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pink vintage car parked on road

Aug 13, 2025 2 min

OPCF 19/19A Explained

OPCF 19/19A have differences, but they can both add an additional layer of protection to help you pay out an auto-related loss. Learn more about this Ontario policy modification and how to add it to your coverage.

damaged dark gray hatch back car

Jul 22, 2025 2 min

OPCF 43 - Waiver Of Depreciation And Replacement Value

Learn about OPCF 43 replacement value and waiver of depreciation. Not sure what they mean? They are important to know when it comes to total loss and theft claims if you have a new car.

man with suitcase leaving with rental car covered with opcf 27

Jul 9, 2025 2 min

OPCF 27 : Liability For Damage To Non-Owned Automobiles

If you rent or borrow other vehicles regularly, should add the OPCF 27 endorsement. Learn about OPCF 27 and get answers to common questions about this additional car insurance coverage type.

Asian woman looking at damage from a car accident on a grey car

Jun 13, 2025 5 min

Types Of At-fault Accidents In Ontario

What factors determine who is at-fault in an accident in Ontario? Get your questions about what defines at-fault and how to prevent being at-fault for an accident.

red SUV parked outside a home with a lush green garden

Apr 22, 2025 2 min

Will Tariffs Increase Insurance Rates in Canada?

Tariffs, the hidden cost in your insurance premium. This blog explains the connection between import taxes, rising repair costs, and your increasing insurance costs.

Car Accidents Insurance Scams

Jan 20, 2025 4 min

Car Accident Insurance Scams

Protect yourself from being a victim of insurance scams! Learn about auto insurance scams, explain who car insurance scammers are, outline common car insurance claims scams, and provide important tips for how to avoid becoming a victim of an insurance scam.

Man taking photos of car damage from an accident

Jan 5, 2025 8 min

Reporting An Accident In Ontario

So you’ve had a car accident. Now what? Find out what to do when a car accident happens in Ontario. Learn what to report to the police and insurance.

car airbags deployed after single car accident

Aug 9, 2024 5 min

Do Single Vehicle Accidents Affect Insurance?

Learn about single vehicle accidents and their impact on your insurance. Find out the most common causes for single vehicle collisions and examples.

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