Mississauga Car Insurance: Compare Cheap Auto Insurance Quotes

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Get Mississauga's best auto insurance rates

Car insurance in Mississauga has some of the highest rates in the province. There are millions of residents in the surrounding area and the busiest highways in Ontario. This means there is a greater risk of accidents and claims. Traffic, road construction, commuters, highway driving, and the common frequency of collisions all drive up the rates for insurance. It’s not ideal, but this is the reality of auto insurance in Mississauga.

Mississauga drivers want to save on their car insurance. We’re sure you feel the same. So, are you ready to find cheaper premiums? We're partners with Canada's leading insurance companies so you could save up to save up to 25% on your coverage with us. Get started by comparing quotes for Mississauga car insurance now. Let us help you find the right policy, and the right level of protection, at the best rate.

Keep reading to learn more about auto insurance in Mississauga and how you can save more on your next policy.

How to compare Mississauga car insurance quotes

Comparing quotes and saving is easy with ThinkInsure.

1) Start your quote

Provide us with some basic information.

2) Tell us about yourself and your vehicle

Tell us about your vehicle and driving habits.

3) Compare your quotes

See quotes from the top insurance companies.

Choose your policy

Choose the lowest rate. Confirm the details with our experts and get insured.

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5 star auto insurance in Mississauga

Rated 4.7 out of 5 stars in 1291 Google reviews

We help customers in Mississauga and save on their auto insurance.

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C G

2023-04-18 17:28:34

Awesome Experience, Darryl Fardy is the man, got me set up quick and easily. Greatly Appreciated.

WOLFGANG MUENCH

2023-04-16 14:15:24

Lisa was very pleasant to work out the details

Nabanita Debsarkar

2023-04-14 16:21:15

Evan was our Magician. He was prompt in addressing our need yet patient to understand our situation and help accordingly. We are definitely going to go back to him, every time we have an insurance need. We highly recommend his service.

Erin Stewart

2023-04-12 23:54:34

After a car accident, for which I was unfortunately at fault, and complications with my old insurance provider, Bailey at ThinkInsure was able to help me in just a couple of days find and get signed up with a new insurance company. He was friendly, professional, prompt, and diligent, and didn't make me feel bad for my past mistakes. He answered any questions I had and made me aware of all my options in layman's terms. I am fully satisfied with my experience and would recommend both Bailey and ThinkInsure to anyone seeking out first time insurance or a new insurance provider.

Anna Hicks

2023-04-06 14:29:50

I had contacted numerous insurance companies over couple of days . I called Thinkinsure and it became our last stop . The price was by far the best, the professional and friendly and calm service provided by Darryl Fardy was exceptional. Darryl is definitely a huge asset for the company as we got things done fast and efficiently. I have already recommended this company to many people .

debbie doyle

2023-04-04 14:31:06

Very considerate, clear and accurate of their knowledge. They follow up and are quick to reply. I would recommend this insurance company, I’m very satisfied.

Jared Haird

2023-03-30 23:58:05

Great experience. Fast and friendly service. Todd was extremely helpful with all of my requests. Highly recommend giving Todd a call for your insurance needs.

Marie

2023-03-28 21:02:28

If anyone is out there looking for a great insurance broker, I highly recommend Evan Venditti at ThinkInsure. His customer service and care were tremendous ... he was extremely prompt, responsive and personable. His knowledge and expertise are top notch and he was an absolute pleasure to work with.

About car insurance in Mississauga?

Car insurance in Mississauga operates under the same rules as all other cities in the province. It is a no-fault insurance system. All drivers must have a minimum amount of car insurance in Ontario.

Mandatory car insurance in Mississauga

Third party liability: A minimum of $200,000 in coverage. This covers you in the event of a lawsuit from an at-fault accident.
Statutory accident benefits: Covers you if you are injured in a collision. This is for medical expenses not covered by OHIP.
Direct compensation property damage (DCPD): Coverage for damage or loss of use of your vehicle if another driver is at fault.
Uninsured automobile: Covers you if you’re injured or killed by an uninsured driver. You’re also protected if your car is damaged in a hit and run.

Optional car insurance in Mississauga

Drivers typically have more than the basic amount of coverage. You have the option to add:

You can also increase your limits and include policy endorsements to personalize your plan.

What are the best ways to find cheap car insurance in Mississauga?

There are a lot of ways you can save car insurance in Mississauga and get a cheaper rate. Here are some of the ways you get the most bang for your buck:

Be a diligent consumer: You can find ways to save if you shop around and explore your options. Rates, market conditions, and your driving needs change over time.
Pay upfront: You’ll save on your premiums and admin fees.
Safety first: Choose a vehicle with a strong safety rating as they generally have lower insurance rates.
Install winter tires: Save up to 5% with a winter tire discount
Telematics: Monitor your good driving habits with a telematics device and pay up to 30% less.
Combine: Insure all vehicles as well as your home and other policies with the same insurance company.
Don’t miss out on discounts: There are lots of discounts available to lower your rate. Ask your advisor what you qualify for and save more!

Recent Mississauga auto insurance quotes

2023/06/03

Shopper in MISSISSAUGA, ON
Vehicle: HONDA ODYSSEY EX-L 2016
Intact	$1,403
CAA My Pace	$1,443
Aviva Journey	$1,446
CAA Connect	$1,453
Savings from top 4 cheapest quotes	$50

2023/06/03

Shopper in MISSISSAUGA, ON
Vehicle: DODGE/RAM CALIBER SXT 5DR 2007
Pembridge	$1,940
Wawanesa	$2,224
Travelers	$2,790
Intact	$2,996
Savings from top 4 cheapest quotes	$1,056

What is the average cost of Mississauga car insurance?

The average car insurance cost in Mississauga is $2,086 per year. This makes it one of the top 5 most expensive cities to buy insurance. The average Ontario driver pays about $1,634, so Mississauga drivers pay over $400 more per year for their auto insurance.

Premiums are similar to Toronto car insurance and with other cities in the GTA.

Average Mississuaga car insurance rate compared to other Ontario cities info graphic

What are the most affordable areas in Mississauga for auto insurance?

Where you live within Mississauga can change your auto insurance premiums by hundreds of dollars per year. The postal code region L5H tends to have the lowest rates. The postal code area L5W and the northwestern area tend to be the most.

Mississauga

Meadowvale

Lorne Park

Port Credit

Cooksville

Streetsville

Erin Mills

Hurontario

Mississauga auto insurance premium by postal code

Here are some of the most expensive postal codes for auto insurance in the city.

Area	Postal codes	Average premium
Meadowvale	L5W	➜ Above
Lorne Park	L5H	➜ Above
Port Credit	L5H, L5G	➜ Above
Cooksville	L5A, L5B	➜ Above
Streetsville	L5M, L5N	➜ Above
Erin Mills	L5K, L5L	➜ Above
Hurontario	L5R	➜ Above

Auto insurance for all Mississauga neighbourhoods

Did you know that your neighbourhood can affect your insurance rates? In total, the city has 23 neighbourhoods and boarding townships. We are partners with many insurance companies. We can help you find affordable auto insurance no matter where you live in Mississauga.

Applewood
Central Erin Mills
Churchill Meadows/Erin Mills
Credit Valley
Clarkson/Lorne Park
Cooksville
East Credit
Erindale
Fairview
Hurontario
Lakeview
Lisgar
Malton
Meadowvale
Meadowvale Village
Mineola
Mississauga Valleys
Port Credit
Rathwood
Sheridan
Streetsville

Mississauga car insurance FAQs

Is it possible to get cheap auto insurance in Mississauga?

Yes, it is possible. ThinkInsure can help you get car insurance quotes from the leading insurance companies in Canada. Comparing rates from multiple providers will help you get the cheapest rate and save on your policy.

What factors impact Mississauga car insurance?

Mississauga car insurance premiums are calculated based on many factors and are different for each company. They also change frequently. Here are some things that impact your rate:

Your postal code
The year, make, and model of the car you drive and how much it is worth
How you use your vehicle (personal, commuting, or work)
How much you drive
Your age
Your driving experience
The amount of coverage and deductibles you choose
Your driving history
The number of collisions in your postal code
Claims costs are rising
Discounts you qualify for
FSRA approved rate changes

Since rates vary by company and change often it's important to compare quotes to make sure you are getting the best price.

When should you get a quote for car insurance in Mississauga?

Insurance companies are always changing their premiums. Checking rates often is a good way to see if you are paying too much for coverage in Mississauga. Be sure to get a quote each time your policy is up for renewal. This will help you to capitalize on savings each year.

About Mississauga and auto insurance

Driving in Mississauga can be hectic. There is dense traffic on major highways, busy intersections, Pearson Airport, and plenty of local attractions. This means anything can happen on roadways. As an insurance shopper, you need a policy that is affordable and offers the protection you need. Mississauga drivers can get this by comparing quotes from the top providers with ThinkInsure. Then you’ll have peace of mind knowing you have protection should you get into a crash or have vehicle issues.

Here is some important information to help you drive safely in the city:

Highways

401, 403, 409, 410, 427
QEW

Public transit

GO Transit
MiWay
Mississauga Transitway
Line 5 Eglington
Huronontario LRT (planned)

Toll roads

407 ETR

Ride-sharing

Uber
Lyft

Road trips

Prince Edward County
St. Jacobs Farmers Market
Stratford
Collingwood
Kawartha Lakes

Parking

Metered on street parking
Green P
Impark
Private lots

Top attractions

Port Credit
Square One Shopping Centre
Lakefront Promenade Park
Jack Darling Memorial Park
Streetsville

Busiest intersections

Dundas and Hurontario
Stavebank and Lakeshore
Burnhamthorpe and Hurontario
Mavis and Rathburn
Grand Park Drive and Burnhamthorpe

Airports

Lester B. Pearson International Airport (YYZ)

Driving conditions and the need for good Mississauga car insurance

The city has its fair share of driving challenges. You can expect snowy roads in the winter, rainy days, and just about anything else. Drivers should be ready for anything and everything. It’s a reason why you need good car insurance in Mississauga. You never know when you’ll need the protection it offers.

100 mins

Avg. daily commute time

797 mm

Avg. annual rainfall

1,085 mm

Avg. annual Snowfall

146

Rainy days per year

Snow days per year

Mississauga traffic and stats that impact auto insurance

It's no secret that the city is a busy place. These driving stats help explain why auto insurance is more in Mississauga than in other cities:

Canada's 7th largest city: The city is the third-largest in the province, and second biggest in the GTA. It has a population of 717,961.
7 Major Highways: It is the only city in the GTA served by seven major highways. The main one is Highway 401 (by far the busiest highway in North America). There is also 403, 407 (the world's first all-electronic toll road), 409, 410, 427, and QEW.
Public transit use: There are over 25 million rides or uses of public transit.
Commuting : 336,000 people commute daily. Of those, over 240,000 drive. If you commute daily, reliable coverage is a must.
Collisions decreasing : There were 861 fatal and injury collisions in 2018. This is down from 880 in 2017, a 2.2% decrease. However, intersection collisions increased by 3.1% during this time. The total number for the Peel region was 6,488.
Vision zero : Mississauga and Peel region are part of the Vision Zero initiative. The goal is to improve road safety with the goal of zero fatal injuries.

Driving tips in Mississauga

We know you want to keep your car insurance rates down and drive safely as you travel around Mississauga. We have compiled a list of driving tips that are specific to the area:

Construction: Pay attention to construction news and avoid construction zones. The city sees its fair share of construction, especially on the major highways.
Commute: Consider adjusting the time you commute to and from work to avoid peak driving times. It is known for major road congestion, especially along Highway 401 near Pearson Airport. Use your GPS to drive the most efficient route.
Distractions: Never drive while distracted, especially on highways. It only takes a second for something to happen. Getting caught will cost you in the form of higher auto insurance rates.
Road conditions: Check conditions before you hit the road. Look for alternative routes to arrive at your destination.
Safety zones: Be aware of Community Safety Zones signs and reduce your speed.
HOV lanes: Carpool to help reduce the number of cars on the road. The fewer cars on the road, the quicker people can get to where they are going.

We've got the top car insurance companies in Mississauga

Choosing the right insurance company can make a difference. We help drivers quickly compare rates and coverage for Mississauga car insurance from the best companies. Trying to do it yourself is just too time-consuming. It can get complicated and overwhelming. Why go through the redundant process yourself when we will do it for you faster and increase your chances of getting the lowest rates?

We've got options for you from top insurers like CAA, Aviva, Intact, Travelers, and Wawanesa. Give us a call and we'll search to see who has the lowest price.

Start saving on Mississauga car insurance today

Comparing quotes is your best opportunity to find the cheapest rates. If it's renewal time you can lower your premium. We’ll help you check prices for Mississauga car insurance from the leading providers. Compare rates online or give us a call to save more.

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Sources

* Based on the difference between the average lowest premium and the overall average premium in Mississauga for estimates completed from January 1 to March 31, 2023, for drivers with a clean driving record.

Insurance Blog And News

Read our insurance blog get helpful tips, information and news.

2023-05-26

More ways to save on car insurance

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Cheapest Mississauga Car Insurance Quotes

Save $834* on Mississauga car insurance by comparing quotes to find a better rate!

Compare Mississauga car insurance quotes from the leading providers

Get Mississauga's best auto insurance rates