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House with cracked foundation

Mar 18, 2025 3 min

Does Home Insurance Cover Foundation Repairs?

Wondering if your home insurance covers foundation damage? Learn about the factors that impact coverage, get real-life examples, and tips for filing a claim.

house with pink magnolias in bloom

Mar 5, 2025 4 min

Spring Home Maintenance Tips

We’ve put together the ultimate spring house maintenance checklist to help you get your home ready for the warm weather.

First time home buyers sitting inside house

Feb 26, 2025 5 min

First Time Home Buyer Incentive

Explore the 2025 update on Ontario's First-Time Home Buyer Incentive (FTHBI). Learn about its discontinuation, alternative options like HBP and FHSA, and key financial tools for first-time homebuyers.

Roof damage from tree falling on roof home insurance claim

Jan 8, 2025 5 min

What You Need To Know About Home Insurance Claims

Filing a home insurance claim? Get answers to common questions about how it works, what to expect, and get expert advice for managing the process.

Houses on a suburb street with average home insurance premiums

Jan 6, 2025 3 min

Average Cost For Home Insurance In Ontario

What is the average home insurance cost in Ontario? We’ll take a look at the average cost of homeowners insurance in Ontario and top factors that influence the average house insurance rates.

grandparents with grandkid at Christmas

Dec 3, 2024 5 min

Christmas Holiday Safety Tips For 2024

The holiday season is a busy time. As you wrap things up at work, decorate your home, navigate snowy roads, and shop for the perfect gift, it’s important to take safety into consideration. Check out our collection of winter holiday safety tips.

tiny house at night in the forest

Nov 18, 2024 3 min

Tiny Home Insurance in Canada

Can tiny homes be insured? This guide answers common questions about insuring a tiny home in Canada.

natural gas meter outside home

Oct 17, 2024 3 min

Gas Leaks and Insurance

Are you covered if you have a gas leak in your home? We discuss insurance coverage, what it might not cover, and how to detect gas leaks.

oil tank for home heating in basement

Oct 10, 2024 4 min

Home Oil Heating Tanks and Insurance

Oil tanks and your insurance as a homeowner: What you need to know about coverage, exclusions, and home protection.

couple wearing grey clothes moving into an apartment

Sep 17, 2024 4 min

Apartment Inspection Checklist

Make the most of your apartment viewing with these expert tips on what to ask, check, and bring as a renter.

broker showing couple insurance declaration documents

Jul 24, 2024 3 min

What Is An Insurance Declaration Page?

Read our guide to understanding an insurance declaration page. Learn what it covers, why it's important, and how to read it to ensure proper coverage.

Pet damage by a dog surrounded by pillow fluff

Jul 9, 2024 3 min

Pet Damage and Insurance

Our furry family members can sometimes get into trouble by causing damage to property – could insurance help with costs? Find out how pet damage and insurance works.

dog on couch getting head scratches

Jul 4, 2024 4 min

How Dog Ownership Impacts Insurance Rates

Did you know having a dog can impact your property insurance? Some breeds are banned by insurers and you may need additional coverage. Learn more about how dogs can impact insurance.

solar panels on the roof of a house

Mar 20, 2024 4 min

Solar Panels and Insurance

Will installing solar panels increase your insurance? Find out how solar panels in Canada can help you transition toward greener energy and keep your rates low.

woman sitting by a swimming pool

Mar 18, 2024 5 min

Pools And Insurance: What You Need To Know If You Have A Swimming Pool

Buying a home with a pool? Installing a pool? Learn about how swimming pools will affect your coverage and costs.

baseboard heater against yellow and green walls

Jan 30, 2024 3 min

Will Baseboard Heaters Increase Your Insurance Costs?

Understand how baseboard heaters work, maintain them properly, and know the insurance implications for a safe and warm winter.

heat pump beside peonies

Jan 25, 2024 4 min

How Does A Heat Pump Affect Your Home Insurance?

Many Canadians are replacing the heat in their home with a heat pump. Learn how heat pumps work, how much they cost, and insurance considerations.

couple buying a home with a realtor professional

Dec 12, 2023 5 min

Best Tips When Buying A New House And Insurance Considerations

Buying a home is the largest financial decision you will make in your lifetime. Here is what to think about when you’re going through the purchase process and insurance considerations.

house with for sale sign

Nov 28, 2023 8 min

How To Sell Your Home: Unlocking The Door To Success

Get your home market-ready with our comprehensive guide to preparing for selling a home in Ontario. Discover staging techniques, curb appeal hacks, and essential preparations to attract potential buyers.

fireplace in a house

Nov 27, 2023 3 min

Does Having A Wood or Gas Fireplace Increase Insurance?

Do you have the right insurance for your fireplace? Stay safe this winter by educating yourself with fire safety tips and setting up the right policy.

woman looking inside a fridge

Jul 28, 2023 4 min

Does Homeowners Insurance Cover Food Spoilage After A Power Outage?

Here’s how your insurance can help you gain back the costs of spoiled food from a power outage.

Underground service lines

Jun 8, 2023 4 min

Service Line Coverage in Ontario

Does insurance cover damages and repairs to service lines on your property? Find out why you should consider additional service line coverage.

couple riding bike on a trail with wildflowers

May 29, 2023 3 min

Bicycle Insurance And Protection Against Bike Theft

Does your bicycle need insurance? With bike theft on the rise, it is more important now than ever to understand if your policy will protect you.

woman in blue shirt photographing a house

May 11, 2023 4 min

How To Get A Home Appraisal

Have you heard of a home appraisal? They are an important step in the homeownership journey. Here’s what you need to know about appraisals for your house in Ontario.

plumbing pipes

Apr 13, 2023 4 min

Kitec Plumbing Guide For Homeowners

In this article, we provide information on Kitec plumbing, including its common issues, troubleshooting issues, essential details about past recalls, and how Kitec plumbing can affect your insurance.

hot water tank repairman

Apr 11, 2023 5 min

Hot Water Tanks And Insurance

Do you know if insurance will cover repairs, replacement, or maintenance for your hot water tank? Find out in this guide.

Man moving boxes at storage facility

Mar 15, 2023 3 min

Storage Unit Insurance

Do you need extra storage unit insurance? Find out if your policy will cover your property that is in storage.

Interior of house being repaired

Mar 10, 2023 4 min

How To Determine Home Replacement Costs For Insurance

Does insurance cover the replacement cost of your home, or do you need extra coverage? Learn how to calculate home replacement costs and of this type of protection for your home.

two men lifting a septic tank lid

Mar 9, 2023 4 min

Septic Tank Insurance

If you are not connected to municipal water, you likely have a septic tank. Here’s what you need to know to ensure your home insurance covers accidents related to a septic tank system.

mouse looking outside white cardboard cutout

Feb 23, 2023 4 min

Will Insurance Cover Rodent Damage In My Home?

No one wants to have rodents in their home. Thankfully, with proper maintenance, you can limit future issues. Find out if insurance will cover rodent removal or damages.

ice damming on house

Jan 30, 2023 4 min

Ice Damming Damage Insurance and Prevention

Learn about the causes, prevention, and insurance implications of ice dams on your roof. Get tips on maintaining your roof and filing claims for damage.

Couple sitting amongst moving boxes

Jan 11, 2023 3 min

What You Need To Know About Rent-to-Own Homes in Ontario

You’re ready to own a house, but you can’t meet the down payment, a struggle many Canadians face. Can rent-to-own help you become a homeowner? Find out how it works.

Family signing documents at a desk

Oct 31, 2022 4 min

What Is An Insurance Binder?

No matter what type of insurance you have, knowing when you need an insurance binder is a crucial factor in the process. Here’s what you need to know about binders in insurance.

man cleaning after mold damage

Oct 24, 2022 5 min

Does Insurance Cover Mold Damage?

Do you have mold removal coverage as part of your insurance in Ontario? Learn about your home insurance options, the potential dangers of mold, where it grows, how to identify it, prevent it, and how to deal with mold removal.

Man on roof making repairs

Oct 17, 2022 4 min

Does Insurance Cover Roof Replacement?

Leaky roof? Broken shingles? Learn when your roof replacement or repairs can be covered by insurance.

a black family enjoying family time together

Oct 5, 2022 4 min

Insurance Endorsements in Canada

Sometimes basic policies do not include your most cherished belongings. Insurance endorsements help protect more of what matters. Here is what you need to know about them and how they can support your coverage.

blue country home with deck

Sep 29, 2022 4 min

Title Insurance in Ontario

If you are buying a property, it’s recommended to have title insurance to protect the ownership. Find out how it works and if it is mandatory in the province.

Winter home maintenance tips and guide

Sep 23, 2022 4 min

Fall and Winter Home Maintenance Checklist

This fall home maintenance checklist offers valuable insights on how to get your home ready for the autumn and winter seasons, guaranteeing its safety and protection from potential damage. Discover crucial tasks to undertake to help your home and property withstand Ontario's typical winter challenges with ease.

floor with flooding damage

Sep 20, 2022 4 min

Backwater Valves and Insurance Considerations

Flooding and the risk of property damage are on the rise, and Canadians are seeking ways to protect their home. Here’s how a backwater valve can lower your insurance and why you should install one.

red sump pump inside home basement

Sep 8, 2022 4 min

Sump Pumps and Insurance

Sump pumps reduce the risk of water damage and flooding in your home - but will insurance cover sump pump failure? We answer your top questions in this blog post.

House with a magnifying glass

Aug 5, 2022 4 min

Do You Need A Home Inspection For Insurance?

Is a home inspection necessary for insurance? In some cases, it is. Here’s how you can prepare for a home insurance inspection and the benefits from them.

a man working on an hvac system

Jan 26, 2022 3 min

Home HVAC Systems And Insurance

How does insurance work if your HVAC breaks down? Find out if you’ll be covered for repairs or replacement.

female with green blanket beside thermostat

Jan 25, 2022 3 min

Is Your Home Furnace Covered Under Insurance?

Can you get insurance for a home furnace? Learn if your insurer can protect you if your furnace needs replacement or repair.

white electrical unit on wall

Jan 13, 2022 4 min

Home Electrical System Issues That May Shock Your Insurance

Can a home with aluminum wiring or 60-AMP services impact insurance? We shine a light on the issues with electrical systems that may increase or deny your coverage.

brick wall with wood burning stove

Dec 20, 2021 3 min

Will A Wood Stove Impact Insurance In Canada?

How much will a wood stove increase insurance? Here is how you can stay warm and get your home properly insured.

knob and tube wiring along white beams

Dec 16, 2021 4 min

Can You Get Home Coverage With Knob and Tube Wiring?

Will providers insure your home with knob and tube wiring? Learn what you can expect if your home has knob and tube electrical.

Man measuring a wall with a dog looking on

Oct 14, 2021 4 min

What You Need To Know About Home Renovations And Insurance

Homeowners commonly fail to contact their insurance provider when doing a renovation. Here's why it's important for homeowners to ensure they are correctly insured during home renovation projects.

person breaking into a house

Feb 5, 2021 4 min

Home Theft And Insurance After A Burglary

Learn how to prevent home theft with tips to protect your home from burglars some of the most common questions about home insurance and theft.

home inventory checklist and pen

Feb 2, 2021 4 min

How To Create A Home Inventory List For Insurance

Do you have a home inventory list? Not sure where to start? You never know when you could experience a loss or need to file an insurance claim. Use our tips to help you build a thorough record.

older white house and property

Jan 12, 2021 5 min

Getting Insurance For An Older House Or Heritage Home

Older homes come with more risk, and often require building updates to ensure you can get coverage. Here's what you need to know about insuring a heritage home.

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