Getting Your License And Insurance As A New Driver In Ontario
When Do You Need To Get A License?
- You can drive with your license from another province or country for 60 days
- You must apply for a license within 60 days
- If you hold a non-Ontario license, you can drive for 60 days before you have to switch your license
How Do You Switch Your Drivers License?
What Do You Need To Do To Switch Your Drivers License?
- Take an eye test
- Show original identification that has your legal name, date of birth and signature.
- Show your original, valid out-of-province or foreign license.
- Show original supporting documents that show proof of your vehicle experience.
- Pay the fees.
- Fill out an application.
Depending on your situation, the government may want you to write a test or take a road test, before you get a full license.
What Countries Can You Switch Your License From?
Here is the list of countries that Ontario has agreements with to switch or exchange licenses with :
- Another Canadian province or territory
- Canadian Forces Europe
- Great Britain
- Isle of Man
- New Zealand
- Northern Ireland
- Republic of Ireland
What If You Can’t Switch Your License (your country is not on the list)?
- You might be able to get reductions in mandatory tests and wait time prerequisites.
- You must still take an eye test.
- You must take the knowledge test.
Read more about conditions for new drivers here.
What You'll Need To Get Auto Insurance As A New Driver?
New drivers will need the following to help them get insurance coverage :
- Show acceptable identification – ID
- Have a valid non expired license
- Have a minimum of 12 months driving experience
- Bring a Letter of Authentication
Read more about applying for driving experience here.
Tips For New Drivers To Lower Insurance Costs
There are many things new drivers can do the help lower their auto insurance premiums :
- Get a referral from your previous insurer : They can write a letter to confirm that you have a clean driving record and no history of speeding tickets.
- Shop and compare your options : Get estimates from insurers. You will find that there can be a difference between providers.
- Check rates before you buy a car : Ask your advisor whether your car is expensive to insure. Costs on cars are connected to if it’s a model that is stolen often or in accidents more than other makes and models.
- Get your G License as soon as you can : Make sure to find out if you can reduce your time as a G1 or G2 driver.
- Take a driver training course :Even if you have driving experience, take a government approved driving course. Passing a driving course shows that you are educated on the rules and etiquette of the road here.
- Avoid speeding tickets or distracted driving tickets : Keep your record clean and your premiums will reflect your good driving habits.
- Take advantage of loyalty and multi-product discounts : If you renew your policy, your provider may offer you a loyalty discount. And if you have your car and home together with the same insurer, you may get a multi-product (or multi-vehicle) discount. Ask your insurer about the car insurance discounts they can offer you.
- Ask about Usage Based Insurance programs : These programs offer sign-up discounts and reward good driving behaviors with additional savings. Some drivers can save up to 25%.
ThinkInsure is here to help newcomers and new drivers in Ontario to find the best car insurance available. We’ll listen to your unique situation and offer tips and advice so you can rest easy that you have gotten the best possible rates.
More Information For New Drivers
Understanding Automobile Insurance
Out Of Country Drivers