Shopping for sports car insurance? If you drive or plan to buy a sports car, it very important to compare insurance quotes to get the best rates. Sports cars are more expensive to insure, but that doesn’t mean you still can’t find ways to save.
Even though sports cars can cost a little more than the average vehicle to insure, At ThinkInsure, we can help you get the cheapest policy. We’ll ensure you find the best coverage and savings.
Complete these quick and easy steps to compare quotes and start saving.
Enter your postal code and some basic information.
Provide your driving and vehicle information.
Compare quotes from the leading companies.
Choose the lowest rate. Confirm the details with our experts and buy your insurance.
Get QuotesFrom an insurance standpoint, there is a difference between a car for everyday use and a high performance car. There is not a universal definition of what is considered a sports car by insurers. How vehicles are classified varies from one insurer to another. While there is not an industry agreed upon definition they tend to have these features :
You will get the same level of coverage as traditional insurance. It covers everything you would get with another policy – collision and comprehensive, and liability coverage.
One of the main differences is policy limits. Sports cars tend to need more protection or higher limits because they have a higher price tag and the increased cost to repair.
If you drive a sports car you can expect to pay higher insurance premiums. They generally cost more to insure than other vehicles such as cars, SUVs and trucks.
The cost of a policy will vary from driver to driver. The make, model, year, features, and price will affect rates. Additionally, standard factors such as location, age, and driving history will also be factored in when calculating rates.
Yes. It is possible to get affordable insurance. There are some sports cars with low insurance. The key is to shop around. Compare and choose the right make, model, and year for the make and model you want to insure.
Our experts can help you assess options and ensure you get the best price.
If you are shopping for a sports car based on insurance cost, here are some of the best models to consider :
Note : Vehicle features, make, model, year, and policy selected will all influence overall premiums.
Read more about the cheapest cars to insure.
You can lower your rates by doing the following :
Here are the main factors that impact your premium :
Sports car classification is determined individually by insurers. Speak with your insurer to see if your vehicle is considered a sports car.
The combination of driving a sports car and being a young driver or teenager will have a big impact. Expect to have expensive rates.
Yes. Most insurers consider a Dodge challenger a sports car.
Some insurers consider a Mini Cooper a sports car. Speak with your insurer to find out for sure.
Yes. Many providers classify a Subaru WRX a sports car.
Yes. Most insurers consider a Toyota Scion a sports car.
Insurance for an 18 year old with a sports car will be a more expensive than the average rates in your area. Compare quotes to get an accurate assessment.
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