Intact Car Insurance Quote - Save With My Driving Discount


Good Drivers Can Save Big With Intact!

The my Driving Discount program offered by Intact Insurance, recognizes your good driving habits and could save you up to 25% on your car insurance!


Why Get Intact Car Insurance and My Driving Discount?

  • Get immediate 5% savings : You will get a 5% discount just for signing up.
  • Greater savings as you drive : Save up to 25% more for being a good driver.
  • Simple to set up : Your small my Driving Discount device is mailed to you and plugs easily into your car. You only need to use it for a 6 to 9 month assessment period.
  • Good driving will bring good savings : The device measures 3 driving behaviours - hard braking, rapid acceleration and the time of day you drive . Get rewarded for your good driving habits.
  • Track your driving and savings : Access your driving profile on a secure, personalized website and see your projected savings.
  • You're in control : You pay a car insurance premium based on how you drive, not others. You have better control over insurance costs when you're rewarded for your good driving.
  • IT'S RISK FREE : No matter how you drive, your premiums WILL NOT increase based on the data collected. You get significant savings from your good driving habits. Or you learn what habits need to be improved to achieve greater savings. In any event, you can't lose!

Call toll-free 1-855-550-5515 to get a quote or learn more about the Intact my Drivers Discount program.


How Does Intact My Drivers Discount Work?

Using telematics and usage based insurance is actually easier than you think. When you plug the my Driving Discount device into your car, it makes a wireless connection to satellites, much like a GPS device you might already have in your car, on your smartphone or in your wristwatch. That's how we collect the data we need to help you save.

Based on the kilometers you drive, only three factors are considered :

1. Braking : How hard and how often you break.
2. Acceleration : How quickly you speed up and decelerate.
3. Time of day driven : When you drive and how often you drive.

Good driving will bring good savings. Get rewarded for your good driving habits by simply installing a usage based car insurance device and focusing on being a safe and effective driver.


How Do I Install My Driving Discount Device?

Connecting your my Driving Discount device simple :

  • Get the device in the mail.
  • Locate your OBD (On Board Diagnostic) port. It’s a small socket in your car that can usually be found under your dash, near the steering column. If you need help finding yours, check your vehicle owner’s manual.
  • Plug in your device.
  • Access your my Driving discount website. You’ll have access to your driving profile on the my Driving Discount website.


My Driving Discount Tips

Being a good driver can save you money. You just need to know how. Keeping telematics in mind, the following tips will ensure you maximize your insurance discount when using my Driving Discount :

Going easy on the brakes is easier on the wallet.

While sometimes unavoidable, hard braking increases the likelihood of an accident occurring. To avoid a hard braking event (which is defined as decelerating 12 km/h in less than 1 second), keep your eyes and mind on vehicles around you. Maintain a safe speed and distance between you and the vehicle ahead of you.

By not accelerating your car, you can accelerate savings.

Rapid acceleration increases the likelihood of an accident occurring. Allowing enough time to get your destination safely is probably the easiest way to avoid the excessive acceleration (defined as accelerating 12 km/h in less than 1 second) that could affect your discount.

Avoiding driving later can bring you savings sooner.

With factors such as reduced visibility and increased fatigue, driving between midnight and 4 a.m. has been statistically proven to increase the risk of being involved in an accident. So if you can avoid doing much driving during high-risk times, you'll begin building projected savings sooner.


What Are The Benefits Of Intact my Driving Discount?

In addition to cost savings, there are many other benefits drivers can experience from installing the my Driving Dicount device, including :

  • You can track your driving habits and data.
  • You can see your potential discount.
  • It can help you save more money when it comes time to renew your policy.
  • You have access to valuable driving tips.


No Matter How You Drive, Your Premiums Won’t Increase

Many drivers are concerned that installing a usage based car insurance device and tracking their driving will actually cause their rates to increase. This is not true. Once you install the device, your potential savings are in your hands. The better your driving habits, the more you can save on car insurance, and the more you can save on your next car insurance policy renewal.


Why Are More People Turning To Usage Based Car Insurance?

While telematics has been used as the foundation of usage based car insurance for some time in Europe and the United States, it's still quite new to drivers in Canada and Ontario.

Intact Insurance Company, Canada's largest home, auto and business insurance company, is a leader in protecting things that are important to Canadians. That includes protecting the money you've earned – by helping you save more of it.


Get Your Intact my Driving Discount Now. It's Quick and Easy!

Intact my Driving Discount - Step One1. Sign Up And Save 5%!

Signing up for the my Driving Discount program is quick, easy and saves you money right away. You get an automatic 5% discount as soon as you sign up.

Enrol in the my Driving Discount program through a ThinkInsure broker by calling 1-855-550-5515.


Intact my Driving Discount - Step Two2. Plug In For The 6-9 Month Trial Period

Your my Driving Discount device will arrive in the mail a few days after you sign up for the program. It's easy to set up. If you can plug in a toaster, you should have no problem plugging the device into your vehicle's OBD port. (Don't worry if you've never seen or heard of it. You'll find your vehicle's OBD-II diagnostic connector within two feet of your steering column.)

Once you're plugged in and you've started your car, you're connected. You'll then receive an email with a user name and password giving you access to your personalized my Driving Discount website.

After 6 to 9 months of using the device there will be enough data to determine your savings. A pre-paid envelope will be sent to you and you can remove the device and return it by mail.

Intact my Driving Discount - Step Three3. Drive On Like You Normally Do

Start driving – and start to see how much you can save. After 30 days, there will be enough data collected to calculate what you're on track to save. Will it be 10%? 15%? On your personalized website, you'll learn how you can improve your driving habits to save more.

After 6 to 9 months, there will be enough information to know how much you'll be able to save on your next renewal. Will it be 16%? 21%? Depending on your existing or improved driving habits, you could save as much as 25% off your car insurance when it comes time to renew.

Call 1-855-550-5515 to get a quote or learn more about my Drivers Discount from Intact .




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