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Have you been caught stunt driving in Ontario? Engaging in street racing or stunt driving is extremely risky and irresponsible. A stunt driving conviction may severely impact your car insurance costs. Learn more about how stunt driving can increase your rates and how your provider will know about your risky driving habits.
If convicted of stunt driving, your insurance rates can significantly increase, and your policy may be cancelled.
If you have been convicted of stunt driving, it is important to know that this conviction will stay on your driving record for three years. If you are found guilty of aggressive or careless driving, you may face a significant increase in your premiums or even become uninsurable.
Your insurance company may check your driving record to determine the level of risk involved in insuring you. The more traffic tickets or speeding tickets you have on your record, the higher the risk the insurance company perceives to insure you, leading to higher rates.
The insurance rate increase may not happen immediately, but you will likely notice it when it comes time to renew your policy.
Your insurance company will find out about your stunt driving charge due to it being on your driver’s abstract. So, whether you tell them or not, they’ll find out when they check your record at renewal time. One of the best ways to keep your car insurance rates low is by practicing defensive driving. If you have questions about how traffic violations can affect your rates, please don't hesitate to contact our team today to learn more about your options for non-standard coverage.
Age, gender, driving habits, and location can greatly affect your premiums, but not nearly as much as a stunt driving charge. If charged, you’ll be considered high risk. High-risk coverage in Ontario can have rates of 2-3 times as much as standard coverage.
Looking at non-standard providers such as Jevco and Pafco, we can see that Ontario drivers can pay between $4,000 to over $7,000 annually for coverage. This means paying a minimum of over $350 a month for coverage. Some drivers pay closer to $600.
When you drive fast, you risk getting a ticket and increasing your premiums. Shop and compare quotes to find the lowest rates from top Canadian insurers.
According to CAA, 83% of drivers in Ontario have witnessed other drivers excessively speeding. Of that, 43% of drivers admitted to speeding.
If you are considering street racing, think twice. Keep your need for speed in the gaming world. Such an act could put multiple lives at risk and have long-lasting financial consequences. Public roads and highways are not meant for racing or stunts. Always be a safe and courteous driver, remain calm when behind the wheel, and stay focused on the road ahead.
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| Categories | Auto |
|---|---|
| Tags | Auto Coverage |
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