Ontario Demerit Points System

What are demerit points?

Demerit points are added to your driver’s licence if you are convicted of breaking specific driving laws. The rules differ depending on whether you are a new driver or have a full G licence.

If you get a ticket, you may receive some demerit points and a fine. They range from 2 points for minor convictions to 6 points for serious traffic convictions.

The demerits system was created to hold drivers accountable for their actions. They are assigned to driving infractions, with more severe tickets receiving more points, and demerit points can increase insurance indirectly.

The demerit-point system encourages drivers to improve their behaviour and protects people from drivers who abuse the privilege of driving.

How many Ontario demerit points do I start with?

One of the most common misconceptions about demerit points in Ontario is that you “earn” or lose them. In the province, you start with zero demerit points. You gain them as you are convicted of breaking laws under the Ontario Highway Traffic Act.

How to check demerit points in Ontario

If you are curious as to how many demerit points you have accumulated, you can order a request for your driver’s abstract either online or in person. You can pay $12 for an uncertified version or $18 for a certified version. Both will include the total number of demerit points and a three- or five-year history, including convictions, penalties, and driving offences.

What is the maximum number of demerit points in Ontario?

How many you are allowed to collect depends on the type of driver’s licence you have. The following breaks down the penalties for them:

Max demerit points for G Licence

As a fully licenced driver, you can accumulate up to 15 demerit points before your driver’s licence is suspended.

Here is a breakdown:

• 2 to 8: You will receive a letter of warning.
• 9 to 14: Your driver’s license could be suspended, and you may have to attend a meeting to discuss your driving and why your license should not be suspended at this time. A $50 fee for the demerit point meeting applies.
• 15 or more: You will receive an automatic 30-day license suspension. You will be required to surrender your driver’s license. You can do this in person at any Service Ontario Centre. Failure to surrender your driver’s license could result in a 2-year suspension.

Once the suspension ends, you may need to take a vision, written, and road test again. If you pass, your licence will be reinstated, and the demerit points will be reduced to 7.

Demerit points for young and new drivers (G1-G2)

You face different demerit point penalties as a new or young driver. This includes drivers with a G1 or G2. Here’s a breakdown of penalties you could face:

• 2 to 5: You will be sent a letter of warning by the MTO.
• 6 to 8: Your license could be suspended, and you may need to attend an interview to discuss your driving. The $50 fee applies.
• 9 or more: Your license will be suspended for 60 days. You will have to surrender your driver’s license and follow the same steps as above to get it back when the suspension ends (re-take driving tests), and your demerit points will be reduced to 4. Any new points will require you to come back for an interview with the MTO.

Any of the above can result in your auto insurance rising significantly.

Ontario demerit points effect on traffic tickets

Not all traffic tickets will land you demerit points. That is the good news. The bad news is they will still result in a fine. Tickets with no points are typically minor offences. Here's how you can be affected:

Demerit points for speeding

The number of demerit points you’ll receive for speeding will depend on how fast you were caught going.

Here is a list of how they are assigned for speeding:

• 6 points: Exceeding the speed limit by 50 km/h or more.
• 4 points: Exceeding the speed limit by 30 to 49 km/h.
• 3 points: Exceeding the speed limit by 16 to 29 km/h.

Demerit points for distracted driving

We all know that driving impaired, and texting and driving in particular, are a huge issue on roads today. Depending on the conviction, your demerit points will be affected by:

• First: 3 demerit points.
• Second: 6 demerit points (in addition to the first 3).
• Third: 6 demerit points.

Novice drivers with a G1, G2, M1 or M2 are not subject to demerit points for distracted driving, but they will face fines, a licence suspension or cancellation.

If you face distracted and careless driving fines, you could see 6 points, fines of up to $2,000 and/or a jail term of six months, and up to a two-year licence suspension.

How many demerit points for impaired driving in Ontario?

This is an interesting case. While most would assume that a driver would receive some points for impaired driving, there are no demerit points. Impaired driving is a criminal offence under the Criminal Code of Canada. Criminal charges have more severe consequences, including jail time.

How many demerit points for failing to wear a seatbelt?

Making sure your seatbelt is secure before starting to drive is a crucial safety consideration. If you are convicted of a seatbelt infraction, you will get two demerit points. There are three instances of failing to wear a seatbelt where you can be charged:

• Driver failing to wear a seatbelt.
• Driver failing to ensure passenger under 16 years is wearing a seatbelt.
• Driver failing to ensure passenger under 16 years is occupying a position with a seatbelt.

Stay safe and buckle up!

Have a few demerits? Keep rates down by comparing quotes

Worried about how demerit points impact your payments? Get a quote and find out how much you can save with ThinkInsure.

Get Started

Ontario demerit points list

The Ontario Ministry of Transportation provides a complete list of offences that come with demerit points:

Seven points:

• Failing to remain at the scene of a collision.
• Failing to stop for police.

Six points:

• Careless driving.
• Racing and stunt driving.
• Exceeding the speed limit of 40km/h or more on roads with a speed limit of less than 80km/h.
• Exceeding the speed limit by 50km/h or more.
• Failing to stop for a school bus.

Five points:

• Driver of bus failing to stop at an unprotected railway crossing.

Four points:

• Exceeding the speed limit by 30 to 49 km/h.
• Following too closely.
• Not stopping at a pedestrian crossover.

Three points:

• Exceeding the speed limit by 16 to 29 km/h.
• Driving through, around or under a railway crossing barrier.
• Driving while holding or using a hand-held wireless communications/entertainment device or viewing a display screen unrelated to the driving task.
• Failing to yield the right-of-way.
• Failing to obey a stop sign, traffic light or railway crossing signal.
• Failing to obey traffic control stop signs, control slow signs or school crossing stop signs.
• Failing to obey the directions of a police officer.
• Driving the wrong way on a divided road.
• Failing to report a collision to a police officer.
• Improper driving where the road is divided into lanes.
• Crowding the driver's seat.
• Going the wrong way on a one-way road.
• Driving or operating a vehicle on a closed road.
• Crossing a divided road where no proper crossing is provided.
• Failing to slow and carefully pass a stopped emergency vehicle.
• Failing to stop at a pedestrian crossing.
• Disobeying the move over law (where possible, into another lane when passing a stopped emergency vehicle).
• Driving a vehicle equipped with or carrying a speed measuring warning device (such as a radar detector).
• Improper use of a high-occupancy vehicle (HOV) lane.

Two points:

• Failing to lower headlight beam.
• Prohibited turns.
• Towing people - on toboggans, bicycles, skis, for example.
• Failing to obey signs or sharing the road.
• Improper right or left turn.
• Failing to signal.
• Unnecessary slow driving.
• Reversing on a highway.
• The driver failed to ensure the infant passenger was secured in an appropriate car seat.
• The driver failed to secure the toddler or child passenger.

How many demerit points until suspension?

If you accumulate fifteen (or more) demerit points with a full G licence, you will receive an automatic 30-day driver's licence suspension.

After the suspension, you will have your licence reinstated, and the number of points will be reduced, but they will still be on your record for two years. If you gain more points, you will receive another suspension.

Novice drivers (G1 & G2) will receive suspensions if they have four or more points. If they receive nine or more, they will have a 60-day suspension.

How long do demerit points last?

Demerit points remain on your driving record for two years from the date they were earned. After the two-year period has elapsed, the points are automatically removed. However, it is advisable to review your driving record to ensure that the demerit points have been removed if the scheduled removal date has passed.

The demerit point system helps to keep roads safe

Even though your policy won't immediately increase from demerit points, many prove that you may be a dangerous driver. Keep your driver’s abstract clear and premiums low by being a considerate and safe driver.