Are you looking for high risk auto insurance in Ontario? Have you just gone through the unlucky experience of having your policy cancelled or not renewed? Have you had some bad luck with tickets, accidents, traffic convictions or payment issues?
Don't worry, we can help you get coverage.
ThinkInsure is a leading high risk auto insurance provider. We partner with all high risk insurance companies in Ontario. We specialize in finding high risk drivers the best price and coverage in Ontario.
High risk auto insurance is a type of coverage for drivers who are considered a greater risk. Some refer to it as non-standard auto insurance coverage. You may need to get high risk car insurance if you have a bad driving record. This includes too many tickets, too many at-fault accidents, insurance policy cancellations or payment issues.
Insurers see these types of drivers as a higher risk. They are either not willing to take on the risk or will insure you at a more expensive premium. Every insurer has different measures for what makes a driver qualified high risk car insurance coverage.
The cost of high risk auto insurance can be much more than cost of standard Ontario car insurance. In many cases, you can expect your rates to double or triple compared to regular coverage.
Average rates can range between $2,500 to $5,000 or more per year depending on your driving record and insurance history.
Wondering if you need high risk auto insurance? The rules and factors are different in every province. In Ontario there are many driving and non-driving reasons why you may need it.
Here are the common reasons you may need high risk auto insurance :
We'll find you the best high risk auto insurance quotes in 3 minutes or less. There is no need to go anywhere else. Our experts will find you the lowest rates possible and get you coverage.
To get the most accurate price please have the following :
Just follow these simple steps :
Begin your quote.Start
Enter information about your driving history and vehicle.
Compare quotes from all high risk insurance companies.
Pick the lowest price. Confirm the details with us and purchase your policy.
It's frustrating being labeled a high risk driver and paying more for your insurance. You will eventually get back into regular auto coverage. Here are some tips to help you get out of the high risk auto insurance category.
We help drivers get coverage when others wouldn't. Give us a call and we'll help you get insured. We'll shop for the lowest rates from all Ontario high risk companies to get you the best rate!
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Get your high risk insurance questions answered :
There are many high risk insurance companies with cheap rates. It depends on your driving record, insurance history and some other factors. The best way to find the cheapest price is to compare quotes from multiple insurers.
There are many options for high risk car insurance in Ontario. Here are the top high risk insurance companies :
Working with a high risk insurance broker is a good way to find the best high risk insurance company and to compare multiple quotes at once.
An insurance broker that specializes in high risk auto insurance is the best place for high risk drivers to get coverage. They can compare quotes and coverage from multiple high risk insurance companies to get you best price on coverage.
Yes. High risk auto insurance is more expensive than traditional insurance coverage for vehicles. It is one of the most expensive types of insurance you can purchase. Premiums can be 2 or 3 times more expensive per year.
High risk drivers do not qualify for standard car insurance because of too many tickets, claims or accidents. They could also have previous insurance payment issues. So insurers consider them a high risk and they get classified as a high risk driver.
It depends. Some insurance companies require high risk drivers to pay a portion of their insurance premiums as a down payment. The down payment could be up to 25% of your total premium or more. Others offer discounts for paying your policy in full upfront.
We can offer you the cheapest high risk insurance coverage in Ontario. You can compare quotes online or a call an advisor to get quotes from all high risk insurance providers. We’ll work with you to find the lowest price and get you insured!
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