How to get lower car insurance rates in Grande Prairie
We all want to pay lower rates for our auto coverage. Who doesn’t want to keep more money in their pocket? Even though Grande Prairie has some of Alberta's most expensive auto insurance rates, you can still get lower premiums.
Here’s how to reduce premiums:
- Get organized: Get your insurance and vehicle information organized before getting an estimate.
- Know what you need: Know the type of coverage, policy limits, and deductible amounts. Don’t over-insure.
- Work with an expert: Our experts can help you get multiple quotes from many providers. Compare your options to find the most savings.
- Get estimates regularly: Get car insurance quotes annually to look for cost savings each year.
Driving tips for Grande Prairie
Grande Prairie is an industrial city that is in Northwestern Alberta. It is located at the cross-section of Highway 40 and Highway 43 and is part of the CANAMEX corridor. Drivers also have access to a new Highway 43X bypass to get around the city.
The city has more than 67,000 residents and is experiencing growth, which is placing strain on the current roadways in the city. People are coming to the city to work in the oil and gas, forestry, and agriculture industries.
The neighbourhood you choose to live in can impact how much you pay. For example, residents in Buffalo Lake typically pay more on average for auto insurance than other residents. Use these driving tips to keep insurance rates down:
- Plan alternate routes: Traffic is common in Grande Prairie. The city's rapid growth has led to a number of traffic issues. Some roads are not equipped to handle the traffic volume, creating bottlenecks.
- Automated Traffic Enforcement (ATE) is in effect: The city of Grande Prairie uses automated traffic enforcement throughout the city. In 2016, 48,001 traffic violations were captured.
- Collision rates are declining: Grande Prairie has significantly more collisions compared to other Alberta cities of a similar size. With a 155% increase in injury collisions from 2010 to 2014, the city took steps to improve traffic safety. Since then, injury collision rates have fallen by 48% and the total number of collisions per year has fallen by 33%.
- Get winter tires: Winter and snow last for a large portion of the year. Winter tires help you drive safely during slick and snowy driving conditions.
