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Get Burlington's best car insurance rates

Burlington is known for its beautiful waterfront along Lake Ontario, but also for traffic, collisions on the QEW, and unfortunately, higher car insurance rates. So, keeping auto insurance rates down is a priority for Burlington residents.

At ThinkInsure, we are a great option for Burlington drivers to save on auto insurance without sacrificing coverage. Whether you want to shop for quotes, look for new ways to save, or ask questions about coverage, we can help.

With partnerships with the top insurance companies in Canada, we’re confident we can help drivers in Burlington find cheaper car insurance. Get started by comparing quotes online or speak with one of our advisors. We'll help you get personalized coverage designed just for you and search for the most affordable auto insurance rates in Burlington.

How to get auto insurance quotes in Burlington

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1) Get started

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Provide your driving and vehicle information.

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5 star car insurance in Burlington

Rated 4.7 out of 5 stars in 1291 Google reviews

See what our auto insurance customers are saying about us.

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C G

2023-04-18 17:28:34

Awesome Experience, Darryl Fardy is the man, got me set up quick and easily. Greatly Appreciated.

WOLFGANG MUENCH

2023-04-16 14:15:24

Lisa was very pleasant to work out the details

Nabanita Debsarkar

2023-04-14 16:21:15

Evan was our Magician. He was prompt in addressing our need yet patient to understand our situation and help accordingly. We are definitely going to go back to him, every time we have an insurance need. We highly recommend his service.

Erin Stewart

2023-04-12 23:54:34

After a car accident, for which I was unfortunately at fault, and complications with my old insurance provider, Bailey at ThinkInsure was able to help me in just a couple of days find and get signed up with a new insurance company. He was friendly, professional, prompt, and diligent, and didn't make me feel bad for my past mistakes. He answered any questions I had and made me aware of all my options in layman's terms. I am fully satisfied with my experience and would recommend both Bailey and ThinkInsure to anyone seeking out first time insurance or a new insurance provider.

Anna Hicks

2023-04-06 14:29:50

I had contacted numerous insurance companies over couple of days . I called Thinkinsure and it became our last stop . The price was by far the best, the professional and friendly and calm service provided by Darryl Fardy was exceptional. Darryl is definitely a huge asset for the company as we got things done fast and efficiently. I have already recommended this company to many people .

debbie doyle

2023-04-04 14:31:06

Very considerate, clear and accurate of their knowledge. They follow up and are quick to reply. I would recommend this insurance company, I’m very satisfied.

Jared Haird

2023-03-30 23:58:05

Great experience. Fast and friendly service. Todd was extremely helpful with all of my requests. Highly recommend giving Todd a call for your insurance needs.

Marie

2023-03-28 21:02:28

If anyone is out there looking for a great insurance broker, I highly recommend Evan Venditti at ThinkInsure. His customer service and care were tremendous ... he was extremely prompt, responsive and personable. His knowledge and expertise are top notch and he was an absolute pleasure to work with.

Mandatory and optional car insurance in Burlington

Car insurance in Burlington works the same as anywhere else in the province. All drivers must have the minimum mandatory amount of auto insurance in Ontario to drive. You need to carry at least $200,000 in third-party liability. Direct compensation property damage, statuary accident benefits, and uninsured automobile coverage are also included.

Most drivers have more than the minimum to ensure they have adequate protection. You can also enhance your policy by adding optional coverage and endorsements.

Mandatory coverage

Third-party liability
Statutory accident benefits
Direct compensation property damage (DCPD)
Uninsured automobile

Optional coverage

Why compare car insurance quotes in Burlington?

While there are many ways you can approach shopping, the most effective way is to compare auto insurance quotes from multiple companies at once. This can be done online or by calling a ThinkInsure advisor. Here are some reasons to compare:

Simplifies the search for lower rates.
Saves you time.
Allows you to compare quotes with multiple insurers.
It can be done anytime and anywhere.

Plus, our experienced experts are here to guide you through the process. You can contact us at any point with your questions and concerns, and we will be happy to bring clarity and ensure you are making the best decision possible.

Auto insurance for all types of Burlington drivers

No two drivers are the same. At any given time, the roads have drivers of varying degrees of experience. Some are new drivers, many are young drivers, there are seniors, professional drivers, and even some not-so-good drivers. We provide coverage for all types of drivers.

We also offer a number of ways for you to save :

Getting usage-based Insurance can save you up to 20%.
When you bundle insurance you can save up to 25%.
Check out all the insurance discounts that are available from our insurers.
Use our car insurance calculator to find the best rate.

Latest Burlington auto insurance quotes

2023/06/02

Shopper in BURLINGTON, ON
Vehicle: FORD FUSION S 4DR 2017
Travelers	$2,465
Economical	$2,668
Intact	$3,052
Coachman	$4,159
Savings from top 4 cheapest quotes	$1,694

2023/05/29

Shopper in BURLINGTON, ON
Vehicle: PONTIAC G5 SE 4DR 2008
Intact	$1,914
Aviva Journey	$2,216
Pembridge	$2,218
Aviva	$2,461
Savings from top 4 cheapest quotes	$547

How much does car insurance cost in Burlington?

Drivers in Burlington live in a region where they pay just under the provincial average for car insurance. You can expect to pay about $1,450 per year for coverage. This is above the national average, but below the provincial average. See how rates stack up to other cities below:

Average Burlington car insurance rate compared to other Ontario cities info graphic

What is the most affordable area for car insurance in Burlington?

Where you live has a big impact on how much you will pay. Things like the crime rate or the average costs of claims for your postal code area will increase or decrease your premiums. Here are the most and least expensive areas for car insurance in Burlington:

Area in city of Burlington	Postal codes	Premium
La Salle, Indian Point, Bayview, Aldershot	L7S, L7T	➜ Most expensive
Port Nelson, Dynes, Roseland, Glenwood Park, Clarksdale, Mountain Gardens	L7R, L7P, L7N	➜ Least expensive

About Burlington and auto insurance

Burlington is a busy city. There is significant traffic that passes through the area on the QEW daily. You get commercial traffic, commuters, and vehicles coming from the U.S. border crossings in New York state. This high traffic volume increases the threat of collisions, which can increase your car insurance rates.

Here are things to know about the city and driving in the area:

Highways

QEW
Highway 403
Highway 407 ETR

Public transit

Burlington Transit
GO Transit

Nearby border crossings

Niagara Falls International Rainbow Bridge
Lewiston-Queenston Bridge
Peace Bridge
Whirlpool Rapids Bridge (NEXUS users)

Ride-sharing

Uber
Lyft

Top attractions

Burlington Waterfront Trail
Mount Nemo Conversation Area
Royal Botanical Gardens
Spencer Smith Park

Road trips

Niagara Falls
Elora
Buffalo, New York
Niagara-On-The-Lake

Parking

City of Burlington

Airports

Burlington Executive
Airpark Airport

Worst intersections

Appleby Line and Dundas
Appleby Line and Upper Middle Road
Guelph Line at Harvester
Guelph Line and Fairview

What are the driving conditions in Burlington?

Being along the water, Burlington gets its fair share of precipitation. It is known to rain frequently in the area. Expect slick conditions.

27 mins

Avg. daily commute time

711 mm

Avg. annual rainfall

463 mm

Avg. annual snowfall

175

Rainy days per year

Snow days per year

Stats that impact Burlington car insurance

Traffic and road safety statistics play an important part in why car insurance in Burlington is higher than the provincial average in the region.

More than 195,000 people call Burlington home. While this may seem like a location where traffic won’t be an issue, this isn’t the case. Due to its proximity to Hamilton, Niagara Falls, the GTA, and the U.S. border, many of the busiest highways in the province run through the city. This includes the QEW, Highway 403, and Highway 407. More than 80,000 daily commuters lead to close to 1,500 collisions per year. The city also has the fourth-highest rate of vehicle theft in the province.

The City of Burlington provides some insight into the traffic situation in the region :

Based on their research, they have found that:

94% of all trips are made via car.
On average, 260,670 trips via car start or end in Burlington on a typical weekday.
Halton Region is growing at a rate that is twice as fast as Burlington and is expected to grow by 50% from 2011 to 2031.

Driving tips in Burlington

Here are some tips to help you avoid traffic and drive more safely in the area:

Carpool to reduce the number of vehicles on the road.
Watch out for drivers from the U.S. who may not be familiar with Canadian driving laws.
Avoid driving on major highways during peak hours.
Plan alternative routes to the Skyway Bridge to avoid traffic congestion.
Before jumping on the highway, check burlingtontraffic.ca to check traffic volume and plan your route.

Burlington car insurance FAQs

What factors do insurers use to determine Burlington car insurance rates?

Insurers look at dozens of factors to determine car insurance rates in Burlington. While they use common information such as your vehicle type, insurance and driving history, age, gender, and location, no two insurers use the same formula to determine rates. Therefore, it’s important to compare quotes from multiple companies to find the cheapest price.

What information do I need to get a car insurance quote in Burlington?

The information you use to compare quotes will have a big impact on their accuracy. To get an accurate car insurance quote in Burlington, you will need your contact information, driver’s license, vehicle information, driving history, and an idea of your coverage needs. Use this information to answer the questions that are part of the quoting process.

Is my Burlington auto insurance valid if I drive in New York State and the U.S.?

It's likely your auto insurance policy will cover you when you cross over and from Burlington to drive in the United States. It's best to check your policy details or call your insurer to be sure how your coverage works in the U.S. and other parts of Canada.

Does a Nexus pass impact my car insurance premiums?

Nexus card has no impact on your car insurance premiums. It will not cost you or save you any money. It’s not something insurers take into consideration.

Start saving on Burlington car insurance

Quickly compare quotes from the leading providers and get insured with ThinkInsure. Saving on Burlington car insurance is easier than you think. Simply, start a quote online or get us a call to explore your savings options.

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Sources

* Based on the difference between the average lowest premium and the overall average premium in Ontario for estimates completed from January 1 to March 31, 2023, for drivers with a clean driving record.

Insurance Blog And News

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2023-05-26

Compare Burlington Car Insurance Quotes

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Compare Burlington car insurance quotes from the leading providers

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