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Save On Toronto Car Insurance By Comparing The Cheapest Quotes

Get A Quote In Less Than 5 Mins And You Could Save $500!

ThinkInsure helps drivers save by comparing cheap Toronto car insurance quotes from the leading Toronto insurance companies. Our insurance professionals provide expert savings advice and can get the lowest rates to help our customers save on their car insurance.

• Car Insurance Savings : We save you money on Toronto car insurance . We can get you quotes from the top auto insurance companies. Our customers get the cheapest rates and save hundreds each year on their car insurance.
• Large Selection Of Companies : We give you lots of choice for your car insurance. We get you the best car insurance coverage and the lowest rates in Toronto. Compare quotes and choose the best option for your car insurance needs.
• Best Customer Service : Customer service and satisfaction is a top priority for us. We value your business. Our team of experts goes the extra-mile to address our customers auto insurance needs.
• We Make Car Insurance Easy : It's quick and simple to get your car insurance with ThinkInsure. We make the process of getting car insurance easy for Toronto drivers. We provide expert savings advice, get the best Toronto quotes and then make it easy for you to get your coverage.

Want cheap insurance quotes in Toronto? Take a couple of minutes of your time to compare Toronto car insurance quotes with us!

Compare Toronto car insurance quotes online now and start saving. You can also call toll-free 1-855-550-5515 and we'll be happy to compare the cheapest quotes in Toronto for you.

Get The Best Toronto Car Insurance Savings With ThinkInsure!

We Know How To Get Cheap Insurance In Toronto

Want to save on car insurance? Want the lowest car insurance rates in Toronto? We all want to save on auto insurance in Toronto. Whether you drive a car, truck, SUV or any other type of vehicle, saving on Toronto car insurance is important.

With Toronto car insurance rates some of the highest in Canada, finding ways to reduce prices and find low cost solutions is a must.

Rates are on the rise. Each time your policy is up for renewal is an opportunity to get more affordable rates and save money.

At ThinkInsure we can help you get the cheap auto insurance in Toronto you are looking for, while ensuring you get the coverage you need to be protected when driving throughout the GTA.

Getting the lowest car insurance quotes is possible when you choose ThinkInsure. We’ll help you get low cost car insurance in Toronto. Better rates and great coverage is what we do best!

Car Insurance In Toronto

Toronto is the largest city in Canada. It has close to 6 million residents across the Greater Toronto Area. It also has the most drivers, traffic, and is known for long commutes and highway driving. With so many vehicles on the roads daily and the increased risk of accidents, it’s imperative you have a good policy for Toronto car insurance.

You never know what could happen when commuting on the 401, 427, Gardiner Expressway or DVP. Busy parking lots, vehicle theft and insurance fraud are all additional concerns Toronto drivers have. They are also contributing factors to why car insurance rates in Toronto are so expensive.

Want to get the cheapest car insurance rates in Toronto? It’s easier than you think. Simply work with a ThinkInsure insurance expert to compare auto insurance quotes in Toronto and save on your insurance.We’ll find you the most competitive prices for auto insurance.

How To Get A Car Insurance Quote In Toronto

Simply enter your basic information online and we will compare multiple Toronto car insurance quotes for you. Then just make your choice from the cheapest rates and get the best value.

Don't be left wondering if the car insurance quote you're getting is the best rate. If you reside in Toronto and you're looking for the best car insurance coverage at a cheap rate, we will find what you're looking for. Get affordable coverage and a policy that is worth the money.

Compare Toronto auto insurance quotes in a couple of quick and simple steps :

Step 1 – Start Your Toronto Car Insurance Quote

Click here to start your car insurance quote.

Step 2 – Tell Us About Yourself

Provide us with some basic information, enter your driving and vehicle information.

Step 3 - Compare The Cheapest Toronto Auto Insurance Quotes

Compare quotes from the best Toronto car insurance companies. Compare rates, coverage, and discounts.

Step 4 - Choose The Best Toronto Car Insurance Quote

Choose the quote with the cheapest rates and best coverage. Confirm the details with a Toronto car insurance expert and purchase your policy.

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Call A Toronto Car Insurance Expert

Call our car insurance experts to directly to compare quotes. Get savings advice and find additional insurance discounts. We’ll help you save more and get the coverage you need. It's free and only takes a few minutes - 1-855-550-5515.

Get A Toronto Car Insurance Quote Now

Getting the cheapest car insurance quotes in Toronto and across the GTA is even more important than in other cities in Canada. There is one simple reason – auto insurance rates in Toronto tend to be higher, on average, than any other city in the country.

Failing to get a Toronto car insurance quote could cause you to miss out on cost savings. Many of our customers save up to $500 or more on auto insurance. Call a ThinkInsure savings expert now!

How To Get Cheap Auto Insurance In Toronto?

Here are some helpful tips to help you get the best auto insurance quotes in Toronto :

Shop Around To Get Cheap Toronto Car Insurance

There are lots of insurance companies in Toronto. This means you have more options than you think. Our Toronto car insurance experts can help you get quotes from multiple insurers so you can more effectively compare your options. Shopping around allows you to assess you coverage needs and shop based on price and value.

Bundle Your Toronto Insurance Coverage

Have a car? Rent or own a home or condo in Toronto? Bundle ALL your insurance coverage into a single policy. You will automatically qualify for an insurance discount and lower your insurance rates. Save on Toronto car insurance, home insurance, and other coverage in your policy.

Review Your Toronto Car Insurance Policy

Review your policy when getting your annual Toronto auto insurance quote. Renewal time is the perfect opportunity to look for new ways to save money, update your information, adjust your coverage, and speak with us about how you can get lower Toronto car insurance rates.

Toronto Car Insurance Discounts

Things change, including the type of discounts you qualify for. Always ask about available discounts for additional cost savings. You never know when a new savings opportunity will present itself.

Use Winter Tires

Winter road conditions in Toronto can be challenging and dangerous. Improve safety, give yourself peace of mind and save on auto insurance rates in Toronto by simply using winter tires. Install winter tires to immediately quality for a car insurance discount.

Complete Driving School

Completing driver training will help you get a good start to your record as an insured driver. It will help you lower your Toronto car insurance rates and save.

Increase Your Deductible

If you can afford to do so, increase your deductive to lower your insurance rates. The more you increase your deductible, the more you will save on your Toronto car insurance premiums.

Our Toronto Car Insurance Reviews

ThinkInsure is a leading provider of car insurance coverage in Toronto. We take pride in helping hundreds of Toronto drivers get the best car insurance savings and coverage every month. Check out what some of our many satisfied customers have to say on Google.

Shop And Compare The Cheapest Toronto Car Insurance Quotes To Save The Most!

We'll Help Get You The Lowest Price For Toronto Car Insurance

It’s no secret that drivers want the cheapest auto insurance in Toronto. We all want reasonable car insurance rates. Everyone wants a bargain. We know you want cost effective car insurance solutions that fit within your budget. You want low priced and best car insurance coverage.

At ThinkInsure, we’ll help you find the most competitive car insurance quotes and rates. Whether you are looking for the best value, low cost, or insurance discount options, we can help you find the right policy.

Check With Us For The Lowest Rates First

It makes sense to shop around before making a major purchase decision. You shop around when buying a home, a vehicle, a television, and even when shopping for groceries. And car insurance is no exception.

If you are a driver in Toronto, you need to explore your car insurance options before renewing your insurance policy to find the most cost effective and competitive rates.

Did you know that insurance rates charged by car insurance companies in Toronto to insure the same vehicle and driver can vary significantly? In some cases, rates can vary by hundreds and even thousands of dollars.

Therefore, it pays to explore your options each time your Toronto car insurance policy is up for renewal.

However, too many Toronto drivers are leaving money on the table and simply renewing their policy without reviewing it. We understand that with so many car insurance options, it can be overwhelming.

Calling up insurance companies to get quotes and discuss rates is time consuming and difficult for people to do. We get that you have a busy life, and this is why we make the process of comparing competitive, cheap car insurance rates quick and easy.

Compare Toronto Car Insurance Quotes Online

Get started below to save on your car insurance.

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• Compare quotes from multiple insurance companies
• We save our customers hundreds everyday
• It's quick, easy and free

How Much Is Car Insurance In Toronto?

This is a question that all drivers want to know the answer to. In most cases the answer will be “too much”. It’s no secret that Toronto has some of the highest car insurance rates in all of Ontario. Unfortunately, since you live in the Greater Toronto Area, you can already to expect to pay more than other Ontario drivers simply because of where you live.

However, by putting time and effort into controlling other factors that impact your insurance rates, you can get the cheapest car insurance in Toronto for your situation. Our experts can help you get the best car insurance rates and coverage that is budget friendly.

Is It Possible To Get Cheap Insurance In Toronto?

Amid the high insurance costs and rate increases, it is still possible for drivers to get cheap insurance in Toronto. You just need to be diligent and compare quotes. Comparing quotes makes it more likely you’ll find low cost auto insurance coverage and get better value.

When you choose ThinkInsure, you open the door to more Toronto car insurance coverage options and more savings opportunities. We’ll help you reduce your rates and get cheap affordable car insurance quotes.

How Do I Get The Best Car Insurance In Toronto?

We know that you want to get the best car insurance rates and coverage. Getting the best auto insurance is somewhat subjective. It all depends on your current situation, driving and insurance needs. For some people, the best car insurance is based on getting the cheapest car insurance rates.

For others, it’s about getting specific coverage or having access to a Toronto insurance broker that provide great customer service.

Think about what is most important to you. This will help you determine what is the best car insurance in Toronto. We can help you find a policy that meets your criteria for price and coverage.

Why Are Auto Insurance Rates Higher In Toronto?

• There are more cars on the road.
• There is more traffic compared to other major cities.
• Accidents are more frequent and likely to occur.
• There is a greater risk of car theft and vehicle break-ins.
• There are more instances of insurance fraud.

All of these factors add up to an increased level of risk for insurance companies, meaning higher car insurance rates for drivers in Toronto and across the GTA.

We understand this is not an ideal situation. The good news is there is something you can do about it to get the cheapest car insurance rates in Toronto – shop around and get Toronto car insurance quotes.

To get started, all you need to do is enter some basic information into our online car insurance quote tool and we will quickly compare multiple quotes for you. Then you can make your choice from the cheapest rates in Ontario.

You can also call toll free 1-855-550-5515 and one of our licensed experts will be happy to help you.

Use A Toronto Car Insurance Calculator

Get Cheap Car Insurance Rates

One of the ways you can find out the cost of auto insurance in Toronto is to use a car insurance calculator. Online car insurance calculators make it easy for you to fill out your information so you can assess your coverage and cost options.

You'll get a sense of the average Toronto car insurance rates you can expect to pay, based on the information you provided. They are definitely a great resource when shopping for car insurance.

Check out the ThinkInsure Toronto Car Insurance Calculator.

Cheap Car Insurance In Toronto For New Drivers

Auto Insurance For Young And New Drivers In Toronto

We get a lot of questions about how to get car insurance for first time drivers. Getting cheap car insurance for new young drivers in Toronto can be somewhat of a challenge. As a new driver you don't have much driving experience or history.

So you will likely pay higher auto insurance rates compared to more experienced Toronto drivers. But, that’s okay. We can help you find cheap auto insurance in Toronto for new drivers.

Also by living in Toronto, you reside in an area that has some of the highest insurance rates in Ontario and all of Canada. So if you want to get the cheapest Toronto car insurance make sure you do your homework, compare quotes, attend driving school, and work with an insurance expert.

If you want to get the cheapest car insurance in Toronto and across the GTA, even if you are a new driver, call us toll-free 1-855-550-5515 and they will help find you the best quotes and coverage for your needs.

Get The Lowest Rates For Toronto Car Insurance With ThinkInsure

A Local Toronto Car Insurance Expert Can Help You Save

Toronto insurance professionals know the insurance market, and they know what it’s like to be a vehicle owner in one of the busiest cities in the world. There is a lot to think about not only in terms of your vehicle and driving, but also for how to insure it.

Whether you commute every day, or only use your car occasionally in the evening and on weekends, Toronto auto insurance experts know how to help you shop for insurance and choose a policy that matches your driving habits.

Getting Cheap Local Car Insurance Is Quick and Easy

At ThinkInsure, we make it quick and easy to get local car insurance in Toronto. Whether you are renewing your policy, need to make changes to your coverage, or even if you are getting insurance for the first time, we’ll help you shop around and save.

Simply provide us with your information and we’ll compare quotes and coverage for you online or over the phone. Taking a few minutes to compare quotes will help you get the lowest rates.

Driving In Toronto Has It's Challenges And Impact On Insurance

Toronto is Canada’s largest city, the 4th largest in North America, and it also serves as the capital of Ontario. It is home to some of the busiest highways, traffic congestion, and challenging driving conditions. This makes it extremely important to have dependable car insurance coverage.

With thousands of vehicles, cyclists, pedestrians, and no shortage of other things you have to navigate during your daily commute, sometimes being a good and save driver isn’t enough.

You never know when you could find yourself in a fender bender, but when you have dependable car insurance from Toronto’s best car insurance provider, you can take a deep breath and rest assured that you are covered and have peace of mind in knowing you have the best car insurance coverage.

We Have Insurance Coverage For Any Toronto Driver

Get Affordable Car Insurance In Toronto

For those with a great driving record and even those with the not-so-great driving record, we can give you the best rates available in Ontario. We can get affordable coverage young drivers or new drivers. If you are considered a high risk driver we specialize in high risk auto insurance.

We work with the top insurance companies in Toronto, so we can get all types of Toronto drivers the best coverage for their needs at the cheapest rates. Regardless of your driving situation, we can help you get the best car insurance in Toronto :

Toronto Car Insurance For All Neighborhoods

We can even help you explore your car insurance options for the Toronto neighborhood where you live :

• Old Toronto : Notable neighborhoods include the downtown core, Harbourfront, The Beaches, Midtown, East Danforth, Yorkville, Casa Loma, Bloor West Village, Liberty Village
• North York : Don Mills, Downsview, Hillcrest Village, North York Centre, Parkwoods, Uptown Toronto, York Mills
• Scarborough : Cliffside, Eglinton East, Golden Mile, Morningside, Port Union, Scarborough City Centre, Steeles, Wexford
• Etobicoke : Centennial Park, The Kingsway, Mimico, Rexdale, Islington City Centre West
• York : Eglinton West, Oakwood-Vaughan, Old Mill, Weston
• East York : Broadview, Pape Village, Danforth, Leaside, Woodbine Heights

No matter where you live in the city, ThinkInsure can help you get car insurance coverage that makes sense for your situation. Compare Toronto car insurance quotes online or call toll-free 1-855-550-5515 and start saving!

Compare Quotes From The Best Toronto Car Insurance Companies

We Have A Large Selection Of Car Insurance Companies In Toronto

One of the main advantages of working with us for car insurance is choice. With ThinkInsure, you can compare car insurance quotes from 20+ car insurance companies in Toronto. With our large selection of insurance companies you can be sure to get the best rates and coverage for your needs.

The insurance companies we work with have many different car insurance discounts and our experts will quickly find the best ones that you qualify for to help you save.

There are also savings discounts of up 30% when you bundle different types of coverage such as home and auto insurance. So it pays to bundle your coverage with the same insurance company.

Some of the Toronto car insurance companies we work with include :

• Aviva Car Insurance Toronto : Aviva provides an extensive list of car insurance options, including accident forgiveness, temporary vehicle replacement coverage, a disappearing deductible and much more.
• Intact Car Insurance Toronto : Intact offers auto insurance coverage for all types of vehicles, including cars, RVs, motorcycles and more.
• Wawanesa Car Insurance Toronto : One of the biggest car insurance companies in Canada, you can expect great coverage options, flexible payment options and simple claims processing.
• Travelers Car Insurance Toronto : Get coverage for all types of vehicles and take advantage of a variety of car insurance discounts with Travelers.

See our full list of insurance companies that we can get you coverage with to serve you best.

How Do You Save On Toronto Auto Insurance?

Whether you are a seasoned Toronto driver or a tourist visiting the city, here are some very helpful tips to help you save on car insurance. We included some extra driving and savings tips for navigating the streets and highways that make up Toronto’s infrastructure :

Stay Alert When Driving In Toronto

There are many potential dangers on Toronto roads. Remain alert at all times and watch out for pedestrians, cyclists, taxies, and other vehicles.

Avoid Toronto Rush Hour Traffic When Possible

If possible, avoid the downtown core and major highways during peak driving times. Before and after work have the highest traffic volume and increase your chances of getting into an accident.

Take Extra Time When Toronto Weather Is Bad

Give yourself plenty of time to get to your destination. Expect it will take you longer to drive when traffic is heavy and when driving conditions are poor. Check the traffic report before leaving.

Expect Construction In Toronto

Expect construction delays when driving in Toronto. Check the traffic report before you depart to see where the construction delays are and how they are impacting traffic conditions.

Know Your Route

Know where you are going. Use a GPS to provide you with directions, avoid congestion, and get to your destination. Also, be aware of alternative routes to avoid accidents and avoid traffic.

Watch Out For One Way Streets

There are many one way streets in the city of Toronto. Always be conscious of them and consider them when planning your route.

Pass Street Cars With Caution

When streetcars come to a stop and the doors are open, do not pass – pedestrians get on and off at all stops.

Parking Is Expensive

Expect to pay premium prices for parking in the downtown core – consider parking at a commuter lot and taking the subway or go train into town.

Gas Up Before You Go Downtown

Fill up on gas before you head downtown – gas stations there are more expensive and are less common.

Watch Out For Wildlife

Watch out for wildlife when driving on the highway – especially during the spring and fall. Pay particular attention when traveling north of the city.

Park Your Car In A Garage Or Private Driveway

You will get additional discounts if you park your vehicle in a garage or private driveway. This will help reduce the odds of vehicle theft, vandalism, or break-ins.

Drive Insurance Friendly Cars

The type of car you drive matters. When shopping for a vehicle, look for vehicles that are insurance friendly (safe, reliable, not commonly stolen). These vehicles have more affordable insurance rates.

These tips are a great refresher for Toronto drivers and provide new drivers to the city with some things to think about when driving in the Greater Toronto Area.

Tickets, Theft And Fraud Effect Toronto Car Insurance Rates

Each one of these factors contribute to insurance companies providing different car insurance quotes depending on the specific algorithms they use to determine auto insurance rates – meaning some rates are higher and some lower than others.

Make sure you get the best car insurance rates in Toronto by choosing ThinkInsure for your insurance. We will shop and compare to get you the best coverage and rates. We'll make the entire process of buying car insurance easy.

Toronto Traffic And Car Insurance

Driving in Toronto is unlike anywhere else in Ontario. All of the province’s major highways pass through the region.

• Population Of 5.8M : The Greater Toronto Area - or GTA - is home to some 5.8 million people in the central city of Toronto and in the four municipalities of Durham, York, Peel and Halton that surround it. Just Toronto itself has 9,250 different streets, 31,160 street intersections and 2,231 traffic control signals over 5,617 km of road.
• 2.5M Daily Commuters Drive : As the largest CMA (Census Metropolitan Area) in Canada, the Greater Toronto Area has a lot of cars. While Canadian car and truck ownership averages 86 percent, not all of Toronto's 2.5 million daily commuters drive. But most do.
• Most Drivers Don't Have Passengers : Two out of three trips into and out of Toronto is by single occupant vehicle.
• Busiest Highway In North America : The segment of Highway 401 that passes through Toronto is the busiest highway in North America and one of the widest and busiest in the world, with AADT (Average Annual Daily Traffic) exceeding 400,000 vehicles in some sections. That's a whole lot of cars and trucks.

What the above facts help illustrate is that, quite simply, Toronto is a big, busy city with lots of cars on the road. This translates to lots of driving and lots of traffic congestion, which can lead to accidents - especially multi-vehicle accidents. Factor in pedestrians, cyclists, and public transportation (TTC), and there is no shortage of things that drivers need to pay attention to when behind the wheel.