Shopping for ATV insurance? Thinking about getting an all-terrain vehicle? Ontario is full of great trails to explore. Whether you’re up north, in the Niagara region, Golden horseshoe our southwestern Ontario, there is lots to see.
Have peace of mind in knowing you have reliable ATV insurance coverage at the best price. At ThinkInsure, we’ll help you find the cheapest ATV insurance policy. Hit the trails knowing you have the best coverage.
ATV insurance provides you with coverage for all types of all-terrain vehicles. Policies include coverage that is very similar to Ontario car insurance. You can get coverage for when you’re on the trail or when storing your ATV in the offseason.
ATV insurance coverage works basically the same as auto coverage. However, coverage is customized to address the unique risks of using an ATV. If you are familiar to auto coverage, you already have a basic understanding of ATV coverage as well. An ATV provides you with financial protection to repair damage or if you are liability for injury to damage to other property.
Whatever you enjoy riding, we can help you cover. Get coverage for 4, 6, or 8 wheel ATVs. We’ll help you get overage for all styles and models :
Yes, you need ATV insurance in Ontario to drive on public property or to access public roadways. It is not mandatory to have ATV coverage if you ride on private property. It is recommended to have coverage if you own an ATV. All it takes is one accident or crash to make your policy worthwhile.
ATV insurance policy rates depend on the rider, vehicle type and coverage. The average cost to insure an ATV can range from a few hundred dollars to over a thousand dollars per year.
There are a variety of factors used to determine ATV rates. They include :
ATV insurance is very similar to a standard auto policy. You must carry mandatory coverage for liability, accident benefits and DCPD. You have coverage for injury, death and property damage. You have coverage for healthcare costs. Your policy includes damage to your vehicle and protection against many risks.
You have the option to add extra protection and coverage for accessories. You can also increase your coverage limits.
Whether you ride an ATV or any other type of off road vehicle, we know saving money is important. Here are some great ways to lower insurance costs :
At ThinkInsure, we know you to relax and explore the trails on your ATV. We have access to many high quality ATV, side by side and off road vehicle insurance carriers in Ontario. We’ll help you find cheap rates and great coverage.
Have more questions about ATV insurance? Check out these common questions and responses:
Yes. Your driving record does impact ATV insurance. If you have tickets or accidents on your record, it will increase ATV insurance rates.
Home insurance policies do not typically cover ATVs. You will need a separate ATV policy.
It depends on your policy. Some forms of water damage may be covered, while others may not. Speak with your insurer to get clarification about what is and is not part of your policy.
Yes. You will have coverage for theft if you have comprehensive insurance coverage.
It depends. ATV insurance rates vary based on the insurer and many other factors. Speak with our insurance experts to compare quotes and find the cheapest rates for your needs.
You can purchase insurance coverage from your broker or insurer. Our experts can help you find the best quotes and coverage. Call us for a quote anytime.
If you get into an ATV accident or have your ATV stolen without insurance, you’re on the hook. You’ll be financially responsible.
Request an insurance quote and start saving today OR call 1-855-550-5515 to talk to an off road vehicle insurance specialist.