All Cambridge drivers want to get a lower rate for their car insurance rates. While Cambridge residents typically pay less for car insurance than most in the province, there is still room to save more.
With ThinkInsure, you can see rates and coverage from the top insurance companies in Canada. Get started saving by comparing quotes online or over the phone to find the best auto insurance in Cambridge.
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Car insurance in Ontario is regulated at the provincial level. All drivers in Cambridge must have a minimum level of car insurance. All policies include mandatory and optional coverage.
Mandatory coverage provides liability protection, covers medical bills for injuries, and protects against uninsured drivers.
Starting from January 1, 2024, Direct compensation property damage coverage is no longer compulsory. If you choose to opt out of OPCF 49, your insurance premium will decrease, but the risk of financial loss will increase. You can get in touch with our brokers to assess whether removing DCPD is a suitable option for you. We will help you make an informed decision.
Drivers have the choice to add extra protection, which includes:
There is also a variety of Insurance endorsements you can add. Your plan options will depend on your insurance company. Speak with our brokers to compare options with multiple insurers.
Cambridge drivers typically pay less than the average auto insurance in the province. Drivers with a clean driving record often pay $1,100 to $1,400 per year.
Make sure you are not overpaying for auto insurance in Cambridge. Check rates from Canada's leading insurance companies in just a couple of minutes.
Get startedGetting cheap car insurance in Cambridge is easier than you think. If your family, friends, and neighbours can reduce how much they pay, you can too!
Lowering your premiums is as simple as following these tips:
Understanding the key factors that can affect auto insurance costs is important for drivers in Cambridge, especially the factors you can control.
While you can’t control things like your age or gender, you can control many others. These factors can impact your premiums:
These are only some of the many factors that affect how much you pay. Speak with our experts to learn more about how to reduce your premiums.
Cambridge is found along Highway 401 in Southern Ontario. Being strongly associated with Kitchener and Waterloo, the region is collectively known as the tri-city area. The city is made up of three former towns – Galt, Preston, and Hespeler. Today there are approximately 140,000 residents in the city (2021 Census). It is well known for being home to the Toyota Manufacturing Plant.
In addition to Highway 401, Highway 8 and Highway 24 are the main traffic routes for commuters. Highway 8 connects the city to Kitchener and Highway 24 connects the city to Brantford. Most residents rely on driving to get around town. About 80% of the population is driving age. Many also commute to other surrounding cities for work or school.
It's important for Cambridge drivers to have a good car insurance policy so they are covered properly. With premiums on the rise in the province staying accident-free will help you pay less for your coverage. Follow these tips to drive safely in and around the city:
There are many great companies for auto insurance in Cambridge. The best one for you depends on your specific requirements. ThinkInsure is partners with the top insurers in Canada and we can help you compare quotes and coverage from all of them. For you, this means better policy options and more opportunities to find the most affordable price.
ThinkInsure, we take pride in helping our customers get an affordable policy. We can help Cambridge drivers get rates from the top companies and find cheaper car insurance. We'll help ensure you get the coverage you need to drive with confidence for a great price.
Comparing quotes gives you the opportunity to see what car insurance premiums insurers have to offer in Cambridge. It helps you quickly see who offers the best rates for the coverage you need. Check prices regularly to make sure you are not overpaying.
Sources
* Based on the difference between the average lowest premium and the overall average premium in Ontario for estimates completed from January 1 to March 31,2023, for drivers with a clean driving record.
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