Find lower Red Deer auto insurance rates

With costs rising in the province, some Red Deer residents are seeing “red” when they see their car insurance premiums. But this doesn’t have to be you.

Whether you live in Red Deer or any other city in Alberta, we can help you get cheaper car insurance rates. It’s what we do best!

At ThinkInsure, we know saving money is important to you. No driver wants to pay more for their policy than they have to. With costs on the rise, drivers in Red Deer need to compare auto insurance quotes regularly. And we work with the top insurance companies to make it happen quickly and easily.

We’ll help you quickly get a quote when your insurance comes up for renewal. Some of our customers in Red Deer have saved up to $500 or more. Contact us to see how much you can save.

How car insurance works in Red Deer

Car insurance in Red Deer is required by law. All drivers must abide by the Alberta car insurance rules and regulations. The grid rating system is used to set premiums and the industry is overseen by the Auto insurance Rate Board (AIRB).

It’s important to know that if you are in an accident, the province uses a hybrid no-fault and tort system. You submit claims to your insurance company regardless of fault. Depending on the situation, you also have the right to sue other drivers for damages.

Your policy is a combination of mandatory and optional insurance.

Mandatory coverage is $200,000 in Personal Liability and Property Damage (PLPD) and accident benefits.

Optional coverage can include many forms of protection. The most common are additional PLPD, accident benefits, collision, comprehensive, and specified perils. Standard Endorsement Forms (SEF) also allow you to customize your plan. Options vary based on your insurance company.