Alberta Business Insurance

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Find The Best Alberta Business Liability Insurance

Alberta business insurance is a vital part of your strategic planning. Protecting your company from risk is a must. If you operate a large or small business in Alberta, you need liability insurance for protection again common liabilities, threats, loss, and unforeseen events.

Alberta is one of the largest economies in the country. There are thousands of businesses. Each one has a common goal – to protect their investment.

Do you have enough coverage? Is it time to renew your policy? ThinkInsure makes getting commercial insurance quotes quick and easy.

Compare quotes from the leading insurers in Canada to find the best commercial insurance. We make sure your business is protected properly and help you save with affordable rates

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Robert Storey

2024-04-19

Thanks to Evan for his great advice and great service!

SHIRAZ HUDDA

2024-04-17

Great experience with Todd Allen, very personable and excellent customer service! Highly recommend wish I knew earlier could have saved thousand$

Paul Ricketts

2024-04-16

I would like you to know how thankful i am to have been assisted by Neil Sullivan. His courteous, prompt and thorough service should be acknowledged and applauded.

Eric Kim

2024-04-11

**Updated to 5-stars - Felicia (Supervisor) called almost immediately after this review went up - validated my concerns (ie. confirmed with system notes, that I wasn't crazy), checked everything was good now on my end, and will use the experience as coaching points. This one call has completely changed my view** Terrible broker. I was "assigned" to them when I signed up for CAA insurance (via CAA's website). In the last two weeks alone, I've had to follow up with several different agents on my request (updates to my policy, because the initial set up was also incorrect for deductible, coverage, etc). It's almost as if the agent listens to my words, says they'll get to it and call back, but in reality just hang up and move on. I mean, they're all super friendly on the phone, but actions speak louder than words, and there hasn't been much action on their end. Easily the worst insurance broker I've interacted with.

M Matin

2024-04-08

Shakir was very professional and friendly, excellent service!

Jennifer Kan-Hodgson

2024-04-07

Todd Allen is prompt, efficient and courteous! Thinkinsure has the best rates!

Dan

2024-04-04

Todd Allen was able to help me find a low rate for home and auto. Thanks Todd!

Matt Amaral

2024-04-04

I had my first call with Bailey Molella, and right from that call I knew I was good hands with getting me a suitable quote for my insurance . I had to do some thinking about it still so I let Bailey know that I would contact him at a later date , and he was very understanding . When I did call back it was like we had just picked up from where we had left off , lots of support lots of help from him in making sure I had the right insurance company to move forward with . He was an absolute pleasure working with and highly recommend having him as your broker .

Does My Alberta Business Need Commercial Insurance?

All companies in Alberta should have insurance. Without insurance an unforeseen event, fire, water damage, theft, or accident could shut down operations.

All organizations have risk factors. Insurance protects your business from these perils. A strong commercial insurance policy ensures you are protected and can sustain a loss, recover from a claim, and overcome legal liability issues.

We can help you get protection for liability claims, property and auto damage, theft and vandalism, employee errors, unforeseen events, and many other perils.

What Does Business Liability Insurance Cover In Alberta?

Business liability insurance can refer to several forms of protection. It can come in a number of policy types. Some options include :

Commercial general liability insurance : Get protected from claims and lawsuits. Get protection for personal injury allegations, property damage, legal fees and more.
Professional liability insurance : Make sure you have protection against lawsuits and negligence allegations made against your business.
Cyber liability insurance : Protect your business against online threats, data breaches, viruses, and cybercrime.

Commercial Insurance For All Types Of Alberta Businesses

Our experts specialize in helping businesses find commercial insurance solutions that make sense and protect against risk. Opening your doors for the first time? Comparing insurance options before you renew your policy? Do you have questions? We get help you get affordable business insurance for :

Start-ups
Ecommerce websites
Micro businesses
Sole proprietorships
All other types of SMBs

How Much Does Business Insurance In Alberta Cost?

Business insurance costs can vary significantly. Your risk exposure, amount of insurance purchased, type of insurance products, location and many additional factors impact cost.

Plans can start as low as $25 per month for basic coverage. But most businesses require more than basic protection to minimize threats. Premiums range from $300 to $1500 or more per year. Here are the top factors that affect premiums :

Industry and inherent perils of that industry
Product and service offerings
Your address and number of locations
Business size, age, and number of employees
Annual revenue

The most effective way to understand business insurance prices is to get quotes from multiple insurers. Our experts can help you assess commercial insurance options and choose the best coverage for your business.

Ways To Save On Business Insurance In Alberta

Operating a business can be expensive. Naturally, owners want to get cheaper insurance. Our insurance experts can help you do this by comparing quotes.

However, it is also important to note that paying less may not always be best. Always consider the value you are receiving when comparing business insurance. Lower costs could mean less protection.

You can get more affordable business insurance by regularly checking your insurance options, knowing the threats to your business, keeping your plan up to date, and adjusting your policy as your requirements change over time.

How To Get Alberta Commercial Insurance

Answer a few questions and tell us about your commercial insurance needs. Our advisors will find you the best coverage to protect your business no matter the size or industry.

Provide your company details

Tell us about your business and operations.

We’ll shop for the cheapest quote

We’ll compare quotes from the top providers in the country.

Select the best rate and get insured

Choose the lowest price and save on your commercial insurance policy.

Business Insurance For Alberta’s Unique Economy

Alberta is home to a unique array of companies like no other in the country. Each has specific insurance requirements.

The province is the leader in Canada for economic growth over the past 20 years. It is known for its oil and gas industry, which makes up about 17% of the provinces GDP.

However, the province is also a leader in construction, real estate, commerce services, finance, tourism, arts, and culture. These industries are experiencing strong growth.

The province has more than 165,000 small businesses in the province. This makes up about 98% of all businesses in the province. Small business creates more than 1 million jobs in the province. Close to 20% of Albertans (18-64) are part of a start-up at some point.

With the economy continuing to make strides forward, owners need to protect their investment with business insurance. Regardless of your size or industry, our experts will help you select a custom solution that mitigates common threats to your operation.

Alberta Business Insurance FAQs

Why Do You Need Small Business Insurance In Alberta?

Small businesses inherently have exposure to risk. You can reduce these and get protection by investing in business insurance. Knowing you are covered will give you peace of mind and allow you to focus your efforts on operations.

What Insurance Should An Alberta Business Have?

At the very minimum, your business should have liability insurance. Additional coverage will depend on your operation type, industry, and operational needs. Speak with our insurance experts. Assess your situation and ensure you get the right coverage to ensure you’re protected.

Do I Need General Liability Insurance In For My Business Alberta?

It is highly recommended for you to have general liability insurance. This is a minimum need for all types of companies. It offers protection against liability allegations, lawsuits, injuries to third parties and more.

Is Insurance For Small Business In Alberta Mandatory?

There is no legal requirement to have business insurance in Alberta to operate a business. But it is highly recommended. Without insurance you have expose to significant threats. One loss event or lawsuit could shut down your business.

How Much Business Insurance Do I Require In Alberta?

The level of protection you require depends on your company. Some only require minimal amounts of coverage while others require custom plans to protect the multiple facets of their organization. Generally, the larger the company, the more insurance you’ll require.

Get A Free Alberta Business Insurance Quote

Our advisors are ready to help you find the best Alberta business insurance coverage. Compare commercial insurance quotes from the top insurers in Canada and save more. Call 1-855-550-5515 or request a quote for free online.

Get quotes for Alberta commercial insurance from the top insurers in Canada and protect your business.