All drivers want cheaper car insurance in Edmonton. Saving money is important, especially with rising costs. We work with Edmonton drivers to help them compare quotes, save money, and get the best coverage.
Getting insurance in Edmonton doesn’t have to be complicated. Our advisors will search for the lowest rates from the top auto insurers in Alberta to save you more and make sure your vehicle is insured properly.
Simply follow these easy steps and compare the lowest quotes.
Begin with some basic info.
Enter your driving and vehicle information.
See quotes and discounts from the top providers.
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See all reviewsWafia Ben
2021-02-17 22:22:37
I strongly recommend this company. Many thanks to the broker Rafael Torres for his devotion!
Kenneth Campbell
2021-02-16 21:49:28
Ask for Raphael torres super fast and professional highly recommended
Lulu’s P
2021-02-16 19:09:57
I wanted to thank Denise Snider Phillips , for helping me find insurance . Not only did she help me get an amazing price but she was so kind compassionate and understanding and made the process easy ! I shed a few tears being frustrated trying to find something affordable and she made me feel so much better ! She actually cares about how her clients are feeling and that’s rare . I didn’t feel like just a number and that means allot to me ! I truly recommend her ! Thanks !
We make comparing insurance quotes and getting the best rates as simple as possible.
Here are some reasons to choose us for your car insurance :
The continued growth in population and vehicles on the road make driving in Edmonton a challenge. Alberta’s capital city, nicknamed the “Gateway to the North,” is one of Canada’s fastest growing. With close to 1 million residents in the city and about 1.8 million people in the metro area, grid lock, congestion, and delays are part of daily driving.
But whether you are commuting to work, heading to the West Edmonton Mall for some shopping or Rogers Place to catch an Oilers game, it’s important to have a policy you can rely on.
At ThinkInsure, you can quickly compare quotes and get affordable auto insurance premiums.
Car insurance in Edmonton is a combination of mandatory and optional coverage :
All drivers are required to have insurance. Drivers are required to have a minimum amount of $200,000 in third party liability. Without this you will not be able to register your vehicle in the province.
Drivers in the city can get optional coverage from any Alberta insurer. The vast majority of drivers have more than the minimum requirements. Most drivers have $1 million in third party liability. Many drivers also have collision or comprehensive.
How much you pay is determined using the grid rating system. Most drivers do not pay grid insurance premiums. New drivers and young drivers are often capped by the grid system. This helps them keep costs down.
Edmonton car insurance costs vary from driver to driver. Rates are determined using many factors, including the grid rating system, where you live, age, driving experience, vehicle type, driving record and more.
The average price for auto insurance in Edmonton is about $1,500 per year. This works out to just over $100 per month.
All drivers want to pay less than they do right now. Its not as complicated as you think. Here is how you can reduce how much you pay :
Here are the two main types of insurance available to drivers :
Now the fifth largest municipality in Canada, and the second largest in Alberta, there is no shortage of drivers that need a policy.
We offer policies for drivers in all city regions and neighborhoods :
Edmonton drivers need to be proactive. Be sure to compare quotes regularly, inquire about discounts, increase your deductible, and maintain an accident and ticket free driving record. These factors can help you get more affordable plans.
It depends on your coverage needs, driving record, the type of vehicle you drive and many other factors. Get quotes from multiple providers to increase your chances of finding the best auto insurer in Edmonton.
Large cities typically have higher premiums. Insurance in Edmonton is more expensive than other areas because there are more vehicles on the road. This results in more accidents and more claims. Theft, claims costs, fraud, and other factors continue to drive up fees.
Rates are set by the Automobile Insurance Rate Board (AIRB) and the Office of the Superintendent of Insurance. These parties regulate the industry in Alberta.
You can shop for insurance anytime! It’s a good idea to get an estimate when your policy is up for renewal, when getting a new vehicle, and when making changes to your policy.
Yes. Generally, you will receive a discount for paying your policy in full upfront. You will also save money on interest and administrative fees.
No. You cannot get temporary car insurance in Edmonton. Some insurers offer 6 month policies. The standard is a one year policy.
To operate a vehicle in Alberta, you are required to purchase auto insurance through a private insurer. You can get a quote with an insurer and choose a policy that reflects your driving needs.
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