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Written by Kayla Jane Barrie Updated on Feb 25, 2025 4 mins read

Blog Ontario Speeding Ticket Fines 2025

On The Fast Track To Fines: Speeding Ticket Laws in Ontario

Whether you're an experienced driver or new to the province's roads, it is important to understand the consequences of speeding to stay safe and avoid large penalties or determine how much a speeding ticket will increase insurance.

In this blog post, we will discuss the speeding laws in Ontario, and outline the fines and penalties associated with speeding tickets.

A quick summary of speeding tickets in Ontario

  • Ontario has road-specific speed limits in place to help protect drivers and pedestrians.
  • Fines vary based on the kilometres per hour you have exceeded the speed limit - they start at $3 per km/h you are over the limit.
  • Speeding tickets can increase your insurance rates.

How much is a speeding ticket?

Fines vary based on the kilometres per hour you have exceeded the speed limit. The set fine amount gradually increases as you reach an additional threshold.

The Highway Traffic Act Schedule 43 outlines the fine amounts for speeding:

  • Less than 20 km/h: $3.00 per km/h.
  • 20 to less than 30 km/h: $4.50 per km/h.
  • 30 to less than 50 km/h: $7.00 km/h.
  • 50 km/h or more: $9.75 and must be settled in court.

For example, if you are caught driving 30 km over the speed limit, you will be fined $7 times 30, for a total of $210. You can visit the Ontario website for speeding to learn more and fines, costs, and up-to-date information. Always check your local municipality for the latest news on speeding and prevention.

sign displaying 20/km speed limit

Keep in mind the fines can be increased for:

How to pay a speeding ticket online

One way to pay a speeding ticket in Ontario is by paying online. Follow these steps:

  • Visit the Provincial Offences Act online services website
  • Get the location code and offence number printed on your ticket.
  • If you have been issued a summons, you will need your case number, which includes the offence number, to use the online system. You can contact the municipal court office to obtain this.
  • Follow the prompts and payment form.

If you do not respond to the ticket within 15 days, you will be convicted of the offence you are charged with.

How to fight a speeding ticket in Ontario

When you receive a speeding ticket to pay it, plead guilty with an explanation, meet with the prosecutor, or dispute it. You will have to contact the court and potentially find a lawyer. Depending on the severity of fighting a ticket in the province case, it will cost between $300 - province.

Slow down and compare your insurance options

Whether you have a clean record or a few speeding tickets, it always pays to compare your insurance options. Use Thinkinsure to shop around, and compare multiple quotes to save more.

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The risks of speeding

Excessive speeding can increase the severity of accidents and injuries on the road. Here are four reasons why speeding is dangerous:

  • Leading cause of accidents and injuries: In Canada and the USA, speeding is one of the top reasons for driving-related accidents and injuries.
  • Loss of vehicle control: When you drive too fast, the vehicle handling is reduced, leading to rollovers or crashes.
  • Less reaction time: When speeding, you will have less time to stop or slow down if an unexpected danger appears.
  • Passengers at risk: If you are speeding, you also put passengers and other drivers in harm’s way.

To prevent speeding-related accidents, give yourself plenty of time to reach your destination, be mindful of drivers around you, know the speed limit, and be patient. Everyone has somewhere to go.

Ontario speeding ticket FAQs

If you receive a speeding ticket in the city, don’t wait for your Toronto car insurance to increase. They have simplified the process of speeding violations online. Visit MyToronto Pay for further details.

If your ticket was issued in Ontario, you can go to any courthouse in the province with your driver's license, and they will be able to inform you of all the outstanding fines.

It can. Many states and Canadian provinces have reciprocal agreements whereby they exchange information regarding traffic tickets. Ontario has reciprocal agreements with all Canadian provinces and territories, as well as the states of New York and Michigan.

Drive the speed limit and keep your rates low

If you’re concerned about increasing your insurance costs, consider how you drive. Defensive driving can help keep you and others protected on the road. Choosing to ignore speed limits risks the safety of all Canadian drivers. Contact us to learn how speeding tickets may affect your costs.

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