Top 3 factors impacting Brantford auto insurance rates
Getting an affordable plan is based on a variety of factors. There are 3 main factors that will have the biggest impact on auto insurance rates in Brantford, and in general:
- Driver: Your age, gender, driving experience, insurance history, and driving record are key factors affecting what you pay. Drive safe and establish a clean driving record to reduce fees.
- Vehicle: The vehicle you drive matters. Vehicles that are considered insurance friendly, have good safety ratings, a good security system, and are not known for being targeted for theft are less of a risk.
- Address: Where you live matters. Your city, neighbourhood, and our specific postal code are used to assign payments. Some locations have higher risks of theft, fraud, and accidents, which drive up rates in these areas.
About Brantford and car insurance
Brantford is in Southwestern Ontario on the Grand River. Located along Highway 403 in Brant County, it is home to more than 105,000 residents. It’s a convenient rest stop for people travelling through the province to Toronto, Windsor/Detroit, and the Niagara Region.
Due to its proximity to other larger cities, many residents commute from Brantford for work. Highway 403 is the main source of transportation for drivers travelling east-west. Other major routes in the city include Highway 24, Wayne Gretzky Parkway, Highway 2, Brant Avenue, and Colborne Street.
As a smaller town with less traffic and lower risk associated with driving, residents tend to pay less for auto insurance in Brantford than in larger cities.
Brantford driving tips
- Drive safe on county roads: Watch your speed and share the road with farm equipment when driving on county roads in and around the city.
- Watch out for pedestrians and cyclists: With an extensive trail system and with events at Harmony Square throughout the summer months, it’s important for drivers to always pay attention to their surroundings.
- Prepare for traffic around Grand River: Expect traffic delays around Grand River and as you approach all major routes such as Highway 403 and Wayne Gretzky Parkway.