Tips to get the cheapest auto insurance in Toronto
Here are some helpful tips to help you get cheaper auto insurance in Toronto:
Shop and compare
There are lots of insurance companies in Canada and they change their prices often. Shopping around allows you to compare the latest quotes to see if you are overpaying. Get a quote today and see how much you can save.
Combine your home and auto insurance into a single policy. You will automatically qualify for savings of up to 20%. Combining is the best way to save.
Renewal time is the perfect opportunity to look for new ways to save money. It is also a great time to update your information.
Take advantage of discounts
Things change, including the types of discounts you qualify for. Always ask about available discounts for additional savings.
Use winter tires
Winter driving can be challenging and dangerous. Improve safety, give yourself peace of mind and savings on auto premiums by simply using winter tires.
Complete driving school
Completing a ministry approved driver training program will help you obtain a better price. Make sure you tell your insurer this to save more.
Increase your deductible
If you can afford to do so, raise your deductible to lower your rates. The more you increase your deductible, the more you will lower your premiums.
Good driving behaviour
Save up to 30% when you use a telematics device to monitor your good driving habits.
Drive a safe vehicle
The type of vehicle you drive matters. Look for vehicles with a strong safety rating, and lower repair costs, and security features.
Don't miss payments
Missing a payment can affect your rates. If you consistently miss payments, your insurer could cancel your insurance.
Park in a private garage or driveway
If possible, park in a private garage or driveway. This makes your vehicle less likely to get stolen, damaged, or vandalized.