Do you need small business insurance in Ontario? Having proper liability insurance for a small business is important. Your small business means a lot to you. And it should. You’ve invested time, money and personal resources.
As small business insurance professionals, we are risk assessment specialists. We know that many small businesses in Ontario operate on tight budgets, are concerned about financial security, and want protection from risk.
We’ll analyze your business needs and evaluate your risk exposure. Then we’ll give you expert advice on coverage and ways to save. We will compare policies from the top insurers in Canada to find you the best policy and lowest rate.
For over 45 years, we’ve worked with all types of Ontario small businesses. We’ve helped thousands of small businesses owners find and save on the best business insurance for their needs.
When you get your business insurance with ThinkInsure you’ll get :
Expert Savings Advice
Getting advice from our business insurance experts can help you save on premiums and, more importantly, protect your business against uncertainties such as accidents, damages or legal action.
Flexible Small Business Solutions
We’ll create flexible insurance solutions that are tailored to your specific insurance requirements.
Convenient One Stop Shopping
We work with over 50 insurance companies. We will shop and compare your coverage needs to get you the best small business insurance policy and price.
Personalized Customer Service
We understand that you are very busy running your small business. Your dedicated business insurance expert will be there to take care of all your insurance matters in a timely and professional manner.
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Awesome Experience, Darryl Fardy is the man, got me set up quick and easily. Greatly Appreciated.
Lisa was very pleasant to work out the details
Evan was our Magician. He was prompt in addressing our need yet patient to understand our situation and help accordingly. We are definitely going to go back to him, every time we have an insurance need. We highly recommend his service.
Are you starting a business? Is it time to renew your current policy? Want to compare your options for small business insurance in Ontario? We can compare rates and coverage from the leading business insurance companies in Canada.We are always ready to help you find the best rates and solutions. Speak with a ThinkInsure advisor today. Call 1-855-550-5515 or request a quote online and we’ll be happy to help you.
There is no average small business insurance cost that can be applied to your business. Every Ontario small business is unique and has different insurance needs. How much you pay depends on your industry, perils, insurance history, requirements, and many other considerations. Business insurance costs should be calculated on a case by case basis. Basic plans start at around $300 per year.
Running a small business is so much more than a full-time job. Your business probably keeps you short on time and long on responsibility. Use ThinkInsure expertise to get the peace of mind that your business and its assets are affordably and properly protected.
Our insurance experts give you one less thing to worry about. We make it easy and convenient for you to get the business liability coverage you need. You’ll get superior customer service at all times – whether you have a question, claim, or it’s time for renewal.
ThinkInsure serves a wide range of Ontario small businesses from retail to manufacturing to consulting, and more. We offer flexible coverage and business liability insurance solutions that will meet your needs and your budget.
With a large network of business insurance partners, we’ll advise you on coverage that will safeguard your business from operating risks and unexpected events – at rates you’ll love.
We have solutions for :
General liability insurance works the same for small business as it does for other businesses. It provides you with protection from claims against your business such as personal injury, damage, and legal defense costs.
Even if you are not a big operation, it doesn’t lower your risk of someone getting injured on your property or having legal action taken against you. So general liability insurance for should not be overlooked.
Our small business insurance experts make it easy to find the best policy for your company. Request a quote in 3 minutes or less.
Please have the following information to get an accurate rate.
Getting insured is quick and easy :
Click here to start a quote and tell us about your business.
We will compare rates from the leading insurance companies.
Choose the cheapest quote and get your policy!
Price is only one of the many factors you should consider when comparing quotes. Here are some tips to get the cheapest Ontario small business insurance :
Does your small business have proper insurance coverage? Could your business survive disruption from floods or other damages? Do you have protection from offering advice that damaged another business? Is your business protected if someone is injured in an accident that is related to your business?
These are just some examples of risks small business owners should think about to ensure their business is protected properly. Our experts will work with you to create a solution that meets your insurance needs. We have many different types of coverage, such as :
Protects your business against claims for property damage or bodily harm to third parties resulting from your premises, operations or products.
Covers loss or damage to your property from fire, wind, storm, flooding and more.
Provides protection for your data and systems in the event of a breach.
Protect your products and inventory from damage or loss with product liability coverage.
Covers vehicles like cars, trucks, vans and trailers that are used for business or working purposes.
Business interruption insurance covers your business in the event of a disaster.
Operating a small business in your home is more common than ever. When it comes to protection and coverage, your home insurance policy just won’t cut it. We offer insurance for all small businesses that operate out of their primary residence.
We have home-based business insurance options for liability, contents, legal expenses, property coverage and more.
The definition of a small business has changed significantly. Today, a small business can mean any number of business types, sizes, and structures.
With start-ups and micro businesses on the rise, there have never been more varieties of small businesses, including online businesses, sole proprietors, local businesses, freelance professionals, and more. We offer commercial insurance solutions for all business needs.
In addition to reducing risk and protecting your business, there are other situations where you may require coverage :
Yes. Commercial insurance providers offer many options for liability coverage for small businesses in Ontario. ThinkInsure can help you choose the right type and amount of liability insurance for your business. We’ll make you sure have enough coverage based on your industry standards, and other factors.
No two businesses are the same so Ontario small business insurance costs can vary significantly. The type of coverage you need, limits, types of risk, and many other considerations all play a role in determining small business insurance costs.
Basic small business plans can start from around $50 per month.
Small business insurance in Ontario is not legally required, however, it is highly recommended. Operating a business without insurance is a significant risk. One loss event could force your business to close if you don’t have small business insurance.
The type of insurance you will need depends on your business type, industry, size, revenue, products and services, and many other factors. Most small businesses have liability, commercial property and commercial auto insurance.
Yes, absolutely. Getting a small business insurance quote with ThinkInsure is 100% free. There is no cost to your business to request a quote.
It depends on the type of business you have. If you offer services to customers, you should consider having professional liability coverage at a minimum.