ThinkInsure News, Blog & Tips


Helpful Insurance Resources & Information

At ThinkInsure we want to help our customers with all of their insurance needs. So we have created a new Insurance Help Centre where we will be providing helpful insurance articles and resources. Our insurance experts will be updating the site weekly with articles about saving money, policies & coverage, driving safety, latest news and much more.


Most Popular Articles

Here are some of our most popular articles :


Latest Articles

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Careless Driving In Ontario Apr 25, 2017:   Learn all about what careless driving is Ontario, the legal ramifications of being charged for careless driving and how it can impact your car insurance rates.   » Read More


How Do Insurance Deductibles Work? Apr 11, 2017:   An insurance deductible is one of the most commonly misunderstood aspects of insurance policies. It is a term that most people know about, but many do not fully understand how it impacts their policy and what it means for them if they file an insurance claim.   » Read More


Comprehensive Auto Insurance Coverage In Ontario Apr 5, 2017:   Learn about comprehensive and collision coverage for your Ontario auto insurance policy. These types of auto coverages are commonly misunderstood by policy holders. Make sure you understand what is covered under comprehensive and collision coverage.   » Read More


Impact Of Speeding On Insurance Rates Mar 28, 2017:   Ontario drivers get speeding tickets all the time. Are you aware of how a speeding ticket can affect your car insurance rates or insurability? Here we outline the types of speeding tickets, fines, and how speeding tickets can impact your auto insurance premium.   » Read More


Spring Home Maintenance Checklist And Tips Mar 16, 2017:   There is always something to do around the house, especially when the seasons change. We’ve put together the ultimate spring house maintenance checklist to help you get your home ready for the warm weather.   » Read More


OPCF - Ontario Policy Change Form Mar 10, 2017:   There are situations where you will want or be required to have additional coverage, often in the form of optional enhancements to your current coverage – called Ontario policy change form (OPCF), a rider, or policy endorsement.   » Read More


Impact of tickets and car insurance rates in Ontario Mar 3, 2017:   No one wants to get a traffic ticket, and when you do, one of the first things you want to know is how tickets affect your car insurance rates. Learn about the impact of traffic tickets and convictions on your insurance rates in Ontario.   » Read More


Overland Flood Insurance And Basements Mar 1, 2017:   Did you know that overland flooding is not commonly covered as part of the water damage coverage in your home insurance policy? Learn about the difference between overland flooding and other flooding-related events, how to prevent it, and advice for getting overland flood insurance coverage.   » Read More


Texting and driving in Ontario Feb 23, 2017:   Texting and driving is a serious issue. While we know that texting while driving is dangerous, Ontario drivers continue to do so. Read about the dangers of this form of distracted driving, the consequences of getting a ticket, and how to prevent becoming the next texting and driving statistic.   » Read More


Accident Forgiveness In Ontario Feb 14, 2017:   Car insurance with accident forgiveness is increasingly common today, and it is a policy feature that is offered by many car insurance companies in Ontario. We all know that at fault accidents can happen to even to the best of drivers, and having your rates increase just doesn’t make sense.   » Read More


Sewer backup insurance Jan 30, 2017:   Sewer backup related water damage claims are on the rise in Canada. Severe weather, large rainfalls and sudden downpours are putting extreme stress on our sewage systems, causing them to back up into homes. Learn about the steps you can take to prevent backups, and get insurance coverage to protect yourself against this water damage threat.   » Read More


At Fault Accidents In Ontario Jan 23, 2017:   Are you at fault? Get into a car accident in Ontario? Learn about at fault accidents, how insurance companies determine fault, and how an at fault car accident can impact your insurance rates.   » Read More


Distracted driving in Ontario Jan 11, 2017:   Distracted driving is now the leading cause of deaths on our roadways. It’s a serious, but preventable issue. Learn about the distracted driving laws in Ontario, fines and penalties for distracted driving, and tips for preventing distracted driving to improve road safety.   » Read More


Car Insurance Cancelled For Non Payment Jan 10, 2017:   Failure to pay your home and auto insurance premium on time can have big consequences. A non payment can result in late fees, higher rates, and even cancellation of your policy. Learn more about the implications of missing insurance payments and how it can affect your insurance record.   » Read More


Water damage in house and what is covered by insurance Dec 9, 2016:   Water damage poses one of the most serious threats to your home. Whether it’s caused by sewer backup, severe weather, burst pipes, or flooding, homeowners need to ensure they have the proper home insurance in place.   » Read More



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