Get Cheap Car Insurance In Edmonton, Compare Quotes & Save!

Edmonton Car Insurance Quotes And Coverage

Get A Quote And You Could Save $500 On Your Auto Insurance!

All drivers want cheap car insurance in Edmonton. Saving money is important, especially with rising insurance costs. We work with Edmonton drivers to help them compare quotes, save money, and get the best coverage.

Getting auto insurance in Edmonton doesn’t have to be complicated.

Why Get An Edmonton Auto Insurance Quote From ThinkInsure?

Shopping for car insurance quotes in Edmonton? We make comparing insurance coverage and getting the best rates as simple as possible.

Here are some reasons to choose us for your car insurance :

Save money : We help you keep more money in your pocket. Save hundreds of dollars per year on car insurance coverage.
The cheapest rates : We compare the best quotes from the top Alberta car insurance providers.
The best coverage : Choose from a large selection of auto insurance options. Get the coverage you need for your vehicle.
Personalized service : You are our top priority. Get the person service you expect. Our insurance experts go above and beyond to ensure your needs are met.

Get The Cheapest Auto Insurance In Edmonton!

Comparing quotes is quicker and easier than you think. In fact, it can be as simple as 1-2-3. Simply start a quote online, fill out your driving and vehicle information, and choose a quote.

You get the coverage you need at the cheapest rates in minutes. Getting cheap car insurance can really be that simple.

Compare Edmonton car insurance quotes online. Or call toll-free 1-855-550-5515 and we will be happy to help you.

About Car Insurance In Edmonton

The continued growth in population and vehicles on the road make driving in Edmonton a challenge. Alberta’s capital city, nicknamed the “Gateway to the North,” is one of Canada’s fastest growing. With close to 1 million residents in the city and about 1.8 million people in the metro area, grid lock, congestion, and delays is part of daily driving.

But whether you are commuting to work, heading to the West Edmonton Mall for some shopping or Rogers Place to catch an Oilers game, it’s important to have a car insurance policy you can rely on.

At ThinkInsure, you can quickly compare Edmonton car insurance quotes and get the cheapest rates. We’re dedicated to helping you get the coverage you need at the lowest rates.

How To Get An Edmonton Car Insurance Quote

Simply enter some information about yourself and driving habits. Then you can compare quotes from the leading insurance providers. Choose from the lowest rates and get the best coverage for your needs.

To get the most accurate quote it is helpful for you to have the following :

Your Alberta drivers license
Your vehicle information

You can quickly compare auto insurance quotes in a couple of simple steps :

Step 1

Start Your Quote

Begin your car insurance quote.

Start

Enter Driving Info To Get A Car Insurance Quote

Step 2

Tell Us About Yourself And Vehicle

Provide us with some basic personal, driving and vehicle information.

Step 3

Compare Quotes

Compare quotes, coverage and discounts from the best providers.

Choose Best Edmonton Car Insurance Policy

Step 4

Choose The Best Policy

Choose the best rate and coverage. Confirm the details with our experts and purchase your policy.

Call An Edmonton Car Insurance Expert

Call our car insurance experts to directly to compare quotes. They will provide savings advice and look for additional discounts. It's free and only takes a couple of minutes - 1-855-550-5515.

What You Need To Know About Auto Insurance In Edmonton

Car insurance in Edmonton, Alberta is different than in other provinces. It is a combination of mandatory and optional coverage :

Mandatory Auto Insurance Coverage

All Edmonton drivers are required to have auto insurance. Drivers are required to have a minimum amount of $200,000 in third party liability coverage. Without this coverage you will not be able to register your vehicle in the province.

Optional Car Insurance Coverage

Drivers in Edmonton can get optional coverage from any Alberta car insurance provider. The vast majority of drivers have auto insurance that is above the minimum requirements.

Most drivers have $1 million in third party liability coverage. Many drivers also have collision or comprehensive coverage.

Grid Rating System

Insurance rates for mandatory insurance coverage are determined using the grid rating system. Most Edmonton drivers do not pay grid insurance premiums. New drivers and young drivers are often capped by the grid system. This helps them keep insurance costs down.

Edmonton Car Insurance Coverage Tips

Increase your third party liability coverage : With Alberta having the highest amount of weather related claims, it’s important to make sure you have enough liability coverage.
Get comprehensive coverage for added protection : The rise of vehicle theft and vandalism make it worth considering getting comprehensive coverage.
Get windshield coverage : The frigid temperatures, flying stones from trucks, and weather conditions often lead to windshield cracks and the need for replacement. Windshield coverage reduces your out of pocket costs.

How Much Is Car Insurance In Edmonton?

Edmonton car insurance costs vary from driver to driver. Car insurance rates are determined using many factors, including the grid rating system, where you live, age, driving experience, vehicle type, driving record and more.

Speak with a ThinkInsure expert to compare car insurance quotes.

What Is The Average Premium For Auto Insurance In Edmonton?

The average price for auto insurance in Alberta is about $1,250 per year. Due to the size of the city, traffic volume, number of drivers, and increased risk, most drivers in Edmonton pay more than the average premium.

Why Is Car Insurance In Edmonton So Expensive?

Large cities typically have higher auto insurance rates. Car insurance in Edmonton is more expensive than other areas of Alberta because there are more vehicles on the road. This results in more accidents and more claims. Theft, claims costs, fraud, and other factors continue to drive up rates.

How Do I Get Cheap Car Insurance In Edmonton?

All drivers want cheap car insurance Edmonton, Alberta. Its not as complicated as you think. Here is how you get the cheapest rates :

Shop around : Compare cheap quotes with our insurance experts.
Drive safe : Keep your driving record clean.
Choose your vehicle wisely : Choose a vehicle that is insurance friendly.
Ask about discounts : You may qualify for a number of insurance discounts.
Use winter tires : You will qualify for an insurance discount.
Bundle coverage : Combine your home and auto insurance coverage for additional savings.
Driver training : Completing a driver training program will help new drivers lower auto insurance rates.

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Types Of Auto Insurance Coverage In Edmonton

Looking to get a quote for certain car insurance coverage? Our insurance experts can help you compare all types of coverage. Whether you have questions about basic coverage requirements or want to compare your options to add to your current coverage, we can help.

Here are the two main types of coverage available to Edmonton drivers :

Basic Coverage

Personal Liability and Property Damage (PLPD)
Accident benefits

Additional Coverage

Additional PLPD coverage
Additional accident benefits coverage
Collision coverage
Comprehensive coverage
Specified Perils

Need a quote for a specific type of car insurance coverage? We are only a call away!

Get Quotes For All Types Of Car Insurance In Edmonton Alberta

No two drivers in Edmonton are the same. Neither is the types of vehicles they drive. We offer coverage for all types of cars, trucks, SUVs, Recreational vehicles, and more.

Here are some of our insurance products :

Auto Insurance

Get coverage for all types, makes, and models of vehicles, including classic cars.

RV Insurance

We offer recreational vehicle insurance for motorhomes, campers, ATVs, boats, and more.

Motorcycle Insurance

We help riders just like you get motorcycle insurance coverage for your bike. This includes coverage for mopeds, scooters, and Vespa’s.

Edmonton Uber Insurance

Are you an Uber driver? Get standard Uber insurance coverage through Intact insurance.

Car Insurance For Students

Are you a student? Attend the University of Alberta, MacEwan University, NorQuest College, or another school in the city? We help young drivers get affordable car insurance coverage.

Home and Auto Insurance

Bundling insurance in Edmonton is a great way to save. We offer a variety of home and auto insurance bundles to help you get the best rates.

What Can I Do To Lower My Car Insurance Premiums In Edmonton?

Finding more affordable car insurance premiums in Edmonton doesn’t have to be complicated. It’s actually easier than you think :

Compare quotes : At ThinkInsure, our team can compare quotes and coverage from the top insurers in the province. This means you have more options to save and more options to find the coverage you need.
Shop around : Lowering your auto insurance premiums can be as simple as shopping around. Don’t let your policy automatically renew without exploring your options.
Check insurance rates before your policy renewal : Comparing Edmonton auto insurance rates before you renew your policy allows you to take advantage of the latest rates and discounts.

Use A Car Insurance Calculator In Edmonton

All drivers want to know how much car insurance is going to cost. It’s one of the main reasons so many Edmonton residents compare quotes and calculate potential cost savings.

An Alberta car insurance calculator will help you estimate your rates before you choose your policy. This can be helpful when shopping for a new vehicle, adding a new driver to your policy, and when adjusting your coverage limits.

At ThinkInsure, we’ll help you estimate and compare quotes to help you understand your insurance costs and save.

Car Insurance For All Edmonton Areas

Now the fifth largest municipality in Canada, and the second largest in Alberta, there is no shortage of drivers in Edmonton that need insurance.

We offer auto insurance coverage to Edmonton drivers in all city regions and neighborhoods :

Downtown: Oliver, Garneau, Strathcona
Southwest sector : Heritage Valley, Kaskitayo, Riverbend, Terwillegar Heights and Windermere
Southeast sector : Ellerslie, The Meadows, Mill Woods and Southeast Edmonton
Northwest sector : Big Lake
North sector : Castle Downs, Lake District and The Palisades
Northeast sector : Casselman-Steele Heights, Clareview, Hermitage, Londonderry and Pilot Sound
West sector : The Grange, Lewis Farms and West Jasper Place

Tips for Edmonton Drivers

Be alert on major roadways : Be on alert for traffic congestion on Kingsway, Yellowhead Trail (Highway 16), Whitemud Drive and Anthony Henday Drive. They are among the busiest roads in the city.
Invest in winter tires : It snows frequently in the city and the snowy seasons lasts longer than most cities.
Invest in a remote car starter : Temperatures can dip well below zero. A remote starter allows your car to warm up.
Drive safe near bike routes : Watch out for cyclists when driving near the Downtown Bike Network.
Use Edmonton’s ring road : Anthony Henday Drive makes it easier to get around the city and avoid congestion on other main streets.
Avoid the city’s busiest intersections : 50th Street and 112th Ave and 111th Street and 51st Ave are regarded as the two busiest intersections in the city. 111th Street and 23rd Ave, 111th Street and 34th Ave and Stony Plain Rd and 142nd Street are also areas to avoid, especially during rush hour.
Check the traffic conditions before driving : Drivers can use edmontontrafficcam.com to check out live feeds on traffic cameras.

Edmonton Driving Stats And Facts

SUVs and trucks are popular : Similar to other cities in Alberta, over three quarters of the vehicles on Alberta roads are SUVs or trucks. Edmonton is no different.
The number of drivers is on the rise : There are about 700,000 licensed drivers in the Edmonton region. This number has continued to rise every year since 2012.
Highway congestion : Edmonton has some of the most congested highways in Canada. This is due to the cities accelerated growth.
Long commutes : Edmonton drivers can expect commutes that are comparable to other large cities in the country. The average driver spends more than 25 minutes (one way) to get to and from work. This is on par with the commute in Calgary.
Residents prefer to drive : The city has one of the proportions of public transit use at just 11.3%. Only Quebec has the lowest out of the large cities. Toronto has the highest at 24.3%.
Vehicle theft is an issue : About 12 cars are stolen per day in 2017, there were more than 4,400 vehicles reported stolen in the city.
Collisions on the rise : There were close to 24,000 collisions in Edmonton in 2017. Total collisions increased by 3.3% from the previous year. Fridays have the highest number of collisions on average. Sundays have the fewest.

Edmonton Car Insurance News And Blog

ThinkInsure takes pride in helping people save on their car insurance and keeping our roadways safer for everyone. We update our site regularly with information and tips on insurance savings, driving safety, news and much more for Alberta and Edmonton drivers.

Multi Car Insurance Coverage And Quotes

May 15, 2019: Own multiple cars? Do you have a multi car insurance policy? Learn about how multiple car insurance policies work, how to save with multi car policy discounts.

Car Insurance Policy FAQs

Mar 20, 2019: A car insurance policy is something you need to drive. All drivers have them, but how much do you know about your car insurance policy? In this blog, we’ll answer some of the most commonly asked questions about car insurance policies.

Occasional Driver Insurance - Coverage For Occasional Or Secondary Drivers

Feb 26, 2019: Need to add a secondary or occasional driver to your policy? Learn about when you need occasional driver insurance. We’ll also explain the different between primary and secondary driver insurance in Ontario and Alberta.

Third Party Liability Insurance Explained And FAQs

Feb 13, 2019: Third party liability insurance is one of the most important types of car insurance coverage. In this blog we will define third party liability (TPL) insurance, explain what is covered, how it works and other FAQs.

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Need Auto Insurance In A Different City Or Province?

See below for other regions where whe can get you auto insurance. Since we work with so many insurance partners you'll be able to compare multiple quotes for your region and get the lowest rate.

Alberta Ontario Barrie Belleville Brampton Brantford Burlington Calgary Cambridge Edmonton Etobicoke Fort McMurray Grande Prairie Guelph Hamilton Kingston Kitchener-Waterloo Lethbridge London Markham Medicine Hat Mississauga Newmarket North Bay Peterborough Red Deer Richmond Hill Oakville Oshawa Ottawa Sault Ste Marie Scarborough St. Catharines Sudbury Thunder Bay Toronto Vaughan Windsor

Save With The Best Insurance Providers In Edmonton

With over 40 insurance partners we can compare insurance quotes to save you money. Here some of the insurers we work with :

Aviva BMO Insurance Chieftain Chubb Coachman Commonwell Mutual Desjardins Insurance Economical Echelon Hagerty Intact Jevco Pafco Pembridge Perth Insurance Premier Marine RBC Insurance SGI Canada Travelers Unica Wawanesa

Learn more about the insurance companies that we work with.

Get An Auto Insurance Quote In Edmonton

We make getting Edmonton car insurance quotes easy. Get an online car insurance quote today or call us and a ThinkInsure expert will be happy to compare the cheapest quotes for you.