Oakville Car Insurance: Compare Cheap Auto Insurance Quotes

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Find lower rates for auto insurance in Oakville

Want lower rates for car insurance in Oakville? All drivers do. Even though rates tend to be a bit lower in Oakville compared to other regions within the GTA, it’s still important to get a quote for auto insurance each time your policy is up for renewal.

With over 225,000 residents and counting, it is one of the most densely populated areas in the Halton Region and across the country. Unfortunately, this means high traffic volume. These facts all have an impact on Oakville residents’ auto insurance premiums. So, it makes sense to shop around.

With ThinkInsure, you can compare quotes from the leading insurers in Canada to find a better rate for your coverage. It's easy to see the best quotes online or you can call us and we can help you save on car insurance in Oakville.

How to compare car insurance quotes in Oakville

Follow these easy steps to compare and save!

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2) Enter your information

Provide some basic driver and car information.

3) Compare quotes

Select the best coverage and quote.

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5-star car insurance in Oakville

Rated 4.7 out of 5 stars in 1291 Google reviews

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C G

2023-04-18 17:28:34

Awesome Experience, Darryl Fardy is the man, got me set up quick and easily. Greatly Appreciated.

WOLFGANG MUENCH

2023-04-16 14:15:24

Lisa was very pleasant to work out the details

Nabanita Debsarkar

2023-04-14 16:21:15

Evan was our Magician. He was prompt in addressing our need yet patient to understand our situation and help accordingly. We are definitely going to go back to him, every time we have an insurance need. We highly recommend his service.

Erin Stewart

2023-04-12 23:54:34

After a car accident, for which I was unfortunately at fault, and complications with my old insurance provider, Bailey at ThinkInsure was able to help me in just a couple of days find and get signed up with a new insurance company. He was friendly, professional, prompt, and diligent, and didn't make me feel bad for my past mistakes. He answered any questions I had and made me aware of all my options in layman's terms. I am fully satisfied with my experience and would recommend both Bailey and ThinkInsure to anyone seeking out first time insurance or a new insurance provider.

Anna Hicks

2023-04-06 14:29:50

I had contacted numerous insurance companies over couple of days . I called Thinkinsure and it became our last stop . The price was by far the best, the professional and friendly and calm service provided by Darryl Fardy was exceptional. Darryl is definitely a huge asset for the company as we got things done fast and efficiently. I have already recommended this company to many people .

debbie doyle

2023-04-04 14:31:06

Very considerate, clear and accurate of their knowledge. They follow up and are quick to reply. I would recommend this insurance company, I’m very satisfied.

Jared Haird

2023-03-30 23:58:05

Great experience. Fast and friendly service. Todd was extremely helpful with all of my requests. Highly recommend giving Todd a call for your insurance needs.

Marie

2023-03-28 21:02:28

If anyone is out there looking for a great insurance broker, I highly recommend Evan Venditti at ThinkInsure. His customer service and care were tremendous ... he was extremely prompt, responsive and personable. His knowledge and expertise are top notch and he was an absolute pleasure to work with.

How does auto insurance in Oakville work?

Oakville drivers follow the same car insurance rules and regulations that are set out by the province. All drivers must have car insurance in Ontario. You must have a minimum level of coverage. You also have the choice to increase coverage for added protection.

Mandatory Oakville car insurance

The following is included in all policies:

Third party liability: $200,000 in coverage.
Accident benefits: For medical costs, if you are hurt in a crash.
Uninsured motorist: If you are hit by an uninsured driver.
Direct compensation property damage (DCPD): Pays to repair your vehicle if you are not at fault.

Optional auto insurance in Oakville

You can add one or more of the following to enhance your plan:

Collision: For vehicle damage from a crash.
Comprehensive: For damage from non-driving events, such as theft.
Specified perils: Protection for perils listed in your policy.
All perils: Combines collision and comprehensive. Includes all perils unless they are specifically excluded.

Affordable car insurance for all Oakville area neighborhoods

Where you live within Oakville can affect how much you pay for car insurance. Costs are higher in some neighbourhoods than in others. We can help you get the lowest prices regardless of where you live:

Old Oakville (downtown)
Kerr Village
Bronte
College Park
Glen Abby
West Oak Trail
East Lake
Clearview
Palermo
River Oaks
Uptown Core
Iroquois Ridge North
Iroquois Ridge South

Latest Oakville car insurance quotes

2023/06/02

Shopper in OAKVILLE, ON
Vehicle: BMW 330i xDrive 4DR AWD 2020
CAA Connect	$1,380
CAA	$1,450
CAA My Pace	$1,450
Travelers	$1,697
Savings from top 4 cheapest quotes	$317

2023/06/01

Shopper in OAKVILLE, ON
Vehicle: Toyota MATRIX WAGON 4WD 2006
Economical	$1,391
Coachman	$2,184
Echelon	$2,978
Pafco	$3,117
Savings from top 4 cheapest quotes	$1,726

How much does auto insurance cost in Oakville?

Car insurance rates in Oakville tend to be more affordable than in other parts of the GTA. Drivers can expect to pay on average around $1,400 annually which is less than the provincial average of $1,634. It is also more affordable than car insurance in Toronto.

Tips to get the cheapest car insurance in Oakville

Use these tips to help get cheaper car insurance in Oakville:

Let us do the work: The most efficient way to review policy options is to work with our advisors. Let us compare car insurance quotes from our large selection of insurers and help you save more.
Use accurate information: Always provide the most up-to-date, detailed, and accurate information about your vehicle, driving record, and drivers.
Review your needs: Your needs change over time. Review and make sure your coverage meets your current driving requirements.
Check prices annually: Renewal time is your opportunity to find cost savings.
Your car: Drive an insurance-friendly vehicle to reduce your rates. Vehicles with high safety ratings are a good choice for savings.
Claims: Staying claims-free will get you a lower premium.
Coverage: Only get the amount you require. Don’t pay for additional protection if it’s not needed.

Oakville driving facts and tips

Here are Oakville specific driving facts that can affect your car insurance:

Lots of driving route options: Major highways such as the QEW, Highway 403, and the 407 ETR all travel through the city. Expect traffic delays, accidents, construction, and high volume.
Large commuter location: A large percentage of residents commute to downtown Toronto for work. Many others also commute into the city to work at Ford Motor Company, Halton Healthcare, Sheridan College, and other local businesses.
High road test failures: According to Google Maps, Oakville is one of the most difficult places to pass road tests. They have one of the highest failure rates for the G and the G2 road tests compared to other cities in the province. Study up and practice your parallel parking!
Drive safe near Oakville place: One of the busiest areas of the city, drivers need to watch out for pedestrians, cyclists, and other vehicles. Avoid distracted driving and stay focused or your shopping trip could get a lot more expensive if you’re involved in an accident.
Beat the traffic: High traffic volume is common during the morning and afternoon commutes. Try to drive during off-peak hours to avoid congestion. You’ll shorten your commute.

Oakville car insurance FAQs

How do I get discounts for car insurance in Oakville?

You might qualify for a number of discounts for car insurance in Oakville. You can find new discounts when you get an estimate. Speak with our experts about the discount you might qualify for to lower your fees.

Does your address affect car insurance rates in Oakville?

Yes. Your location, including your street address and postal code, is used by insurers to determine your auto insurance premium in Oakville. Check quotes and see what the lowest rates are where you live.

When is the best time to get a car insurance quote in Oakville?

Now is always a great time to get a quote for car insurance in Oakville, especially if it’s been a while since you last reviewed your options. Always get an estimate when your policy is up for renewal, when you change vehicles, or make changes to your coverage.

Who is the top insurance company in Oakville?

There are a lot of great auto insurance companies in Oakville. You just need to find the best one for you. Comparing quotes from multiple providers allows you to see different products, coverage options, and pricing. Choose the plan and provider that makes the most sense for you.

Getting a lower Oakville car insurance rate is easy

We know you don’t want to spend hours and hours comparing rates. You want a simple way to get more affordable insurance.

Whether you prefer to call us directly or get an online quote, our experts will make the comparison process quick and easy. You provide us with your information; we’ll get you the best rates and coverage from the top insurers in Oakville and find you exactly what you need.

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Sources

* Based on the difference between the average lowest premium and the overall average premium in Oakville for estimates completed from January 1 to March 31, 2023, for drivers with a clean driving record.

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2023-05-26

Compare Oakville Car Insurance Quotes

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Compare Oakville car insurance quotes from the leading providers

Find lower rates for auto insurance in Oakville