Save more with a top-rated auto insurance broker in Ottawa. Find the lowest rates and save hundreds annually.
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⊸Ottawa Insurance Broker
Written by
Nolan Wilson
Updated on September 11, 2025
min read
Get the best rates with an Ottawa insurance broker
Ottawa insurance brokers help you achieve your primary goal – to save money and lower your premiums. Brokers (like us!) can do this because we can compare quotes from a variety of insurers, not just one or two. This ensures you get the best price.
But that is not all. Ottawa insurance brokers can help you with all your insurance needs. Get answers to questions about your policy, get help to understand your options better, and find the right policy for you.
There’s a reason why ThinkInsure is a top-rated Ottawa insurance broker. We put you first. Keep reading to learn more about the advantages of using an insurance broker to shop and compare quotes.
Key takeaways about using an insurance broker in Ottawa
Our insurance brokers help Ottawa residents save on auto and homeowners coverage.
Find auto policies starting at $1,058 and home insurance starting at $1,138 by comparing rates with a broker.
You have insurance options. Brokers can help you explore and choose proper coverage for ALL your needs - auto, home, business, renters, condo, life, and more.
Patrick worked diligently in insuring that our businness is sufficiently covered given changes to tenants, tyope of business and up grades.
He is very conscientious and work collaboratively to build good a good working relationship.
Thank you agaib Patrick for all your efforts.
Stephen Johnston
2026-07-09
I contacted ThinkInsure sure for last minute insurance for my house while I was renovating. My sales broker was Dylan Smith, and he was excellent. He was extremely communicative and proactive and talked me through all the steps of applying for my insurance policy. Because it was somewhat last minute, he also bent over backwards and communicated with the insurance company to make sure I got my insurance effective on the day I needed it. I couldn’t have experienced better service.
Steven Liao
2026-07-08
I have been getting parent super visa insurance from Think Insurance for past 2 years. Parminder helped us in getting the coverage needed and everything had been smooth.
Natalia Cizmanski
2026-06-17
I connected with Dylan Smith @ ThinkInsure and it was a smooth, effortless process from start to finish. He took time to go back and forth with me via email due with questions, answers etc. He was clear and transparent the entire time and values consumer relations. Will absolutely be back in contact with him for future insurance needs.
Mykee Ceo
2026-06-10
Great professional conduct by Todd ,impressive,a fair price and all completed within 2 hours....
Ryan Arrubla
2026-05-14
I was helped out by Dylan Smith at think insure. This was a great experience. This is one of my first time dealing with insurance and he made this an incredibly easy and informative processes.
Talking to him really made me feel like he cared about getting me the best option for my situation. He knew I was new and walked me through everything like he truly cared. He was patient and really made sure I understood how it all worked and all the options. I had a good gut feeling with him.
I would definitely recommend this broker. Not to mention this was the cheapest quote I got of all the brokers I called.
Dylan Huggins
2026-05-12
Dealt with Dylan S. He was very efficient and helpful and got me set up with new insurance quickly. Thanks
Jamie MacDonald
2026-05-07
Dylan Smith was a fantastic rep! Enjoyed our conversations and he was incredibly helpful and quick to get my policy replaced with a new one. Thank you.
Why use an insurance broker to get insured in Ottawa?
Ottawa residents use brokers for many different reasons. You may want to find the best price or need a specific insurance coverage type. Here are some of the key advantages of using a broker:
It's 100% free: Working with an insurance broker in Ottawa does not cost anything. It’s completely free. All you have to do is contact us and provide your information. Brokers will handle the rest.
Expert advice from a licensed professional: Insurance can be confusing. There are many situations where you are not sure what to do. Brokers can provide you with professional guidance to help you make good decisions.
Compare insurance options easily: Forget about contacting multiple insurers and completing paperwork and forms online. Ottawa insurance brokers do this for you. Get estimates from many insurers. It only takes a few minutes of your time.
Savings: Brokers give you the best opportunity to lower your insurance payments. They have access to many products and discounts. They will find ways to help you reduce costs based on the information you provide.
How is an insurance broker in Ottawa different than an agent?
Insurance brokers and agents both sell policies. Where they differ is in insurance product availability. Brokers can compare quotes from multiple providers and offer you a variety of options. Agents can only offer a policy from the single insurer they represent. You have limited options with agents. This means brokers have a greater chance to help you get a better rate and the specific coverage you need.
How much does an Ottawa insurance broker cost?
Insurance brokers in Ottawa do not charge a fee. They are paid commissions by their company partners when they sell a policy and provide customer service for the policyholder. You don’t pay to use a broker.
Better yet, brokers aren’t just free to use, they’ll save you money. They’ll shop the market and find you the best deal based on your coverage needs.
Get expert coverage advice with a licensed insurance broker
Let’s face it—insurance can be confusing. Between the complicated terms and endless options, it’s not always easy to figure out what you need. That’s why I’m here. As your broker, I’m not just here to sell you a policy. I’m here to support you, answer your questions, and make sure you feel confident in your coverage. You’re not in this alone-I’ve got your back.
Felicia Owoyemi
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Insurance Broker (RIBO)
Ready to save more? Speak with a broker today!
Monday-Friday: 8am-6pm Saturday: 9am-5pm
How to compare quotes with an Ottawa car insurance broker
We can help you search for auto insurance quotes from the top companies in a few quick steps!
1) Begin your quote
Start your car insurance quote.
2) Enter your driving and car information
Enter your driving details and then select your vehicle.
3) Compare multiple rates
See prices from the top Ottawa insurance companies.
Choose the lowest rate
Confirm the details with a broker and get insured.
With well over 500,000 registered vehicles on Ottawa roadways, we know you have diverse auto insurance needs. Whether you drive a truck, SUV, minivan, or compact car, saving on Ottawa car insurance is a priority. An insurance broker is a good way to get the most affordable rates.
Here are some ways to ensure an Ottawa auto insurance broker can help you find better rates:
Have your driver's license and VIN# ready.
Be accurate about your driving and insurance history.
We can find the lowest rates from the top insurers to help you save more. We have car insurance options for all types of drivers and vehicles. This is regardless of how far you drive or what your vehicle is used for. Contact our car insurance brokers to save on your new policy or before you renew.
Recent savings from Ottawa's top auto insurance broker
2026/07/28
Shopper in OTTAWA, ON
Vehicle: HONDA CR-V EX 4DR AWD 2012
GORE
$1,231
Intact My Drive
$1,551
SGI Canada
$1,562
Wawanesa
$1,706
Savings from top 4 lowest quotes
$475
2026/07/20
Shopper in OTTAWA, ON
Vehicle: MERCEDES-BENZ C250 4DR 2010
Intact My Drive
$1,182
Wawanesa
$1,267
Intact
$1,311
Pembridge
$1,392
Savings from top 4 lowest quotes
$210
2026/05/17
Shopper in OTTAWA, ON
Vehicle: AUDI A3 2.0T QUATTRO 4DR 2015
GORE
$1,235
Intact My Drive
$1,498
Wawanesa
$1,521
Pembridge
$1,589
Savings from top 4 lowest quotes
$354
2026/05/12
Shopper in OTTAWA, ON
Vehicle: NISSAN MICRA S 4DR HATCHBACK 2015
Intact My Drive
$1,203
Wawanesa
$1,271
Intact
$1,333
GORE
$1,380
Savings from top 4 lowest quotes
$177
Work with an experienced home insurance broker in Ottawa
Need Ottawa home insurance? Want to get the best protection without breaking the bank? Explore your options and see what other insurers have to offer.
Wowa.ca says the average house price is about $721,270 (as of May 2026). Your home is one of the largest investments you will make in your life. Homeowners need to protect their property with the right policy.
Find a better rate with an Ottawa insurance broker
Shop for a better rate on insurance with an Ottawa broker you can trust. We'll compare rates from the top insurers to get you the lowest price. Saving is quick, easy and free!
Choose ThinkInsure to be your Ottawa insurance broker
For more than 50 years, our brokers have helped drivers, homeowners, and business owners. You get insurance tailored to your needs while saving money. Here are some of the top reasons customers choose us to be their broker:
Unbiased advice: As an independent brokerage, we can provide honest and impartial advice to our customers. We are not affiliated with any insurers. You'll get the best plan for your needs.
We do the work, and you reap the rewards: Reduce payments by up to 30% with us. Tell us your needs, and we’ll find the lowest premiums, discounts, and policies.
We’re 100% Canadian: We are a 100% Canadian-owned and operated brokerage.
We’re fully licensed brokers: We are members of the Registered Insurance Brokers of Ontario (RIBO) and the Insurance Brokers Association of Ontario (IBAO).
Coverage: Our brokers can insure your home, vehicle, business, life, and travel.
The top insurers: We have options from over 50 of the top insurance providers in the country for you.
Personalized customer service: We are real people helping real people. Our brokers will assist you with all your insurance needs and advocate for you when dealing with insurers. We can help you with claims, estimates, questions, updates, and more.
How to find an Ottawa insurance broker
All brokers are not created equal. So, we’ve put together a list of tips to help find a broker in Ottawa:
Personal needs: A good broker will listen to you. They will ask you questions to make sure they understand your insurance needs. They will use their expertise and experience to find the right plan for you.
Better premiums: They will shop the market for the best prices.
All types of insurance: They will have many options for personal or business needs.
Large selection of insurance providers: The leading brokers work with many providers. This gives you options and personalized insurance with lower premiums.
Brokerage experience: Established brokerages have the experience, technology, partners, and team to better meet your needs.
Reputation and reviews: The top brokers have good customer ratings and reviews.
Ottawa insurance broker FAQs
Insurance brokers put you in a better position to find the right insurance and keep more money in your pocket. Brokers work with multiple insurers, providing you with policy options. It also gives you the chance to find the most affordable option.
Quite the opposite. In most cases, you will pay less for insurance when you use a broker. They can shop for quotes from a variety of insurers, helping you find the lowest quote available based on your insurance needs.
An insurance broker does a lot of things. They can help you compare pricing options, save money on coverage, provide advice, assist with claims, and more. Brokers are your trusted resource for all your insurance needs in Ottawa.
Many people need clarification about who brokers are and who they represent. Brokers are not insurance providers. They are professionals who sell insurance policies and provide customer service. They work for you, not the insurers. They can help you find options from many insurers.
The Registered Insurance Brokers of Ontario (RIBO) regulates brokers. The Financial Service Commission of Ontario (FSCO) regulates insurance in Ottawa and across the province.
All your Ottawa insurance needs in one place
What type of insurance do you need? We can help you with all your insurance requirements in Ottawa:
Nolan is a content marketing manager and writer at ThinkInsure. He has 15+ years of experience in the insurance industry, working with brokerages and direct insurers to create compelling insurance content, specializing in auto, home, and commercial.
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