Car Insurance How To Get Car Insurance Discounts

Find The Best Car Insurance Discounts

It is expensive to drive in Canada - car payments, gas, repairs and insurance. So you probably have a lot of car related expenses. At ThinkInsure we know that every dollar you save helps. We want to do our part to help you save as much as possible on your car insurance. The best way to save is to find the best car insurance discounts. When you start combining discounts you can save over 30%.

We partner with over 50 insurers and our team of licensed insurance brokers will quickly shop and compare best discounts that apply to you. So you’ll get the best value and savings.

What Are The Best Ways To Get Car Insurance Discounts?

Insurance companies offer many different types of discounts for the various types of drivers. They are based on driver profiles, insurance history, type of vehicle driven, combining coverage, driving apps, and so much more.

The best to get car insurance discounts is to compare quotes with multiple insurers so see which discounts you get with them. An insurance advisor can help you with that.

List Of Auto Insurance Discounts In Ontario

Here is a list of the top auto insurance discounts you can get to save more.

Car + Home Discount

When you bundle your home and auto insurance with the same company you can get discounts of up to 20% or more depending on the company.

  • Up to 20% on auto and 50% on home coverage

Multi Car Family Member Discount

When you have family members who live in the same household and drive separate vehicles there are discounts available. Getting multi car insurance coverage with the same company will save you money.

  • Up to 15%

Good Driver Discounts

Good drivers can save significantly when enrolled in a usage based insurance program. Driving habits get monitored and good driving habits get rewarded.

  • Up to 30%

Payment Options Discounts

There are additional ways that you can save depending on how you pay your premiums. olled in a usage based insurance program. Driving habits get monitored and good driving habits get rewarded.

  • Pay for full year in lump sum – up to 8%
  • Automatic payments by Electronic Fund Transfer – up to 2%
  • Pay on time consistently – up to 15%

New Car Discount

When you purchase a new vehicle that is less than 3 years old you can save.

  • New Cars – up to 10%

Anti-Theft Discount

The harder your car is to steal the more of a discount you can get. If you have an after market anti-theft device installed in your car you could additional discounts ranging from :

  • After Factory – up to 5%
  • Satellite – up to 15%

Winter Tire Discount

It’s proven that it’s safer to use winter tires.

  • Winter Tires – up to 5%

Green Or Eco Friendly Vehicle Discount

If you drive a hybrid car or electric vehicle you can save more.

  • Eco Vehicles – up to 10%

Retiree And Senior Discount

If you are retired or a senior you'll qualify for a discount. Even over 50 drivers can get a discount or savings.

  • Retired and Senior Drivers – up to 10%

Drivers Training Discount

New and young drivers who take a government approved drivers training course can get additional discounts.

  • Drivers Training Course – up to 10%

Graduated Licensing Discounts

There are discounts available as drivers graduate through each level of the graduated licensing program.

  • Graduate from G1 to G2 - up to 10%
  • Graduate from G2 to G – up to 10%

Good Student Discount

Drivers who are full time students between the ages of 16 and 25 who have a “B” average or better may qualify for a discount.

  • Good students - up to 10%

Out Of Town Student Discount

When parents have children who are away from home at university or college they can save on their coverage for that child.

  • Student Away At School – p to 30%

Loyalty And Renewal Discounts

Many insurers offer discounts for loyal customers who renew their policies each year. The longer you have coverage with a company the more you can save.

  • 1-5 years with a company – up to 5%
  • 6 years with a company – up to 6%
  • 7 years with a company – up to 7%
  • 8 years with a company – up to 8%
  • 9 years with a company – up to 9%
  • 10+ years with a company – up to 10%

Let Us Shop And Compare Insurance Discounts

A ThinkInsure advisor can quickly find you all the Ontario car insurance discounts you qualify for. With our large selection of over 50 insurers we will help you save as much as possible to get you the lowest price.