Save With The Best Home Insurance Quotes
Get the cheapest home insurance quotes from the leading providers.
We know you want to save on home insurance. Comparing home insurance quotes is the best way to find the right coverage and save. For over 45 years we’ve helped homeowners just like you get the coverage they need at a low rate.
Buying a home is one of the biggest investments you’ll make in your life. Protect it with an effective home insurance policy. Whether you need to renew your current house insurance policy or you are comparing quotes for the first time, we have your back. Have comfort in knowing you have coverage that fits your lifestyle and budget.
We’ll find you the cheapest quotes based on your policy needs. We’ll look for cost savings and discounts to help you save.
Have questions about your policy? Looking for new ways to save? We’re an independent brokerage. Get unbiased coverage advice.
Get help you with all your home insurance needs. Call us to update your policy, get claims advice or compare quotes. We’re always here to help you.
Home insurance policies can take on many forms. The coverage you choose will depend on your location, type of home, coverage needs, and more.
Here are the main house insurance coverage options :
This provides you with the greatest amount of coverage against the largest range of threats. It covers your building structure and its contents.
This policy provides comprehensive coverage on the building and named perils coverage on contents. It is a more affordable option.
This policy covers perils specifically stated in the policy. It’s an ideal policy for homeowners looking to save money on coverage.
This type of coverage is not offered by all insurers. It offers basic coverage for homes that are not typical properties.
Get coverage for damage from flooding caused by overflowing rivers, streams, lakes, and bodies of water. Not available in flood plain regions.
Provides coverage for damage caused by sewer back-ups. Also covers damage from backed up drains, showers, and toilets. Not included in standard policies.
Accidents happen. Get protected and maintain your claims free status after your first property claim.
Get protection if you unintentionally cause property damage or bodily injury to others.
Lower your deductible amount each consecutive year that you are claims free.
Get coverage for your valuables that are not included in a standard policy. This includes jewellery, art, collectibles, electronics, and other high ticket items.
Get the full amount of coverage you need to repair your property and replace contents. There is no deduction for depreciation.
This provides coverage for extra expenses that are not fully covered by your home insurance policy. Not all companies offer this coverage.
Want to save even more money? Make it easier to manage your insurance coverage. Combine your home and auto insurance coverage with the same insurance company and save on both policies. Get instant savings!
Have good credit? Allow your insurer to do a credit check and it will reduce your insurance policy costs.
Protect your home and insurance budget. Install a monitored security or fire alarm system in your home to qualify.
It pays to be claims free. Stay claims free for a specified period of time and save. The longer you are claims free the more you’ll save.
Renewing your policy and keeping your coverage with the same insurer can save you money. Get rewarded for your loyalty.
Age is a factor when setting homeowners insurance rates. Get a discount for being a mature homeowner. Age qualification varies by insurer.
Install water damage prevention measures such as a sump pump, backflow value, and other leak prevention steps to save.
Own more than one property? Bundle them all with one insurer. Combine coverage for all types of properties – primary residence, condo, cottage, rental unit, more.
Congratulations on paying off your mortgage! You’ll also qualify for a home insurance discount!
Homes constructed with bricks are less prone to accidents and damage. If you own a brick home you could qualify for a policy discount.
Buying a new home? Save money on your policy for owning a newer build because they are less likely have issues.
We make it easy for you to compare home insurance quotes from Canada's top insurers. Find the best quotes in 3 minutes and get your coverage.
Please have the following information to get the best quote :
Finding the best quotes is quick and easy.
Enter some personal and home information to get started with your quote.
Compare quotes and coverage from Canada's leading home insurers.
Select the best rate and coverage. Then get your home insurance policy. We'll be there to help you and make sure all your home insurance needs get taken care of.
Determining an average cost for home insurance is challenging. Since there are so many factors used to set home insurance costs, rates can vary significantly. Where you live, risk factors, the size and type of home, replacement value and many additional factors impact policy costs.
Home insurance can range from as little as $800 or less per year to more than $2000, depending on your home and where you live. The average for Canadian homeowners is about $850 annually. Quebec residents tend to pay the cheapest rates, Ontario, BC and Alberta tend to have the highest home insurance rates.
We know you have specific coverage needs. Having more options is always better. We’ve partnered with the leading home insurance providers to ensure you get the best rates and coverage. We'll make sure you protect your home with the right policy.
We’ve helped homeowners just like you find the right policy at the best price. Here is what some of our satisfied customers are saying about using ThinkInsure to get home insurance.
We Have Hundreds Of 5 Star Reviews!
Average of 4.7 out of 5 stars in 882 Google reviews
Vikesh Sharma
2020-09-25 15:53:45
called today and spoke to sandy she was very helpful and understanding. They also found the lowest rates compared to other insurance brokers
Colton
2020-09-23 14:50:11
I've went through ThinkInsure for years now, and they have always pulled through on all my insurance needs. They provide the best service and get back to you very quickly. My broker is Sean Maitland and he is the best! Very informative, gets back very quickly! Very good at his job! He deserves a raise!
Paige Beek
2020-09-22 17:04:46
Simple and easy to get a quote. Darryl was really nice and friendly, and seemed generally interested in getting me the cheapest insurance I can!
Jason Melo
2020-09-22 02:41:37
Shakir was very helpful and quick to getting me my insurance would recommend
Brianna Emoff
2020-09-19 22:54:35
Great professional and quick service! Called on a Saturday and Darryl was so polite, willing and ready to get my new policy set up for me! Helping me every step of the way and explaining and answering all my questions to ensure I got what I needed and fast! I would recommend ThinkInsure to anyone and everyone!
Braden Maybury
2020-09-18 01:06:03
Fast and responsive customer service from Denise. She took the time to understand my policy needs and found the best option for me. It was nice working with someone who was on my side.
Francis Fontaine
2020-09-17 16:38:00
needed new car insurance, Darryl did put things in motion quite quickly and got me on the road in few hours with my new car insurance.
Nathalie Daniella
2020-09-17 15:05:21
Definitely a great service from this company. I was assisted by Sandy Kerr and she worked hard and beyond to find me a great quote for the car I was trying to buy and she was very patient with the process. Would definitely recommend her to my family and friends
You never know when something could go wrong at home. Whether is unpredictable. Break-ins happen. Water damage can occur in many ways. If you need to file a claim, we’re ready to help. Get claims advice, guidance and information. We advocate for you and we’ll help you throughout the claims process.
Here are some common questions we get :
You can legally own a home in Canada without home insurance coverage. However, not having house insurance is extremely risky. If your home was damaged, you would have to pay for repairs out of your pocket. Here’s why you should always have home insurance coverage :
The amount of home insurance you need is unique to your situation. You need enough coverage to cover the cost to rebuild your home if it was damaged beyond repair. You need enough coverage to completely rebuild your home from the ground up after a loss due to fire and other significant sources of damage.
The replacement cost of your home is based on your property, home structure, and its features. To get a detailed assessment of the cost to replace your home, get it appraised by a professional.
The insurer who offers the cheapest insurance will vary based on your coverage needs, home location, type of property and many other factors. Home insurance rates change over time. One insurer may have the best rates today, but another company could offer better rates in the future. Comparing quotes helps you find who has the best rates when you need coverage.
To get an accurate home insurance quote you will need to provide :
Gather this information before starting a quote to speed up the quote comparison process.
Home insurance deductibles typically range from $500 to $2500 or more. A good deductible is one you can afford to pay in the event you file a claim. For example, if your deductible is $1000, you should feel financially comfortable paying this amount out of your pocket when you file a claim.
Buying a home with a pool? Installing a pool? Learn about how swimming pools will affect your insurance coverage & costs. Get answers to common questions.
What is a property insurance premium? Learn about the types of home insurance premiums, factors that can impact your house premiums, how to calculate property insurance premiums, as well as tips for how to lower home insurance premiums.
What is the average home insurance cost in Ontario? We’ll take a look at the average cost of homeowners insurance in Ontario and top factors that influence the average house insurance rates.
You never know when you could experience a loss or need to file an insurance claim. Do you have a home inventory list? Not sure where to start? Use our tips to help you build a thorough and trackable home inventory record.
