Ottawa Business Insurance

1-855-550-5515

See all providers

Find The Best Ottawa Business Liability Insurance

Every large or small business in Ottawa should have a good commercial insurance policy. As Canada’s capital and the second largest city in the province, many assume its government focused. It is, but the city also has a young entrepreneurial mindset. The city is a technology hub with thousands of organizations in commerce services, retail, tourism, and many other industries.

Many businesses operate on smaller budgets. Business insurance is a must have to protect against unforeseen costs, and liability threats. With ThinkInsure you can compare business liability insurance quotes from the top insurers in Canada. We'll find you affordable coverage and make sure your Ottawa business is protected property.

See Our 5 Star Customer Reviews

Rated 4.7 out of 5 stars in 1273 Google reviews

We help customers save more on insurance everyday!

See all reviews

Simon Mak

2023-02-23 02:13:38

Neil provided great broker service. Will definitely return to ThinkInsure.

Haile Baheta

2023-02-16 02:24:59

I have the pleasure to renew my Automobile Insurance with Kimberly Ladis of ThinkInsure . She was great in finding me the lowest price with a reputable company. She is kind ,efficent & professional. I will recommend her to everyone I know.

Shannon

2023-02-08 20:16:36

I had the pleasure of getting Evan V. as my broker. What set him apart from others I have spoken to was his knowledge. He answered all of my questions promptly and taught me about my specific insurance needs. He was very professional and kind. I felt better after speaking with him.

Caitlin MacFayden

2023-02-02 18:06:04

I had the pleasure of dealing with Neil. I was completely lost when looking for the type of car insurance I needed. Neil was extremley patient with me and walked me through everything.He was available at any time and had answers to all my questions. Thank you for this amazing experience!

tremari

2023-02-01 05:11:36

Pooyan Saeidi has a top-notch customer service skill, very fast service, prompt in answering your email. He will always call to check if you got what you want. He will give the best advice on all your insurance needs and explain in a layman’s term, very friendly and accommodating even if he has to explain for the nth times. 101% rating for his service quality.

Theresa

2023-01-28 05:28:47

I don't know where to begin but I'm so glad that I got Evan Venditti as my advisor. He earned my respect for choosing integrity over personal gain. While I went with a different firm, it was his suggestion that led me to saving hundreds of dollars on auto insurance. He explained that the companies they work with cater to a particular demographic I'm not exactly a part of. He's pretty well versed and insightful. He spoke on a level that I understood. I love that he gave me time to call a couple of other places first before proceeding with his quote. I called those places and went with one of them since I got a lower quote. With all the chaos that's going on in my personal life, this made me emotional. If somehow I took different steps that day and I didn't come across this guy, I'd be paying so much more on insurance. So although I'm not a client, just want to take this time to share this phenomenal experience!

Michelle Spencer

2023-01-19 16:21:03

Evan Venditti has been absolutely amazing and extremely helpful! Always following up to make sure that I am updated on any changes to my policy. He also made the process of obtaining a policy so easy! 10/10 recommend. Hopefully you will get the chance to work with him!

Jaden Moore

2023-01-10 20:04:35

Great customer service.! Quick and efficient. I worked with Denise Snider. She was great with getting me a cheap quote, she sent payment info, and paper work right away. Papers were signed within 24h and insurance was confirmed. I am a high risk driver, who can’t get insured anywhere else due to accumulation of tickets. 10/10 recommend!

Do I Need Business Insurance In Ottawa?

Even though it is not legally required, having business insurance is highly recommended. All organizations in Ottawa are exposed to a variety of threats. Good commercial liability insurance will ensure your large or small business is covered against unforeseen events and other situations that could affect operations.

All it takes is one big financial loss to potentially shut you down. Insurance helps you stay afloat while you get back on your feet.

Note : You may be required to have some form of insurance based on industry regulations and laws. Speak with our advisors to learn more.

What Are The Types Of Business Liability Insurance In Ottawa?

A man and woman working in the inventory room of a business

Liability is one of the biggest legal and financial threats. A slip and fall on your property, causing damage to a third party, a product issue, bad advice, and even a cyber-attack can put you at risk.

Business liability insurance can protect you from these potential threats. You have options to find the plan that makes the most sense for your operations :

How Much Does Business Liability Insurance Cost In Ottawa?

The cost of business insurance in Ottawa is specific to your situation. There are so many factors to consider that affect your insurance – size, industry, product and service offerings, perils, and much more.

Basic business liability insurance plans start around $25 per month ($300 annually) and goes up based on your plan and limits. Get a free quote to see how much your insurance will cost.

Tips For Getting Cheap Ottawa Business Insurance

Man and woman paying at a small business

Saving money is top of mind for all owners. Most SMBs operate on tight budgets and are always looking for ways to save – insurance included. Here are some tips for getting cheaper premiums :

Understand your main risk factors : When you understand the types of liabilities your business is exposed to, you’ll have a better understanding of the type of insurance you need.
Avoid over insuring : More is not always better. Make sure not to buy insurance that doesn’t make sense for your situation.
Review annually : Your insurance prices and needs canan change each year. Assessing annually ensures you have the right amount of protection. It allows you to re-assess your perils and ensure you are covered.
Compare and save : Our team of advisors can help you compare prices from all the leading insurers in Canada.

How To Get Ottawa Commercial Insurance

Answer a few questions and tell us about your commercial insurance needs. Our advisors will find you the best coverage to protect your small business.

Provide your company details

Tell us about your business and operations.

We’ll shop for the cheapest quote

We’ll compare quotes from the top providers in the country.

Select the best rate and get insured

Choose the lowest price and save on your commercial insurance policy.

Commercial Insurance For All Types Of Ottawa Businesses

Ottawa has close to one million residents. It is also home to a diverse collection of small businesses. Commerce development is strong in the region. The city has young entrepreneurs – almost half of the population is under 35. It has strong academics and technology talent.

The city boasts there are more than 70,000 high-tech related jobs in the area. 44% of the population is bilingual. Start-ups open their doors each day. We can help you find the right commercial insurance. We work with business of all sizes from all industries helping them get insured at the most affordable rates in the country.

Ottawa Business Insurance FAQs

What Does Small Business Insurance In Ottawa Cover?

Small business insurance can cover you against many different perils. What is specifically included in your plan is unique to your requirements.

All cover you against general liability, but this is where the commonalities stop. Your coverage type and limits are dependant on the nature of your operations. Learn about your specific requirements and get a customized plan by working with our insurance experts.

What Affects How Much Ottawa Business Insurance Costs?

How much you pay for insurance is dependant on many factors that are unique to your situation. They include :

Your location in the city (or if you operate online only).
Your business type, industry, area of expertise.
The number of years you’ve been in operation.
The size of your company (number of employees, annual revenue, etc.).
What you sell – the type of products, services, consultation.
Vulnerabilities to your operations.

Why Should I Get Insurance For My Small Business In Ottawa?

All Ottawa businesses, big and small, have exposure to threats and liabilities. A lawsuit, break-in, or unforeseen event could put you out of business. Insurance protects your financial security.

Can I Buy Ottawa Business Insurance Online?

You can begin the process of buying business insurance online. Fill out your information and our experts will be in contact with your shortly.

Who Has The Cheapest Commercial Insurance In Ottawa?

It depends on the type of plan you choose. There is no one specific insurance company that has the cheapest rates. Shop around to get the most affordable quote.

Get A Free Ottawa Business Insurance Quote

Our advisors are ready to help you find the best Ottawa business insurance. We'll get commercial insurance quotes from the top insurers in Canada to help you save on coverage. Call 1-855-550-5515 or request a quote for free online.

Get quotes for Ottawa commercial insurance from the top insurers in Canada and protect your business.