Car Insurance Hamilton Car Insurance

Compare Hamilton's Cheapest Auto Insurance Rates And Coverage

All drivers want to get cheap auto insurance in Hamilton, Ontario. Are you getting the best rates? The most effective way to save on car insurance in Hamilton is to compare quotes.

At ThinkInsure, we can help you get cheap car insurance in Hamilton, regardless of the type of coverage you need or the car you drive.

About Hamilton Car Insurance

Car Insurance Hamilton

Hamilton is a large city located in the Golden Horseshoe in southwestern Ontario. Its more than 500,000 residents make it one of the largest and busiest. The city is home to many commuters who work in the GTA, and Niagara region.

Thousands of drivers pass through the city daily along Highway 403, QEW, Highway 6, Highway 20, Lincoln Alexander Parkway, and Red Hill Valley Parkway.

With car insurance rates higher than the provincial average, it’s important for drivers in Hamilton to compare car insurance quotes to keep costs down.

Get A Quote With ThinkInsure To Get The Cheapest Hamilton Car Insurance

ThinkInsure has been proudly providing the best car insurance coverage at the cheapest rates in Hamilton for over 40 years. That’s right, four decades! So we know a thing or two about how to help you get the lowest insurance rates.

Compare Hamilton Car Insurance Quotes And You Could Save $500+!

ThinkInsure has been proudly providing the best car insurance coverage at the cheapest rates in Hamilton for over 40 years. That’s right, four decades! So we know a thing or two about how to help you get the lowest insurance rates.

Discover why so many drivers choose ThinkInsure for their car insurance coverage :

Auto Insurance Hamilton
  • Cheap car insurance : ThinkInsure can quickly compare insurance quotes from over 40 companies, allowing us to offer the cheapest car insurance rates in Hamilton. On average, customers save over $500 a year.
  • Auto insurance selection : Quickly compare quotes and select the best option for your car insurance needs at the lowest price. Our insurance experts are here to offer advice and answer questions so you get the best coverage for you.
  • Unparalleled customer service : Having satisfied customers is what makes us successful. Our team of friendly, licensed insurance professionals take the service aspect of insurance very seriously and will take care of your insurance needs in a prompt and professional manner.
  • Hassle-free insurance : . Our team strives to make all aspects of car insurance easy. From comparing quotes, to changing coverage, to making a claim, we'll be there for you and take care of all your insurance needs. Have questions or concerns about our insurance? Contact us anytime!

Bundle Car + Home Insurance and save 20% more!

We got online quotes from a couple of the big companies. Their rates seemed to be cheap at the beginning. But when we called to get the final quotes they were much higher. We called ThinkInsure and Cathy got us quotes from a bunch of companies. She ended up getting us cheaper rates and better coverage. Anne & Dave, Hamilton, ON

How Do I Get Cheap Auto Insurance In Hamilton, Ontario?

Cheap Car Insurance Hamilton

Even though rates are on the rise, cheap car insurance in Hamilton is attainable. Here are some tips to get cheaper auto insurance rates :

  • Use a car insurance expert : We help you quickly compare auto insurance quotes and get the best rates.
  • Compare quotes : Getting a quote annually is the best way to compare quotes and ensure you are getting the cheapest rates.
  • Use accurate info : Always provide accurate information when comparing car insurance quotes.
  • Consider all factors : There are many factors that impact car insurance costs. Manage controllable factors such as the car you drive, getting quotes annually, and staying accident and claims free.
  • Take advantage of discounts : Are you taking advantage of all the car insurance discounts available to you? If not, you should.

How Much Does Auto Insurance In Hamilton Cost?

While the average driver in Ontario pays about $1500 annually, the rates in Hamilton are considerably higher. This makes it very important to take the time to get car insurance quotes each time your policy is up for renewal.

The average rates in Hamilton are between $1600 and $1,900, making the city the one of the 10 most expensive cities in the province for auto insurance.

Why Is Car Insurance So Expensive In Hamilton?

There are many factors that will have an impact on your car insurance rates in Hamilton :

  • Where you live : The neighbourhood and postal code impact your rates in Hamilton.
  • Traffic volume in your area : High traffic volume on Highway 403, QEW and other major roads increase the risk of accidents.
  • Theft and fraud rates : How likely your car is to be stolen and instances of insurance fraud in your area impact the level of risk.

Living in an urban area with a large population also increases your rate because there are more cars, busier streets, and your odds of getting into an accident or filing a claim are increased. Since Hamilton is a large urban area, insurance costs are higher than the average.

Quick And Easy Car Insurance Quotes In Hamilton, Ontario

Cheap Insurance Hamilton

Save Time And Money With One Stop Shopping For Auto Insurance

If you are shopping for car insurance in Hamilton, you are in the right place. When it comes to comparing insurance and exploring your options, we know that saving time and money are important to you. We know you don’t want to spend hours upon hours comparing rates and coverage options. We also know you want to save money and get the cheapest auto insurance rates possible.

ThinkInsure can quickly get you quotes from the wide selection of insurance companies that we partner with. All you need to do is provide us with your information, and we’ll handle the rest. We offer you insurance to compare, and you choose the policy and rates that make the most sense for you.

We want to help our customers quickly shop and compare the cheapest quotes and best coverage. Our Online Quick Quote makes it quick and easy to compare many quotes at once for those who like to shop online.

Or if you prefer to talk to someone, call 1-855-550-5515 and a licensed ThinkInsure insurance expert will be happy to get quotes for you.

3 Simple Steps To Get Cheap Auto Insurance in Hamilton

Cheap Auto Car Insurance Hamilton

With ThinkInsure, getting cheap car insurance in Hamilton can be as easy as 1-2-3 :

Step 1 - Click To Start : Click to start your online auto insurance quote.

Step 2 - Enter Your Information : Provide basic driver and vehicle information

Step 3 - Compare The Cheapest Quotes : Select the quote that best meets your insurance needs.

OR

Call : Give us a call at call toll-free 1-855-550-5515 and speak directly with us. We’ll help you save more on insurance.

We Help You Get The Best Car Insurance In Hamilton For Your Driving Needs

Best Car Insurance Hamilton

There are many different types of drivers who all have different car insurance needs. Maybe you have a new car that is financed and you need full coverage, or you have an older car that isn't worth too much. We will find you the best coverage at the cheapest rate.

Some drivers have better driving records than others. Our large partner network allows us to get drivers with not such a great driving record cheap and more affordable coverage. So if you are a good, not so good, young, new or old driver, we can take care of your car insurance needs and save you money.

All Types of Hamilton Car Insurance Coverage

We can help you with all types of auto insurance coverage :

  • Coverage for cars, trucks, SUVs, and all other types of vehicles
  • Commercial auto insurance
  • Recreational vehicles
  • Classic car
  • Coverage for new and young drivers
  • Over 50 drivers
  • And more!

Quick Tips To Save On Car Insurance Rates in Hamilton

Cheapest Car Insurance Hamilton
  • Bundle home and car insurance
  • Keep a claims free driving record
  • Install winter tires
  • Increase your car insurance deductible
  • Consider usage-based auto insurance
  • Speak with us to identify additional ways to get cheaper car insurance rates

Save Time and Money With One Stop Shopping For Auto Insurance

If you are shopping for car insurance in Hamilton, you are in the right place. ThinkInsure can quickly get you quotes from the wide selection companies that we partner with. We want to help our customers quickly shop and compare the cheapest quotes and best coverage.

Our Online Quick Quote makes it quick and easy to compare many quotes at once for those who like to shop online. Or if you prefer to talk to someone, call 1-855-550-5515 and a ThinkInsure car insurance expert will be happy to get quotes for you.

Getting You The Best Car Insurance For Your Needs

There are many different types of drivers who all have different car insurance needs. Maybe you have a new car that is financed and you need full coverage or you have an older car that isn't worth too much, we will find you the best coverage at the cheapest rate.

Some drivers have better driving records than others. Our large partner network allows us to get drivers with not such a great driving record cheap and more affordable coverage. So if you are a good, not so good, young, new or old driver, we can take care of your car insurance needs and save you money.

Insurance Coverage For Drivers In All Hamilton Neighbourhoods

Car Insurance Companies Hamilton

Most people know that the city in which they live can impact their rates, but did you know the neighbourhood in which you live in Hamilton can also factor into how your rates are calculated?

Don’t worry – we can help you get the lowest rates, no matter where you live in Hamilton and the surrounding area. We can get you insurance quotes if you live in any neighbourhood :

  • Ancaster
  • Dundas
  • Flamborough
  • Glanbrook
  • Stoney Creek
  • Beasley
  • Central
  • Durand
  • Corktown
  • Lower city below the Escarpment or on the mountain

Hamilton Stats And Driving Facts

  • Ontario's 4th Largest City : With a population of 519,949 (2011 census), Hamilton is the eighth largest city in Canada and the fourth largest in Ontario, preceded by Hamilton, Ottawa and Mississauga. The Hamilton CMA comprises Hamilton (330,481); Stoney Creek (65,120); Flamborough (40,092) Ancaster (36,911); Dundas (24,907); and Glanbrook (22,438).
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  • The QEW : Located at the western end of Ontario's Golden Horseshoe, Hamilton's network of highways includes the Queen Elizabeth Way, which offers ready access to the Greater Hamilton Area's six million-plus people and Highway 401. The U.S. border is an hour away.
  • 1M People : Over 1 million people live within a 30-minute commute of Hamilton.
  • Multi-cultural : The most prevalent non-official language is Italian, followed by Polish, Portuguese and Spanish.
  • 3rd Best City : Foreign Direct Investment (fDi) in 2009 named it the third best large city in North America for quality of life.
  • Lot's Of Rural Land : 60% of Hamilton's land mass is designated as rural land.

Want to learn more about Hamilton? Check out the city of Hamilton website.

How Does This Impact Car Insurance Rates?

These stats and facts show a vibrant city and growing communities around the core. A lot of cars on streets, roads and highways means, of course, a lot of driving in Hamilton. This can lead to accidents - including multi-vehicle accidents.

Theft, insurance claims, medical costs and fraud are other factors that impact rates. More cars usually means more incidents. All of these factors go into the calculations insurance companies use to determine their rates.

Hamilton Driving Tips To Save On Insurance And Drive Responsibly

  • Uses the expressways to get through the city
  • Watch out for the large number of one way streets
  • Watch out for pedestrians when driving near McMaster University
  • Watch out for the worst roads in Hamilton : No.1 Burlington Street East; No. 2 Governors Road; No. 3 Barton Street East; No. 4 Main Street West and No. 5 Parkdale Avenue North
  • Check the traffic before planning your route
  • Avoid the QEW during rush hour

These tips will help you get to your destination quicker, be a safer driver, keep a clean record and lower your auto insurance rates.

Hamilton Car Insurance FAQs

Still have questions about car insurance in Hamilton. Check out these common questions about costs, coverage, and quotes :

The average car insurance rates in Hamilton are higher than the provincial average. Drivers in Hamilton with a clean driving record can expect to pay between $1600 and $1900 per year.

There is never a bad time to get a car insurance quote. Always compare quotes when your policy comes up for renewal and when your coverage needs change.

There is no secret to getting the cheapest car insurance rate. Work with us, compare quotes, take advantage of discounts, and maintain a clean driving record.

Auto insurance rates in Hamilton are higher than most other cities because there are high instances of traffic accidents, more claims, and greater driving risks in the region.