Aviva Journey App | Save up to 20%

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Sign up for the Aviva Journey program and reduce your premiums

The Aviva Journey program allows drivers to reap the reward of their safe driving practices. It’s a usage-based insurance program designed to help you save more money if you drive safely. When you sign up, you take control of your insurance costs.

You can save up to 20% on your Ontario car insurance for doing something you already do – drive safe and maintain a clean driving record.

When you sign up for the Aviva Journey program you will automatically save 10%.

What is Aviva Journey?

Aviva Journey is a free and voluntary usage based insurance program that is available through Aviva insurance. It uses a smartphone app to track and assess your driving data. Based on your performance you are assigned a discount. You must be an Aviva customer to qualify for the program.

The program was officially launched in May 2022 in Ontario. It's currently only available to primary drivers in Ontario. It may be expanded to other provinces in the future.

How does Aviva Journey work?

cellphone displaying the Aviva Journey app

Aviva Journey works similarly to other UBI programs. If you are an existing Aviva customer, you can join anytime. If you have coverage with another insurer, you can join when your existing policy comes up for renewal. Either way, you’ll save 10% just for signing up.

There are no trial periods with this program. It requires you to accumulate at least 120 days of data and a minimum of 1000km to qualify for your personalized discount.

Here’s how it works:

Once you sign up, you will get a welcome email and SMS with registration instructions.
Download the app.
Log in and accept the Terms of Use and accept permission requests.
The app uses sensors to score your driving.
You will be rewarded for safe speeds, control, smoothness, and attentiveness.
The app will record all your trips.
It will display your latest trips on the dashboard (date, length, time, map display for each trip.
Your dashboard will display your driving score.

How is the driving score calculated for Aviva Journey?

There are six main driving factors the program uses to monitor and score your driving:

Speed: Driving within the speed limit. Driving at a consistent speed.
Cornering: Corning smooth and with control.
Braking: Avoiding sudden braking, braking smoothly.
Acceleration: Gradual acceleration.
Context: Understanding the context of your actions behind the wheel.
Distracted driving: Staying focused on the road and not using your phone while in the vehicle.

What will I see on the Aviva Journey app?

There are three main types of information you will see on the app:

Trip details: Get your driving stats in real-time.
Driving score: View your safety score and how much you save. This is calculated based on your driving data.
Tips and advice: Get a score breakdown and actionable tips to improve your driving.

How to get an Aviva Journey quote

Start your journey by requesting a quote from our brokers. Compare it to other UBI programs or regular car insurance . If you receive a good rate, we’ll enroll you in the Aviva Journey program.

1) Start your quote

Enter your postal code and some basic information.

2) Enter your driving details

Provide your driving and vehicle information.

3) Compare quotes

See rates from Aviva and the leading insurers.

Choose your policy

Confirm the details with our experts and get insured.

Get Started

Why consider getting Aviva Journey?

More drivers are thinking about making the switch to usage based insurance. Aviva Journey is one more option to consider. Here are some reasons to consider this program:

Signing up is easy: Speak with your broker, get the app, and drive as normal.
Immediate savings: Save 10% instantly for the first year just for signing up for the program.
You have control over your premiums: The safer you drive, the more you’ll save. Get up to 20% off your premiums at renewal.
Real-time stats: See your driving behaviours that are affecting your premiums in real-time. This allows you to adjust your driving so you can save more.
Get rewarded for safe driving: Why not get rewarded for something you are already doing? Keep more cash in your pocket.

How do I sign up for Aviva Journey?

You can sign up for the program through your insurance broker. This is the case for new and existing Aviva customers. They will walk you through the steps and help you get set up. Signing up is as simple as contacting your broker.

Learn more about how to sign up and get other details about Aviva Journey here.

About the Aviva Journey discount and how it works

The car insurance discount is the main selling feature of the program. So naturally, people want to know how the discount works. With this program, you save 10% immediately for enrolling. But you need to activate the app within 15 days of receiving sign-up instructions.

You can then save up to 20% off your next policy based on your driving habits. This discount will be applied at renewal time.

How much does Aviva Journey cost?

There is no cost to sign up for the Aviva Journey program. If you are a current Aviva customer, you can sign up anytime. Not all drivers are ideal candidates for the program. Speak with our insurance experts to see if it’s a good option for you. Get more information about how Aviva Journey works on the Aviva website.

Get a car insurance quote today with ThinkInsure for Aviva Journey and see how much you could save!

Aviva Journey FAQs

What data does Aviva Journey collect?

For the program to work, the Aviva Journey app needs to collect certain information each time your drive. The app collects the following:

Scoring data (speed, braking, acceleration, cornering, distracted driving)
GPS data (location, time, speed)
Trip details (distance traveled, road type)
Connectivity
Events (turning the app on and off)
Other (app features such as find my car)

What are the eligibility requirements for the program?

There are certain requirements you will need to meet to qualify for the program. You need to use the app for at least 120 days and drive at least 1,000 recorded kilometres on the app to qualify for the personalized discount.

Can I withdraw from the Aviva Journey program?

Yes, all drivers can withdraw from the program at any time. Contact your broker to have them remove you. If you withdraw, you will lose your discount.

Can I add additional drivers to my policy for the Aviva Journey program?

You can add additional drivers on the same policy if they are the primary driver. They will require their own smartphone to track their driving habits. If you have multiple vehicles on your policy, the main driver of each is eligible to participate.

Can joining the Aviva Journey program increase my insurance rates?

The Aviva Journey program is based on your driving practices. So, you’ll be rewarded for driving safely, but you can also be penalized for risky driving behaviours. You could see an increase of up to 5% in premiums for poor driving habits.

Sign up for Aviva Journey and save

Drive safe and save big on your insurance by participating in the Aviva Journey program. Contact our insurance experts today to learn more or get a quote online.

Get started

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