We know you want to save on home insurance. Comparing home insurance quotes is the best way to find the right coverage and save. For over 45 years we’ve helped homeowners just like you get the coverage they need at a low rate.
Buying a home is one of the biggest investments you’ll make in your life. Protect it with an effective home insurance policy. Whether you need to renew your current house insurance policy or you are comparing quotes for the first time, we have your back. Have comfort in knowing you have coverage that fits your lifestyle and budget.
We’ll find you the cheapest quotes based on your policy needs. We’ll look for cost savings and discounts to help you save.
Have questions about your policy? Looking for new ways to save? We’re an independent brokerage. Get unbiased coverage advice.
Get help you with all your home insurance needs. Call us to update your policy, get claims advice or compare quotes. We’re always here to help you.
Want to save even more money? Make it easier to manage your insurance coverage. Combine your home and auto insurance coverage with the same insurance company and save on both policies. Get instant savings!
Have good credit? Allow your insurer to do a credit check and it will reduce your insurance policy costs.
Protect your home and insurance budget. Install a monitored security or fire alarm system in your home to qualify.
It pays to be claims free. Stay claims free for a specified period of time and save. The longer you are claims free the more you’ll save.
Renewing your policy and keeping your coverage with the same insurer can save you money. Get rewarded for your loyalty.
Age is a factor when setting homeowners insurance rates. Get a discount for being a mature homeowner. Age qualification varies by insurer.
Install water damage prevention measures such as a sump pump, backflow value, and other leak prevention steps to save.
Own more than one property? Bundle them all with one insurer. Combine coverage for all types of properties – primary residence, condo, cottage, rental unit, more.
Congratulations on paying off your mortgage! You’ll also qualify for a home insurance discount!
Homes constructed with bricks are less prone to accidents and damage. If you own a brick home you could qualify for a policy discount.
Buying a new home? Save money on your policy for owning a newer build because they are less likely have issues.
We make it easy for you to compare home insurance quotes from Canada's top insurers. Find the best quotes in 3 minutes and get your coverage.
Please have the following information to get the best quote :
Finding the best quotes is quick and easy.
Enter some personal and home information to get started with your quote.
Compare quotes and coverage from Canada's leading home insurers.
Select the best rate and coverage. Then get your home insurance policy. We'll be there to help you and make sure all your home insurance needs get taken care of.
Determining an average cost for home insurance is challenging. Since there are so many factors used to set home insurance costs, rates can vary significantly. Where you live, risk factors, the size and type of home, replacement value and many additional factors impact policy costs.
Home insurance can range from as little as $800 or less per year to more than $2000, depending on your home and where you live. The average for Canadian homeowners is about $850 annually. Quebec residents tend to pay the cheapest rates, Ontario, BC and Alberta tend to have the highest home insurance rates.
We know you have specific coverage needs. Having more options is always better. We’ve partnered with the leading home insurance providers to ensure you get the best rates and coverage. We'll make sure you protect your home with the right policy.
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I was looking for insurance for my business and I had initially gone to my previous insurer (where my policy expired), but didn't get any response from them for my questions. When I approached ThinkInsure, I was provided a very good service by Sandy. Even though my questions might have been simple and straight forward, Sandy took time to answer them and get back to me in time. I'm very happy with the service provided by Sandy and would definitely recommend her to my colleagues. Great job Sandy.
I had the most amazing experience getting fast and easy car insurance for a vehicle I had just financed.I spoke with the most wonderful lady named Amneet Bal based out of Markham Ontario.I had had a prior cancellation due to hard times and she said so professionally calm"don't worry,don't stress,I got this for you".Immediately I felt a sense of warmth and relief because I knew I was in good hands and in the right hands.She worked swiftly and without hesitation gathering all of my information without missing any important detail and within minutes I had 4 or 5 positive offers for me to choose from that fit my budget and that I was comfortable with.Within hours I had all the documents needed sighned,produced the funds and in no time I had proof of insurance for the dealership.I can't thank her enough for calming my nerves and speaking with me as if we were old friends in highschool.Thank-you Amneet and Thank-you Thinkinsure. James,
Rafael Torres made my experience of getting car insurance an absolute breeze. He was super patient and understanding as this was my first time getting car insurance on my own. He answered all of my questions, and explained every detail. He got everything all set up so quickly and efficiently. I would 100% recommend Rafael Torres to friends and family if they are looking for an insurance broker. Thank you sooooo much Rafael ! 😊
You never know when something could go wrong at home. Whether is unpredictable. Break-ins happen. Water damage can occur in many ways. If you need to file a claim, we’re ready to help. Get claims advice, guidance and information. We advocate for you and we’ll help you throughout the claims process.
Here are some common questions we get :
You can legally own a home in Canada without home insurance coverage. However, not having house insurance is extremely risky. If your home was damaged, you would have to pay for repairs out of your pocket. Here’s why you should always have home insurance coverage :
The amount of home insurance you need is unique to your situation. You need enough coverage to cover the cost to rebuild your home if it was damaged beyond repair. You need enough coverage to completely rebuild your home from the ground up after a loss due to fire and other significant sources of damage.
The replacement cost of your home is based on your property, home structure, and its features. To get a detailed assessment of the cost to replace your home, get it appraised by a professional.
The insurer who offers the cheapest insurance will vary based on your coverage needs, home location, type of property and many other factors. Home insurance rates change over time. One insurer may have the best rates today, but another company could offer better rates in the future. Comparing quotes helps you find who has the best rates when you need coverage.
To get an accurate home insurance quote you will need to provide :
Gather this information before starting a quote to speed up the quote comparison process.
Home insurance deductibles typically range from $500 to $2500 or more. A good deductible is one you can afford to pay in the event you file a claim. For example, if your deductible is $1000, you should feel financially comfortable paying this amount out of your pocket when you file a claim.
Is a home inspection necessary for insurance? In some cases, it is. Here’s how you can prepare for a home insurance inspection and the benefits from them.
Buying a home is the largest, single, financial decision you will make in your lifetime. There are many things to think about when you’re going through the purchase process, including insurance considerations.
Did you know that overland flooding is not commonly covered as part of the water damage coverage? Learn about the difference between flooding-related events, how to prevent it, and advice for getting protection.