Insurance Help Centre Information

Helpful Insurance Resources & Information

At ThinkInsure we want to help our customers with all of their insurance needs. So we have created an Insurance Help Centre where we will be providing helpful insurance articles and resources. Our insurance experts will be updating the site weekly with articles about saving money, policies & coverage, driving safety, latest news and much more.

Latest Articles

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Gap Insurance : What Is It And How Does It Work?

Car Saleswoman talking to a buyer
May 7, 2021:

What is gap insurance for your vehicle? Why do you need it? Get the answers to common questions about the coverage and if it's worth adding.

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Does Insurance Cover Weather Damage To A Car?

car that is in water from a flood
May 3, 2021:

Extreme weather events are on the rise. Are you covered for the damage to your vehicle? Learn about the types of insurance that protects your vehicles against weather events.

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Best Tips For Driving In Fog

Cars Driving On Highway In Fog
Apr 16, 2021:

If you need to drive in heavy fog, using safe driving techniques can limit the chance of an accident. Here’s how you can drive safely in fog.

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How Does A Speeding Ticket In Alberta Impact Your Insurance?

motorcycle police officer holding radar gun
Mar 9, 2021:

Got a speeding ticket in Alberta? Got a photo radar or red light camera ticket? Learn about how a speeding ticket affects your insurance, your driving record and how to pay speeding ticket fines.

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What Will Be The Impact Of Self-driving Cars In Canada?

man in a self-driving car relaxing
Mar 9, 2021:

Are self-driving cars the future of transportation? We look at the advantages and disadvantages of autonomous vehicles and what their impact will be in Canada.

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OPCF 43 - Waiver Of Depreciation And Replacement Value

damaged dark gray hatch back car
Mar 6, 2021:

Learn about OPCF 43 replacement value and waiver of depreciation. Not sure what they mean? Confused? They are important to know when it comes to total loss and theft claims if you have a new car.

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Driving Without Insurance In Alberta

Police officer writing a ticket
Mar 2, 2021:

Driving without insurance in Alberta is against the law. Many drivers take the risk and drive without valid insurance. This puts other drivers and themselves at risk. Learn about the repercussions, fines, penalties, and answers common questions.

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Occasional Driver Insurance In Ontario

young woman driving a car
Mar 1, 2021:

Need to add a secondary or occasional driver to your insurance? Learn about when you need occasional driver insurance. We’ll also explain the difference between primary and secondary driver insurance and rules in Ontario.

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OPCF 44R Family Protection Coverage Explained

OPCF 44R Family Protection
Feb 28, 2021:

Add the OPCF 44 Family Protection endorsement to protect your family and yourself from being in an accident with an underinsured driver.

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How To Cancel Your Car Insurance

person signing a document
Feb 26, 2021:

Many policyholders are unclear about the rules when cancelling their car insurance. Learn how to cancel your insurance and things to consider before you do it.

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Insurance Fraud In Ontario Is Costing Drivers

smartphone picture of damaged car
Feb 24, 2021:

Insurance fraud cases, the cost of accident injury claims, and abuse of the system all contribute to rising policy costs. Drivers need to be aware of the signs of fraud and the common types.

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Alberta Accident Report : What To Do After You've Been In An Accident

man making a phone call after an accident
Feb 23, 2021:

Car accidents in Alberta happen daily. But do you know what to do next? Many drivers are unsure. Are you supposed to call the police? How do you fill out an Alberta accident report? Learn what you should do after an accident.

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Do You Have Accident Forgiveness?

upset woman sitting beside a car
Feb 22, 2021:

Accident forgiveness car insurance is increasingly common today, and it is feature that is offered by many companies in Ontario. There are some details about accident forgiveness that you need to know about before signing up.

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Understanding The Car Insurance Claims Process

Making An Claim After A Car Accident
Feb 22, 2021:

Thinking of filing a car insurance claim? Want to learn more about the process? Get tips and answers to common questions about auto claims.

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Driving Without Insurance In Ontario

Road sign saying beware uninsured drivers
Feb 18, 2021:

When it comes to driving without insurance in Ontario, the fines and penalties are not worth the risk. Learn about the most common questions about driving without coverage, fines, penalties, consequences and the potential impact on your policy.

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