Lethbridge's best auto insurance rates

Shopping for car insurance in Lethbridge? Even though Lethbridge is the largest city in the southern region of the province, residents find more affordable car insurance rates.

It is a city with over 100,000 people and is the transportation and commercial hub for the region. Its proximity to the Canadian Rockies and Oldman River creates a mild and windy climate. This also creates many driving challenges.

People in Lethbridge can help offset potential driving risks by investing in a reliable auto insurance policy. It just so happens that ThinkInsure can help you pay less for premiums. Our experts will help you find cheap car insurance that fits the needs of Lethbridge drivers. We focus on comparing quotes from the top insurance companies so you can focus on the cost savings.

How Lethbridge car insurance works

Alberta car insurance regulations apply to all cities in the province, including Lethbridge. Insurance is mandatory and you must carry a minimum of $200,000 in third-party liability insurance. You can add optional coverage and Standard Endorsement Forms (SEF) to further personalize your plan.

All drivers have access to coverage through private insurance companies. Your rates are set using the grid rating system. The industry is regulated by the Auto insurance Rate Board (AIRB). If you are in an accident, it’s important to know a hybrid no-fault and tort system is in effect. This means you use your insurance company no matter who is at fault for the accident. You also have the right to sue for damages.

Mandatory coverage includes:

All drivers have access to coverage through private insurance companies. Your rates are set using the grid rating system. The industry is regulated by the Auto insurance Rate Board (AIRB). If you are in an accident, it’s important to know a hybrid no-fault and tort system is in effect. This means you use your insurance company no matter who is at fault for the accident. You also have the right to sue for damages.

Mandatory coverage includes:

  • Personal liability and property damage (PLPD)
  • Accident benefits.

Optional coverage includes:

  • Additional PLPD
  • Additional accident benefits
  • Collision
  • Comprehensive
  • Specified perils