Want to save on Toronto car insurance? ThinkInsure helps drivers by comparing the cheapest quotes from the leading insurance companies. Our car insurance experts provide additional savings and coverage advice to help you find the best rate possible.
We can help you save and so much more :
Toronto is the largest city in Canada. It has close to 6 million residents across the Greater Toronto Area. It also has the most drivers, traffic, and is known for long commutes and highway driving. With so many vehicles on the roads daily and the increased risk of accidents, car insurance rates are higher in Toronto.
Since auto insurance is mandatory and there are increased risks for Toronto drivers it’s important that you have a good policy and coverage. ThinkInsure will help you get proper coverage so you're protected. We'll also help you save by comparing the best quotes.
We have been helping Toronto drivers for over 45 years find the cheapest quote and get the car insurance coverage they need. You could save up to $500 or 30% with ThinkInsure.
Compare the best Toronto car insurance quotes online with ThinkInsure and start saving.
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People want to know the average cost of car insurance because they want to see where their rates fall within the spectrum. Are you paying more or less than other Toronto drivers? And by how much?
So, what does average auto insurance in Toronto look like? As you would expect, it is higher than the Ontario provincial average, but it’s not the highest in the province. The average annual cost of car insurance in Toronto is $2,071. This works out to about $172.58 per month.
Here are some helpful tips to help you find cheap auto insurance in Toronto :
There are lots of insurance providers in Toronto. Our experts can help you compare quotes from multiple insurers so you can more effectively find the best quote and coverage.
Combine all your insurance coverage into a single policy and save. You will automatically qualify for a discount of up to 15% and lower your insurance rates.
Review your policy when getting your annual auto insurance quote. Renewal time is the perfect opportunity to look for new ways to save money, update your information or adjust your coverage.
Things change, including the types of discounts you qualify for. Always ask about available discounts for additional cost savings. You never know when a new savings opportunity will present itself.
Winter road conditions in Toronto can be challenging and dangerous. Improve safety, give yourself peace of mind and save around 5% on auto insurance by simply using winter tires.
Completing driver training will help you lower your rates and save.
If you can afford to do so, increase your deductive to lower your insurance. The more you increase your deductible, the more you will save on your premiums.
You can save up to 30% when you use a telematics device to monitor you driving habits. Why pay more when you are a good driver?
We know that you want to get the best car insurance and coverage in Toronto. It all depends on your current situation, driving and insurance needs. For some people, the best car insurance is based on getting the cheapest rates.
For others, it’s about getting specific coverage or having access to a Toronto insurance broker that provides great customer service.
Think about what is most important to you. This will help you determine what is the best car insurance in Toronto. At ThinkInsure, we can help you find a policy that meets your needs for getting the best quote and coverage.
Amid the expensive insurance costs and constant rate increases, it is still possible for drivers to save on insurance in Toronto. You just need to be diligent and compare quotes frequently. Comparing quotes from multiple companies makes it more likely you’ll find the best auto insurance savings. It's more convenient also.
When you choose ThinkInsure, you open the door to more auto insurance savings opportunities and coverage options. We can find the best quotes from the leading car insurance companies to get you the lowest price. We can compare rates every year to make sure you always save the most on your insurance.
Here are some frequently asked questions we receive about Toronto car insurance :
If you want cheap monthly car insurance rates, it’s important to compare quotes frequently. Do this when your policy is up for renewal, when you make changes to your policy and when your vehicle or driving status changes.
This will put you in the best position to lower Toronto car insurance costs.
Auto insurance in Toronto is expensive compared to other cities in the province. Why?
Each one of these factors contributes to higher car insurance rates in Toronto. Insurers are constantly changing their rates based on these factors so it's best to shop and compare frequently to get the cheapest price.
Based on the annual average cost of Toronto car insurance, $2,071 annually, drivers can expect to pay $172.58 per month in Toronto for car insurance. Rates will vary based on your specific insurance policy needs, driving history and other factors. Some insurers offer discounts and cost savings if you pay your policy in full annually.
Car insurance in downtown Toronto can be expensive, but it is not as expensive as other areas in the GTA. Your neighborhood and postal code, and where you live in the downtown area will affect your rates. Compare quotes to get an accurate estimate for car insurance in downtown Toronto.
One way insurance may be available through certain car insurance providers in Toronto. Speak with our insurance experts to explore your options.
We can get you car insurance no matter where you live in Toronto. Toronto insurance companies change their rates frequently so let us help you find the cheapest quotes for your neighborhood :
One of the main advantages getting car insurance in Toronto with us is choice. With ThinkInsure, you can compare quotes from the top insurance providers in Toronto to get coverage for your specific needs.
With our large selection you can be sure to find the coverage you need based on your postal code, driving history and vehicle. The insurers we work with also have many different discounts. Our experts will quickly find the ones that you qualify for to get you and even lower rate.
Since rates change frequenlty we can shop and compare annually if your rates go up. We are always looking for ways to help you save and provide more value. Having such a large selection of companies is a big advantage and allows us to provide you with better insurance solutions and rates.
See our full list of insurance companies.
Driving in Toronto is unlike anywhere else in Ontario. All of the province’s major highways pass through the region.
What the above facts help illustrate is that, quite simply, Toronto is a big, busy city with lots of cars on the road. This translates to lots of driving and lots of traffic congestion, which can lead to accidents - especially multi-vehicle accidents. Factor in pedestrians, cyclists, and public transportation (TTC), and there is no shortage of things that drivers need to pay attention to when behind the wheel.
Whether you are a seasoned Toronto driver or a tourist visiting the city, here are some helpful tips when driving around the city.
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