Shopping for home and auto insurance at the same time? Are both policies up for renewal? Want cheap home and car insurance in Ontario?
Insurance premiums can be one of your biggest expenses. One of the fastest, simplest ways to save on your insurance is to combine policies together. Bundling coverage with one provider lowers your insurance rates on all products. That’s a double savings for you!
Quickly compare the best home and auto insurance bundles. Get the best value. Below you will get expert saving tips and advice about combining policies.
Insurers offer saving incentives to encourage you to sign up for auto insurance when purchasing home insurance and vice versa. Annually, you can save up to :
That’s a significant savings discount for you. Plus, there are many other benefits you will experience from combining coverage.
We work with over 50 insurance companies so we can shop and compare the best insurance bundles in Ontario. It's quick and convenient to get quotes from multiple companies. Our insurance experts will make sure you get all the insurance discounts you qualifiy for to get you the best price and savings.
Getting started on a house and car insurance quote is simple and taeks about 3 minutes online. You can also speak with one of our insurance experts over the phone.
To get the most accurate quote it is helpful to have the following information ready :
Enter your postal code and some basic information.Start
Enter details about your address and vehicle information.
Compare quotes from the leading companies.
Choose the lowest rate and speak with one of our insurance experts to get your coverage.
An insurance bundle, or multi-line discount, combines multiple products. You bundle policies or types of coverage with the same inurance company.
The most common insurance bundle is combining homeowners and car insurance. You can also combine other insurance products. Combine motorcycle insurance, cottage insurance, and many other products. The appeal of bundling is that you will receive a major discount and save money.
Combine your coverage and you’ll get a discount. It’s that easy. Save on all the coverage types you add to your policy.
Saving money is the main reason to combine insurance policies. You’ll save money on all coverage. So, if you aren’t already, what’s stopping you from bundling coverage to save money?
Spend less time managing your insurance. When you bundle coverage, you have one payment and one renewal date. Simplify your insurance.
Make one easy payment for both policies. You’ll get one insurance package in the mail and one payment schedule for both premiums.
Knowing who to call with questions, concerns, or need to file a claim is reassuring. “For some, bundling provides peace of mind. Suppose a severe storm damages your home and your car. It’s comforting to know that you’ll only have to recount your circumstances of loss once rather than to separate insurers. Chances are you’ll also have an established relationship with your insurance provider,” says IBC.
Combining coverage provides you with the best overall value for insurance coverage. Get savings right away. Get the coverage you need at lower rates. Make adjusts to all coverage and your needs change over time.
One deductible is better than two. Some providers accept one deductible in the event both are impacted by an accident. This makes it easier to manage your claim.
How much you will save depends on the insurance provider. It also depends on coverage type, policy limits, add-ons, claims history, and more. The more you bundle, the more you will save. Cost savings vary based on the insurance product.
You could save up to 30% or more on coverage. Get a quote to find out how much you could save by bundling policies.
Defining the average monthly insurance cost for a homeowners and auto insurance bundle is difficult. There are many factors to consider. It includes type of home and car coverage, discounts, location, vehicle use, your insurer and more.
One this is for sure – it will likely be less than if you had separate policies. Compare quotes to get an accurate estimate. This will allow you to see your average monthly premiums and how much you will save by combining coverage.
It’s possible. You could have two great policies with separate insurers. If you bundle, you may lose coverage or loyalty discounts. You won’t know if bundling is best without comparing quotes. There are some instances where it may not make sense. For example, adding a high risk or new driver to your policy.
Speak with your insurance expert and compare your policy package options. Make the switch and combine coverage if it makes sense for you.
Just like many other types of policies, you can compare quotes online. All you need is your home and vehicle details to get a quote for a bundle.
The more complete details you provide, the more accurate an estimate you’ll receive.
Most insurance companies provide multiple options for bundling different types of insurance. Most start with bundling car and house insurance. Over time, as your needs change, you have the option to add extra coverage to your bundle.
Some of the other bundle options insurance providers offer include :
Home with your car, motorcycle, ATV, or recreational vehicle
Two or more cars on the same policy
Your car and motorcycle
Other common bundles include :
If you already bundle your insurance policy, great job! But this doesn’t mean you should become complacent. Don’t skip getting insurance quotes and comparing your insurance options.
You may be more willing to renew with your current insurance provider. There may be more cost savings and affordable insurance coverage options available. The quote you got a few years ago may be higher than what you can get today.
You may be able to find a better deal by shopping around. So, even if you already bundle, it’s still a good idea to compare insurance quotes. Don’t worry – we can help you with this when your policy is up for renewal.
There are many places you can get insurance quotes. You can get quotes from Certas home and auto insurance company, TD, RBC, CIBC, Statefarm, Sonnet and many other direct insurance companies. But, you are often limited in terms of your insurance options and policy selection.
We can help you compare home, auto and all types of insurance quotes from many providers. This allows you to get the best possible coverage. We can find you the custom coverage you need.
Don’t compromise. Get the coverage you need at the best rates with ThinkInsure. We’re happy to help you bundle coverage and compare quotes anytime!
We know you have questions about your insurance bundle. Here are answers to some of the most common questions we get about combining policies :
In most instances, yes, bundling your home and auto insurance into a single policy is a good idea. It will save you money on both policies. But, if you have very specific coverage needs, separate policies may be the best solution.
The best insurance for home and auto coverage depends on your specific needs. Not all companies offer the same types of policies. One insurer may be best for you. But it may not be best for another person who has different insurance needs.
Saving money on your home and car insurance bundle is easier than you think. Similar to other types of policies, compare quotes annually when your policy is up for renewal. Ask about insurance discounts and work with a broker to get access to the most coverage options.
With ThinkInsure, it doesn’t matter where you live. You can get home and car insurance quotes with us online or over the phone. There is no need to visit us in person. Contact us at a time that is convenient for you.
Yes! You can make changes to your insurance coverage anytime. You can add to a policy. Combine two separate policies into one. Or compare bundle options. We are always ready to help.
You can do a bundle comparison anytime. However, it’s important to compare quotes each year when you policy is up for renewal. Compare options when you make changes to your coverage. For example, if you move, buy a home, get a new car, etc.
Insurers that offer house and car insurance coverage also offer insurance bundles to customers. If you do not already combine coverage, speak with your insurer about your options.
Yes. Reading company reviews and what others have to say about an insurer is helpful. It will give you a good idea of what to expect for coverage options, service, and costs.
If you own a vehicle in Ontario, you are required to abide by all vehicle registration regulations. Learn about car registration, renewing your plate stickers, rules, costs, and much more.