We know you want to save on home insurance. Comparing home insurance quotes is the best way to find the right coverage and save. For over 45 years we’ve helped homeowners just like you get the coverage they need at a low rate.
Buying a home is one of the biggest investments you’ll make in your life. Protect it with an effective home insurance policy. Whether you need to renew your current house insurance policy or you are comparing quotes for the first time, we have your back. Have comfort in knowing you have coverage that fits your lifestyle and budget.
We’ll find you the cheapest quotes based on your policy needs. We’ll look for cost savings and discounts to help you save.
Have questions about your policy? Looking for new ways to save? We’re an independent brokerage. Get unbiased coverage advice.
Get help you with all your home insurance needs. Call us to update your policy, get claims advice or compare quotes. We’re always here to help you.
Want to save even more money? Make it easier to manage your insurance coverage. Combine your home and auto insurance coverage with the same insurance company and save on both policies. Get instant savings!
Have good credit? Allow your insurer to do a credit check and it will reduce your insurance policy costs.
Protect your home and insurance budget. Install a monitored security or fire alarm system in your home to qualify.
It pays to be claims free. Stay claims free for a specified period of time and save. The longer you are claims free the more you’ll save.
Renewing your policy and keeping your coverage with the same insurer can save you money. Get rewarded for your loyalty.
Age is a factor when setting homeowners insurance rates. Get a discount for being a mature homeowner. Age qualification varies by insurer.
Install water damage prevention measures such as a sump pump, backflow value, and other leak prevention steps to save.
Own more than one property? Bundle them all with one insurer. Combine coverage for all types of properties – primary residence, condo, cottage, rental unit, more.
Congratulations on paying off your mortgage! You’ll also qualify for a home insurance discount!
Homes constructed with bricks are less prone to accidents and damage. If you own a brick home you could qualify for a policy discount.
Buying a new home? Save money on your policy for owning a newer build because they are less likely have issues.
We make it easy for you to compare home insurance quotes from Canada's top insurers. Find the best quotes in 3 minutes and get your coverage.
Please have the following information to get the best quote :
Finding the best quotes is quick and easy.
Enter some personal and home information to get started with your quote.
Compare quotes and coverage from Canada's leading home insurers.
Select the best rate and coverage. Then get your home insurance policy. We'll be there to help you and make sure all your home insurance needs get taken care of.
Determining an average cost for home insurance is challenging. Since there are so many factors used to set home insurance costs, rates can vary significantly. Where you live, risk factors, the size and type of home, replacement value and many additional factors impact policy costs.
Home insurance can range from as little as $800 or less per year to more than $2000, depending on your home and where you live. The average for Canadian homeowners is about $850 annually. Quebec residents tend to pay the cheapest rates, Ontario, BC and Alberta tend to have the highest home insurance rates.
We know you have specific coverage needs. Having more options is always better. We’ve partnered with the leading home insurance providers to ensure you get the best rates and coverage. We'll make sure you protect your home with the right policy.
We’ve helped homeowners just like you find the right policy at the best price. Here is what some of our satisfied customers are saying about using ThinkInsure to get home insurance.
We Have Hundreds Of 5 Star Reviews!
Average of 4.7 out of 5 stars in 856 Google reviews
Sharing my experience dealing with ThinkInsure’ Babafemi (Femi) Oluyomi on Home and Auto Insurance quotation request over the past 3 days (July 27-29). I was having a very hard time with my current insurance company on insurance renewal so I reached out to ThinkInsure’s Femi via google search. Femi demonstrated outstanding professionalism and genuine care throughout my interaction with him. He responded on time, updated the quotation on my requests and guided me throughout the process. I must congratulate ThinkInsure for having such great professionals in their organization. It must be the company culture they are fostering. THANK YOU Femi!!!
Quote process was very kind and Denise helped me with efficiency and tact. I was worrying about the process but she helped me through it very quickly.
I was considered a high risk driver with no insurance history ever trying to insure an expensive car as my first.. Luckily for me my insurance broker Shakir was able to get me approved at the lowest rate after shopping around between many brokers I highly recommend using his services and look forward to dealing with him in the future Thanks A lot !!
Sandy Kerr was one of the most insightful and helpful agents I have ever had the pleasure of dealing with, not only was she very knowledgeable but also made the experience that more pleasant. Glad she could help me out. I will work with her for many more years to come. Thank you Sandy!
Shakir Lakhani of thinkinsure quickly and accurately provided me with home and auto insurance from initial quote to final proof of insurance in time to meet the expiry date of my previous insurance and at a good savings. He is friendly, efficient and helpful. I have no relationship with Shakir aside from being a satisfied customer.
Darryl was great help getting me set up with my insurance
Well this is a first leaving a positive review for an insurance business. I called thinking it was going to be a very difficult policy to satisfy... Was absolutely blown away with the service from Sandy Kerr... one of their brokers... Sandy made everything so easy. And when many other insurance had failed Sandy came through. it helps to deal with an expert in Ontario because the rules on not straightforward... Call Sandy and the team at thinkinsure... you will not be disappointed.
Sandy Kerr was very pleasant to speak with and she was very thorough with explaining all the information I needed to know, was very kind and extremely helpful. If I could give her a 10 star rating , I would. THANKS SO MUCH SANDY!
You never know when something could go wrong at home. Whether is unpredictable. Break-ins happen. Water damage can occur in many ways. If you need to file a claim, we’re ready to help. Get claims advice, guidance and information. We advocate for you and we’ll help you throughout the claims process.
Here are some common questions we get :
You can legally own a home in Canada without home insurance coverage. However, not having house insurance is extremely risky. If your home was damaged, you would have to pay for repairs out of your pocket. Here’s why you should always have home insurance coverage :
The amount of home insurance you need is unique to your situation. You need enough coverage to cover the cost to rebuild your home if it was damaged beyond repair. You need enough coverage to completely rebuild your home from the ground up after a loss due to fire and other significant sources of damage.
The replacement cost of your home is based on your property, home structure, and its features. To get a detailed assessment of the cost to replace your home, get it appraised by a professional.
The insurer who offers the cheapest insurance will vary based on your coverage needs, home location, type of property and many other factors. Home insurance rates change over time. One insurer may have the best rates today, but another company could offer better rates in the future. Comparing quotes helps you find who has the best rates when you need coverage.
To get an accurate home insurance quote you will need to provide :
Gather this information before starting a quote to speed up the quote comparison process.
Home insurance deductibles typically range from $500 to $2500 or more. A good deductible is one you can afford to pay in the event you file a claim. For example, if your deductible is $1000, you should feel financially comfortable paying this amount out of your pocket when you file a claim.
Buying a home with a pool? Installing a pool? Learn about how swimming pools will affect your insurance coverage & costs. Get answers to common questions.
What is a property insurance premium? Learn about the types of home insurance premiums, factors that can impact your house premiums, how to calculate property insurance premiums, as well as tips for how to lower home insurance premiums.
What is the average home insurance cost in Ontario? We’ll take a look at the average cost of homeowners insurance in Ontario and top factors that influence the average house insurance rates.
You never know when you could experience a loss or need to file an insurance claim. Do you have a home inventory list? Not sure where to start? Use our tips to help you build a thorough and trackable home inventory record.