Get the best car insurance rates in Oshawa

Oshawa is very much a commuter town, so having good car insurance is essential. Living away from the congested downtown traffic is appealing to the more than 160,000 residents that call the area home. People also enjoy the fact that Oshawa is not in the top 10 of most expensive locations for auto insurance in the GTA.

But as more people move to Oshawa, it adds more cars to roadways – this means potentially more traffic, congestion, and accidents, which can drive up your car insurance premiums. Most residents drive to work and the total number of people in the Census metropolitan area is now over 400,000.

With ThinkInsure it's easy to compare quotes from the top companies in Canada and find the best car insurance rates in Oshawa. You could save up to 30% or more on your coverage with us. Find out how much you can save on Oshawa car insurance by comparing quotes online or by calling our team of advisors. We can help you get a more affordable policy for the coverage you need.

How does Oshawa auto insurance work?

Oshawa car insurance falls under provincial authority. The same rules apply to all cities in Ontario. Insurance is legally required to drive a vehicle. A no-fault insurance system is in effect. All drivers must have $200,000 in third-party liability coverage and have the choice to add extra coverage to personalize their plan.

Mandatory coverage includes:

Optional coverage includes:

You can increase your plan limits and include endorsements to personalize your policy. Get more information about how Ontario car insurance works.