What you need to know about car insurance in B.C.

British Columbia is beautiful to live in, visit, and drive through. Whether you are driving in Vancouver, Victoria, or the Okanagan Valley, there are countless scenic drives, mountain views, and serene backdrops.

Unfortunately, one thing that’s not so beautiful about British Columbia is car insurance rates. B.C. now has the highest premiums for auto insurance in the country.

Here, we’ll help you understand how car insurance in B.C. works, how to get coverage, and how to find the lowest rates. You’ll find everything you need about British Columbia car insurance below.

NOTE: ThinkInsure does not currently offer auto insurance in British Columbia.

Key takeaways about B.C. car insurance

  • B.C. has the most expensive car insurance rates in Canada
  • Car insurance in British Columbia is government-operated through ICBC
  • Insurance is mandatory. All drivers must have third-party liability, accident benefits, and uninsured motorist protection, known as Basic Autoplan.