Do you need new drivers car insurance?

Every day we talk to first-time and new drivers – new to Ontario or Canada – who are looking for affordable insurance. They’re frustrated because sometimes the Ontario driving system doesn’t give new drivers credit for their driving experience from their previous country. It feels like going backwards. Sometimes the process of getting a full licence seems slow or unfair.

Car insurance in Ontario and other parts of Canada for new drivers is treated differently. Insurance providers must work within the government’s provincial driving system. This means that they must set rates for new driver insurance according to how the government has recognized your driving and your licence. Even if you are a mature driver, if you have little experience, it will be reflected in how much you pay. Below we’ll discuss new driver car insurance and outline ways for you to save.

What is new driver car insurance?

New driver car insurance is a type of coverage intended for people who are new to the country or province. They can also be new to driving - typically mature drivers who are over 25 years old.

New and young drivers are often confused. New drivers are different from young drivers, who fall in the 16-24 age range. It is also commonly called first time car insurance.

Who needs new driver car insurance?

There are several types of people who fall unto the new driver car insurance category :

  • New immigrants
  • New Canadians with previous driving experience
  • You move from another country to Canada
  • You move to a new province
  • Recently licenced drivers
  • Mature drivers getting insurance for the first time
  • Young adults

If you fall into one of the above categories, we can help you get car insurance quotes from the leading providers in the country.