Ottawa Insurance Broker

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Save more with a top-rated auto insurance broker in Ottawa. Find the lowest rates and save up to $643* annually.

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Written by Nolan Wilson Updated on September 11, 2025 min read

Get the best rates with an Ottawa insurance broker

Ottawa insurance brokers help you achieve your primary goal – save money and lower your premiums. Brokers (like us!) can do this because we can compare quotes from a variety of insurers, not just one or two. This ensures you get the best price.

But that is not all. Ottawa insurance brokers can help you with all your insurance needs. Get answers to questions about your policy, get help to understand your options better, and find the right policy for you.

There’s a reason why ThinkInsure is a top-rated Ottawa insurance broker - we put you first. Keep reading to learn more about the advantages of using an insurance broker to shop and compare quotes.

Key takeaways about using an insurance broker in Ottawa

Our insurance brokers help Ottawa residents save up to $643 on auto insurance and $244 on homeowners coverage.
Find auto policies starting at $1,058 and home insurance starting at $1,138 by comparing rates with a broker.
You have insurance options. Brokers can help you explore and choose proper coverage for ALL your needs - auto, home, business, renters, condo, life, and more.

We're a top-rated Ottawa insurance broker

Rated 4.7 out of 5 stars in 1530 Google reviews

Our brokers take pride in helping customers get proper coverage and better rates every day!

See all reviews

Raghav Gupta

2025-08-11

I am pretty happy with their services. This my second year through them and I came across an agent Anuraag Jassal Web Customer Service Broker He is the best advisor I ever talked to in my last 7 years of experience. He reviewed my policies and helped me correct some errors which has decreased my premium to almost half. He helped me understand how to read our policy correctly and went over different clauses in detail while deciding on buying a new car etc. I wish there was a way to go and personally meet him as I am going through a rough patch and all the help he has given me in the last month on multiple matters is just amazing. He is actually doing his job and seems like he loves it. Thanks Anuraag Jassal.

Pina Battaglia

2025-08-06

Sohel was amazing. Made the initial process quick and seamless. Very knowledgeable, courteous and friendly.

Ma emma Bergonio

2025-08-05

Sohel is very helpful when it comes to finding the best rate and coverage.

Galit Moroz

2025-08-02

I highly recommend Todd as an insurance broker! He was incredibly helpful, always quick to respond to my questions, and ensured I found the best car insurance to fit my needs. His expertise made the process smooth and stress-free.

preeya mistry

2025-07-31

Had the pleasure of working with Dylan. He goes above and beyond. He is so non-judgmental and super helpful. I highly recommend requesting his help when inquiring.

Mason Khoury

2025-07-27

Dealt with Dylan S, who was able to secure me a phenomenal insurance quote within 48 hours of my renewal deadline (current policy was through ThinkInsure). This lad is amazing at what he does, no other way to put it! I have been dealing with ThinkInsure since I was a student in post secondary & they’ve always done their best to make sure I had an affordable policy. If you want an insurance broker who actually goes the “extra mile” & doesn’t simply brush you off as another sales lead, I’d look no further. They’ve got my business for the foreseeable future 🤘🏻

Zack Rowe

2025-07-20

Dylan was great and able to get me on the road

Tala Redrose

2025-07-17

I recently dealt with Sohel Rahman for my car insurance. I highly recommend him. I appreciated his professionalism and his patient. My situation was difficult but he was truly dedicated to finding me the fastest and best possible vehicle's coverage. Natalia

Why use an insurance broker to get insured in Ottawa?

Ottawa residents use brokers for many different reasons. You may want to find the best price or need a specific insurance coverage type. Here are some of the key advantages of using a broker:

It's 100% free: Working with an insurance broker in Ottawa does not cost anything. It’s completely free. All you have to do is contact us and provide your information. Brokers will handle the rest.
Expert advice from a licensed professional: Insurance can be confusing. There are many situations where you are not sure what to do. Brokers can provide you with professional guidance to help you make good decisions.
Compare insurance options easily: Forget about contacting multiple insurers and completing paperwork and forms online. Ottawa insurance brokers do this for you. Get estimates from many insurers. It only takes a few minutes of your time.
Savings: Brokers give you the best opportunity to lower your insurance payments. They have access to many products and discounts. They will find ways to help you reduce costs based on the information you provide.

How is an insurance broker in Ottawa different than an agent?

Insurance brokers and agents both sell policies. Where they differ is in insurance product availability. Brokers can compare quotes from multiple providers and offer you a variety of options. Agents can only offer a policy from the single insurer they represent. You have limited options with agents. This means brokers have a greater chance to help you get a better rate and the specific coverage you need.

How much does an Ottawa insurance broker cost?

Insurance brokers in Ottawa do not charge a fee. They are paid commissions by their company partners when they sell a policy and provide customer service for the policyholder. You don’t pay to use a broker.

Better yet, brokers aren’t just free to use, they’ll save you money. They’ll shop the market and find you the best deal based on your coverage needs.

Get expert coverage advice with a licenced insurance broker

Let’s face it—insurance can be confusing. Between the complicated terms and endless options, it’s not always easy to figure out what you need. That’s why I’m here. As your broker, I’m not just here to sell you a policy. I’m here to support you, answer your questions, and make sure you feel confident in your coverage. You’re not in this alone-I’ve got your back.

Felicia Owoyemi

Insurance Broker (RIBO)

Ready to save more? Speak with a broker today!

Monday-Friday: 8am-6pm
Saturday: 9am-5pm

How to compare quotes with an Ottawa car insurance broker

We can help you search for quotes from the top companies in a few quick steps!

1) Begin your quote

Start your car insurance quote.

2) Enter your driving and car information

Enter your driving details and then select your vehicle.

3) Compare multiple rates

See prices from the top Ottawa insurance companies.

Choose the lowest rate

Confirn the details with a broker and get insured.

Get Started

Save more with an Ottawa car insurance broker

With well over 500,000 registered vehicles on Ottawa roadways, we know you have diverse auto insurance needs. Whether you drive a truck, SUV, minivan, or compact car, saving on Ottawa car insurance is a priority. An insurance broker is a good way to get the most affordable rates.

Here are some ways to ensure an Ottawa auto insurance broker can help you find better rates:

Have your driver's license and VIN# ready.
Be accurate about your driving and insurance history.
Answer in as much detail as possible.
Ask about car insurance discounts and other ways to save.
Discuss coverage and limits you want.

We can find the lowest rates from the top insurers to help you save more. We have options for all types of drivers and vehicles. This is regardless of how far you drive or what your vehicle is used for. On average, our brokers help Ottawa drivers save $643* annually, or about $54 per month.

Contact our car insurance brokers to save on your new policy or before you renew.

Recent savings from Ottawa's top auto insurance broker

2025/07/14

Shopper in OTTAWA, ON
Vehicle: SUBARU FORESTER 2.5i WILDERNESS WAGON AWD 2025
SGI Canada	$519
Intact	$1,095
CAA Connect	$1,095
CAA My Pace	$1,111
Savings from top 4 lowest quotes	$592

2025/07/02

Shopper in OTTAWA, ON
Vehicle: HONDA ACCORD EX 4DR 2023
Aviva Journey	$1,775
Aviva	$1,971
CAA Connect	$2,216
Intact	$2,270
Savings from top 4 lowest quotes	$495

2025/07/02

Shopper in OTTAWA, ON
Vehicle: HYUNDAI ELANTRA GL 4DR 2013
Intact	$1,055
Wawanesa	$1,226
Pembridge	$1,418
Travelers	$1,612
Savings from top 4 lowest quotes	$557

2025/06/30

Shopper in OTTAWA, ON
Vehicle: BMW X5 40i 4DR AWD 2020
SGI Canada	$1,345
Intact	$2,244
CAA Connect	$2,439
CAA	$2,566
Savings from top 4 lowest quotes	$1,221

Work with an experienced home insurance broker in Ottawa

Beautiful home exterior with covered green grass

Need Ottawa home insurance? Want to get the best protection without breaking the bank? Explore your options and see what other insurers have to offer.

Wowa.ca says the average house price is about $707,180 (as of May 2025). Your home is one of the largest investments you will make in your life. Homeowners need to protect their property with the right policy.

Our home insurance brokers will ensure your home and valuables are adequately assessed for insurance. We'll find home insurance, condo insurance, or tenant insurance in Ottawa that meets your needs at a great price. On average, you can save up to $244** or more per year with our brokers.

Choose ThinkInsure to be your Ottawa insurance broker

insurance broker giving a high five to client in meeting

For more than 50 years, our brokers have helped drivers, homeowners, and business owners. You get insurance tailored to your needs while saving money. Here are some of the top reasons customers choose us to be their broker:

Unbiased advice: As an independent brokerage, we can provide honest and impartial advice to our customers. We are not affiliated with any insurers. You'll get the best plan for your needs.
We do the work, and you reap the rewards: Reduce payments by up to 30% with us. Tell us your needs, and we’ll find the lowest premiums, discounts, and policies.
We’re 100% Canadian: We are a 100% Canadian-owned and operated brokerage.
We’re fully licensed brokers: We are members of the Registered Insurance Brokers of Ontario (RIBO) and the Insurance Brokers Association of Ontario (IBAO).
Coverage: Our brokers can insure your home, vehicle, business, life, and travel.
The top insurers: We have options from over 50 of the top insurance providers in the country for you.
Personalized customer service: We are real people helping real people. Our brokers will assist you with all your insurance needs and advocate for you when dealing with insurers. We can help you with claims, estimates, questions, updates, and more.

How to find an Ottawa insurance broker

All brokers are not created equal. So, we’ve put together a list of tips to help find a broker in Ottawa:

Personal needs: A good broker will listen to you. They will ask you questions to make sure they understand your insurance needs. They will use their expertise and experience to find the right plan for you.
Better premiums: They will shop the market for the best prices.
All types of insurance: They will have many options for personal or business needs.
Large selection of insurance providers: The leading brokers work with many providers. This gives you options and personalized insurance with lower premiums.
Brokerage experience: Established brokerages have the experience, technology, partners, and team to better meet your needs.
Reputation and reviews: The top brokers have good customer ratings and reviews.

Ottawa insurance broker FAQs

Is using an insurance broker better in Ottawa?

Insurance brokers put you in a better position to find the right insurance and keep more money in your pocket. Brokers work with multiple insurers, providing you with policy options. It also gives you the chance to find the most affordable option.

Is it more expensive to buy insurance through a broker in Ottawa?

Quite the opposite. In most cases, you will pay less for insurance when you use a broker. They can shop for quotes from a variety of insurers, helping you find the lowest quote available based on your insurance needs.

What exactly does an Ottawa insurance broker do?

An insurance broker does a lot of things. They can help you compare pricing options, save money on coverage, provide advice, assist with claims, and more. Brokers are your trusted resource for all your insurance needs in Ottawa.

Who do Ottawa insurance brokers work for?

Many people need clarification about who brokers are and who they represent. Brokers are not insurance providers. They are professionals who sell insurance policies and provide customer service. They work for you, not the insurers. They can help you find options from many insurers.

Who regulates insurance brokers in Ottawa?

The Registered Insurance Brokers of Ontario (RIBO) regulates brokers. The Financial Service Commission of Ontario (FSCO) regulates insurance in Ottawa and across the province.

All your Ottawa insurance needs in one place

What type of insurance do you need? We can help you with all your insurance requirements in Ottawa:

Save with Ottawa's best auto insurance broker

Our auto insurance brokers can compare quotes from the top insurers in Ottawa to find you a better rate.

You'll get additional savings advice, and we'll make sure your car is adequately insured.

Get Started

Sources

* Based on the difference between the average lowest premium and the overall average premium in Ottawa for estimates completed from January 1 to March 20, 2025, for drivers with a clean driving record.

** Based on the difference between the average lowest home insurance premium and the overall average premium in Ottawa for quotes completed from January 1, 2024, to March 5, 2025.

Nolan Wilson

Content Marketing Manager

Nolan is a content marketing manager and writer at ThinkInsure. He has 15+ years of experience in the insurance industry, working with brokerages and direct insurers to create compelling insurance content, specializing in auto, home, and commercial.

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