Ottawa Business Insurance

Find The Best Ottawa Business Liability Insurance

Every large or small business in Ottawa should have a good commercial insurance policy. As Canada’s capital and the second largest city in the province, many assume its government focused. It is, but the city also has a young entrepreneurial mindset. The city is a technology hub with thousands of organizations in commerce services, retail, tourism, and many other industries.

Many businesses operate on smaller budgets. Business insurance is a must have to protect against unforeseen costs, and liability threats. With ThinkInsure you can compare business liability insurance quotes from the top insurers in Canada. We'll find you affordable coverage and make sure your Ottawa business is protected property.

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Kurai Sibanda

2021-09-24 00:24:58

Worked with Neil Sullivan. He provided an excellent service. Very professional and responsive. Highly recommend him

S G

2021-09-22 00:10:12

Neil was extremely helpful and went the distance. I trust ThinkInsure for good insurance rates. Thank you.

Pamela Ellis

2021-09-20 21:16:13

Rafael Torres is the broker to call for personal/business insurance needs at low rates & extremely quick. If your current insurance rates are continuing to climb, call Rafael at ThinkInsure for a quote.

Diana Ricaurte

2021-09-20 14:50:10

The company provided a great quality experience. Darryl Fardy helped and assisted me with any questions I had. He provided the information fast and there were no back and forth unlike with other insurance companies.

Kannagee Shanmugathaasan

2021-09-18 18:43:16

Neil Sullivan is did great job, timely response and very helpful. We enjoyed wonderful service from him. I will recommend to my friends and family

Stephanie N

2021-09-18 00:09:30

I was looking for a new insurance company, to get a better price. It took a quick phone call and a few emails with Rafael Torres. He is very professional and helpful! He found me a great price for a bundle. Everything was done very fast, and very efficiently. Thank you Rafael for your patience in dealing with me.

Odessa Lee

2021-09-15 18:17:41

We all know insurance sucks, but my recent experience with Darryl Fardy made it suck less. He’s professional without being stuffy and very efficient. He follows up when he says he will. That’s a first for me.

shirin habib

2021-09-15 13:40:55

I spoke to alot of insurance companies and the only one that was great with customer service was this one and Ryan was so quick to get back and help me

Do I Need Business Insurance In Ottawa?

Even though it is not legally required, having business insurance is highly recommended. All organizations in Ottawa are exposed to a variety of threats. Good commercial liability insurance will ensure your large or small business is covered against unforeseen events and other situations that could affect operations.

All it takes is one big financial loss to potentially shut you down. Insurance helps you stay afloat while you get back on your feet.

Note : You may be required to have some form of insurance based on industry regulations and laws. Speak with our advisors to learn more.

What Are The Types Of Business Liability Insurance In Ottawa?

A man and woman working in the inventory room of a business

Liability is one of the biggest legal and financial threats. A slip and fall on your property, causing damage to a third party, a product issue, bad advice, and even a cyber-attack can put you at risk.

Business liability insurance can protect you from these potential threats. You have options to find the plan that makes the most sense for your operations :

How Much Does Business Liability Insurance Cost In Ottawa?

The cost of business insurance in Ottawa is specific to your situation. There are so many factors to consider that affect your insurance – size, industry, product and service offerings, perils, and much more.

Basic business liability insurance plans start around $25 per month ($300 annually) and goes up based on your plan and limits. Get a free quote to see how much your insurance will cost.

Tips For Getting Cheap Ottawa Business Insurance

Man and woman paying at a small business

Saving money is top of mind for all owners. Most SMBs operate on tight budgets and are always looking for ways to save – insurance included. Here are some tips for getting cheaper premiums :

Understand your main risk factors : When you understand the types of liabilities your business is exposed to, you’ll have a better understanding of the type of insurance you need.
Avoid over insuring : More is not always better. Make sure not to buy insurance that doesn’t make sense for your situation.
Review annually : Your insurance prices and needs canan change each year. Assessing annually ensures you have the right amount of protection. It allows you to re-assess your perils and ensure you are covered.
Compare and save : Our team of advisors can help you compare prices from all the leading insurers in Canada.

How To Get Ottawa Commercial Insurance

Answer a few questions and tell us about your commercial insurance needs. Our advisors will find you the best coverage to protect your small business.

Provide your company details

Tell us about your business and operations.

We’ll shop for the cheapest quote

We’ll compare quotes from the top providers in the country.

Select the best rate and get insured

Choose the lowest price and save on your commercial insurance policy.

Commercial Insurance For All Types Of Ottawa Businesses

Ottawa has close to one million residents. It is also home to a diverse collection of small businesses. Commerce development is strong in the region. The city has young entrepreneurs – almost half of the population is under 35. It has strong academics and technology talent.

The city boasts there are more than 70,000 high-tech related jobs in the area. 44% of the population is bilingual. Start-ups open their doors each day. We can help you find the right commercial insurance. We work with business of all sizes from all industries helping them get insured at the most affordable rates in the country.

Ottawa Business Insurance FAQs

What Does Small Business Insurance In Ottawa Cover?

Small business insurance can cover you against many different perils. What is specifically included in your plan is unique to your requirements.

All cover you against general liability, but this is where the commonalities stop. Your coverage type and limits are dependant on the nature of your operations. Learn about your specific requirements and get a customized plan by working with our insurance experts.

What Affects How Much Ottawa Business Insurance Costs?

How much you pay for insurance is dependant on many factors that are unique to your situation. They include :

Your location in the city (or if you operate online only).
Your business type, industry, area of expertise.
The number of years you’ve been in operation.
The size of your company (number of employees, annual revenue, etc.).
What you sell – the type of products, services, consultation.
Vulnerabilities to your operations.

Why Should I Get Insurance For My Small Business In Ottawa?

All Ottawa businesses, big and small, have exposure to threats and liabilities. A lawsuit, break-in, or unforeseen event could put you out of business. Insurance protects your financial security.

Can I Buy Ottawa Business Insurance Online?

You can begin the process of buying business insurance online. Fill out your information and our experts will be in contact with your shortly.

Who Has The Cheapest Commercial Insurance In Ottawa?

It depends on the type of plan you choose. There is no one specific insurance company that has the cheapest rates. Shop around to get the most affordable quote.

Get A Free Ottawa Business Insurance Quote

Our advisors are ready to help you find the best Ottawa business insurance. We'll get commercial insurance quotes from the top insurers in Canada to help you save on coverage. Call 1-855-550-5515 or request a quote for free online.

Get quotes for Ottawa commercial insurance from the top insurers in Canada and protect your business.