Get lower rates on car insurance in North Bay

Living in North Bay is a change of pace, including how much you pay for car insurance compared to the rest of the province. It’s a different lifestyle with a lower cost of living.

North Bay is a smaller town that lies along the shore of Lake Nipissing in Northern Ontario. The city has about 52,000 residents and a total of 112,000 in the region. There are fewer vehicles on the road, less traffic, and a reduced risk of accidents – all reasons why residents in North Bay have lower than average car insurance rates.

At ThinkInsure, we help people in North Bay and the surrounding communities get the cheapest auto insurance quotes from the top auto insurers in the country. The result is tremendous savings and value. A more affordable policy is only a call or online quote away.

How car insurance in North Bay works

Auto insurance in North Bay is overseen at the provincial level. Ontario car insurance rules apply.

All drivers are legally required to have insurance. $200,000 in third-party liability coverage is mandatory. But most people increase their plan limits and add options coverage.

Mandatory coverage includes :

Optional coverage includes :

You can also increase your plan limits and include endorsements to personalize your policy. Speak with our brokers if you have questions about the types of coverage that make the most sense for your situation.