A car accident is a stressful experience, and leaving the scene can escalate a regrettable incident into serious legal and financial mishaps.
Drivers must stop and take specific actions after an accident, regardless of its severity. Fleeing the scene, known as a hit and run is a serious offence that can lead to harsh penalties such as fines, demerit points, licence suspension, significant insurance increases , and even criminal charges.
This blog will examine the legal and financial repercussions of leaving the scene of an accident.
Leaving the scene of a car accident means departing from the location where an accident occurred, whether you were at-fault or not. If you are involved in an accident and cause damage or injury without taking the legally required actions, you can be charged with failure to remain at the scene.
After an accident, all drivers are legally required to:
Sarah accidentally sideswipes another car while making a turn, causing minor damage. Although shaken up, she panics and drives away instead of stopping to check on the other driver or exchange information.
This is a clear example of failing to remain at the scene of an accident, regardless of her intentions. The other driver may have injuries requiring immediate medical attention. Her actions led to serious legal consequences and an increase in her premium.
The Highway Traffic Act (HTA) and the Criminal Code of Canada govern accidents and driver responsibilities in Ontario. According to section 200 of the HTA, every driver involved in an accident must:
If the failure to remain results in serious injury or death, charges could be laid under the Criminal Code (R.S.C., 1985, c. C-46). Penalties may include:
Depending on the severity of the accident and the jurisdiction, penalties for failing to remain at the scene can be extremely harsh. These consequences extend far beyond a simple traffic ticket. You could face serious repercussions, such as:
Insurers consider failure to remain at the scene of an accident a high-risk offence, which can result in significant premium increases – sometimes even doubling or tripling your rate. Sometimes, your coverage costs may double, impacting your finances for at least three years. Additionally, you may be classified as a high-risk driver, leading to higher rates and more difficulty obtaining coverage.
Leaving the scene of an accident almost guarantees that your insurance company will not cover any damages. You will be personally responsible for medical bills if you injure someone, which can amount to tens or even hundreds of thousands of dollars.
You will also need to pay for the repairs or replacement of the damaged vehicle(s), and defending yourself against criminal charges can lead to significant legal costs. Furthermore, the injured party or parties can sue you for damages, potentially resulting in substantial financial losses.
{{promo1}}You can get seven demerit points added to your licence if you leave the scene of an accident.
Failing to remain at an accident scene is a serious charge with significant penalties. Simply explaining your side in court may not be enough. Legal expertise helps navigate trials, cross-examine witnesses, and challenge evidence. A strong defence can reduce penalties or dismiss charges, improving your chances of a better outcome.
Yes, failing to remain at the scene of an accident in Ontario is a criminal charge, specifically under the Criminal Code of Canada, not just the Highway Traffic Act. While the Highway Traffic Act outlines the requirements for stopping and providing information, the more serious consequences, including potential jail time, stem from the Criminal Code's provisions related to leaving the scene of an accident involving injury or death. Even if there's only property damage, the charge can still be laid under the Highway Traffic Act, but it carries less severe penalties.
Causing death in this offence carries a maximum penalty of life imprisonment. Mandatory minimum sentences also apply: $1000 fine for a first offence, 30 days imprisonment for a second offence, and 120 days imprisonment for each subsequent offence.
If you're involved in an accident, stay at the scene, follow the law, and seek legal advice if needed. Understanding your responsibilities and how to report a car accident, can help ensure everyone's safety on the road.
Categories | Auto |
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Tags | Auto Coverage |
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