Ottawa

Our team of licensed insurance professionals are car insurance experts, and we'll go the extra mile to satisfy your needs. Since ThinkInsure is an independently owned, we can get you a number of unbiased quotes from over 40 different insurance providers we work with.

This ensures that you get the best insurance advice and the best insurance coverage for your needs at the best price.

Getting the best coverage and rates is only part of what we do to make sure our customers’ car insurance needs get taken care of. We make sure you get a dedicated personal service team member that is responsible for addressing all your insurance needs in a friendly and timely manner. This means you only need to contact one person for all your insurance needs.

Whether you have a simple question about your insurance policy, you need to update your information, you want to explore insurance discounts, or if you need to file a claim, we are here for you!

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Ottawa Auto Insurance Facts And Stats

With more than 1.3 million residents in the metropolitan area, and with millions of tourists visiting the city each year, Canada’s capital definitely requires that drivers have a good car insurance policy.

Known for its great communities, large highways, and traffic congestion, the city is actually one of the safest to drive in all of Canada.

In fact, fatalities and injuries as a result of accidents have dropped by more than 50% over the past 3 decades, even with an increase in the number of drivers in the region.

Here are some other important and interesting facts :

• The Capital Is The 4th Largest City : The capital and fourth largest city in Canada, Ottawa has a population of 883,911 within the city and 1.2 million in its metropolitan area.
• Ottawa Residents Are Young And Smart : Nearly half of Ottawa residents are under 35, making it one of Canada's youngest cities. It also ranks as Canada's most educated city, and has the most scientists, engineers and PhDs per capita.
• Canada's Best Community To Live In : Mercer, a human resource consulting company, ranks it second in quality of living among large cities in the Americas, and 14th in the world. It is ranked the second cleanest city in Canada and third in the world. In 2012, MoneySense magazine ranked it as Canada's best community to live in for a third consecutive year.
• 5,400 kms Of Roads : Ottawa's main freeways include Highway 417 (known as The Queensway) running through the middle of the city; Highway 174 to Orleans and beyond; and Highway 416 connecting Ottawa to Highway 401. It has 5,400 kms of roadways, 1,580 km of sidewalks, and 60 km of Transitway.
• Busy Intersections : Among the top 10 signalized intersection collision locations in Ottawa, Hunt Club Road and Riverside Drive topped the list in 2011 at 53 collisions, followed by Belfast and St. Laurent at 32 and Baseline and Woodroffe at 31. The remaining top Ottawa locations varied from 28-30 annual collisions.
• 15,295 Accidents : While there were no fatalities at any of the 349 intersection accidents in Ottawa, there were 25 deaths - 9 drivers, 7 passengers, 1 motorcycle driver, 1 cyclist and 7 pedestrians - among the total of 15,295 reported accidents within it's city limits in 2011.
• Road Safety Is Improving : According to the Ottawa Police 2014 Annual Report, criminal code traffic offenses are down by 66%, traffic notice offenses are down by 14.6%, and fatalities are down by 7.4%.

Auto Insurance Coverage For All Ottawa Neighborhoods

Getting cheap auto insurance quotes is not only about the car you drive and your driving record. Where you live matters – even which neighborhood you reside in. Regardless of which neighbourhood you live in the Ottawa region, we can help you compare options :

• Gloucester
• Nepean
• Vanier
• Rockcliffe Park
• Blackburn Hamlet
• Orleans
• Barrhaven
• Kanata
• Stittsville
• Manotick
• Riverside South
• Greely
• Burritts Rapids
• Ashton
• Fallowfield
• Kars
• Fitzroy Harbour
• Munster
• Carp
• North Gower
• Metcalfe
• Constance Bay
• Osgoode
• Richmond

How To Reduce Accidents And Car Insurance Rates In Ottawa

Like any other city in Ontario, Ottawa offers a unique driving experience. With a combination of driving in residential areas, busy intersections, and along major highways, drivers need to stay alert at all times.

Here are some driving tips to ensure you don’t need to file a car insurance claim and help you drive safely :

Watch Out For Wildlife

When driving on the outskirts of the city or one lane highways, watch out for deer and other wildlife. It’s estimated there are more than 1000 collisions with wildlife annually.

Install Winter Tires

Installing winter tires will immediately qualify you for an insurance discount. Simply install winter tires, notify your insurer, and save. Plus, you have better traction and make it easier to drive save during snowy conditions.

Slow Down

Speeding is a leading cause of accidents and speeding tickets can negatively impact your insurance rates. It’s particularly important do slow down during the winter. Be careful of snowbanks and slick road conditions during the winter months.

Watch Out For Tourists

Watch out for tourists – drivers and pedestrians. There are lots of them, especially near popular tourist attractions. Tourists can be less predictable than Ottawa residents in how they drive.

Drive Safe At Intersections

Be careful at intersections, a common location for accidents in the city. Slow down, be aware of your surroundings and be ready to make a sudden stop.

How Do Regional Factors Impact Ottawa Car Insurance Rates?

Regional stats and facts about driving help reveal a vibrant and desirable Ottawa that is not without the traffic and accident issues all cities face. Yes, a great deal of driving occurs, which can lead to car accidents - including multi-vehicle accidents.

Plus, there's traffic tickets, road conditions, insurance fraud and theft, and high population density that all play a role in how car insurance companies determine your rates. They all relate to the number of vehicles and drivers in Ottawa. A wide range of factors, all weighted differently, contribute to determining different quotes based on calculations they use to set their rates.

Ottawa Car Insurance News And Articles

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Get Cheap Auto Insurance In A Different City Or Province

See below for other regions where whe can get you cheap auto insurance. Since we work with so many insurance partners you'll be able to compare multiple quotes for your region and get the lowest rate.

Learn more about the insurance companies that we work with.

Get An Auto Insurance Quote In Ottawa

Compare auto insurance quotes online OR call toll-free 1-855-550-5515 and start saving on your Ottawa auto insurance!