Best High Risk Insurance Broker - Compare Quotes From ALL High Risk Companies


Our High Risk Insurance Brokers Can Get You The Cheapest Rates

High risk insurance in Ontario doesn’t have to mean expensive. If you are faced with high risk insurance, whether it’s for your car, home, or business, you have options. Rather than turn you away when you need the help of an insurance professional the most, our brokers will work with you to help you explore your options for high risk insurance in Ontario so you can get the insurance coverage you need at the cheapest rates possible.


Why Choose ThinkInsure For High Risk Insurance?

Best High Risk Insurance

Have you been labelled high risk? Exploring your options for high risk insurance in Ontario? ThinkInsure can help. Here’s how :

  • We Can Compare Quotes From All High Risk Insurance Companies : We offer the best high risk insurance options, cheapest quotes and coverage options from all Ontario high risk insurance companies.
  • Get Cheap Rates For High Risk Insurance : Regardless of your insurance situation, we’ll work with you and our network of insurance companies to help you find the cheapest high risk insurance rates.
  • Expert Advice For High Risk Insurance : We understand that you may not be familiar with what high risk insurance entails. But don’t worry – our brokers are here to provide you with the expert advice you need.
  • Your Insurance Needs Come First : Regardless of your insurance needs, and especially if you’ve been labelled high risk, your needs will ALWAYS come first when you get insurance with us.


I was having trouble getting affordable car insurance coverage becuase I got a DUI. Thankfully Darryl from ThinkInsure was able help me get affordable coverage and now I can drive to work again.
Paul, High Risk Driver, Toronto Ontario

Call us toll-free at 1-855-550-5515 and one of our high risk brokers will be happy to help you get insurance coverage.


What Is High Risk Insurance?

Every company has different criteria for what makes a driver eligible for regular or standard car insurance coverage. Some of the factors are related to driving history while others are non-driving related. They consider drivers high risk when they are identified as having a greater likelihood than other drivers of being in an at-fault accident. Simply put – insurers see you as a riskier driver and are either not willing to take on the risk or will insure you at a high car insurance rate.

High risk insurance, sometimes referred to as second chance insurance, is not something you tend to think about or research until you need it. If you’ve been labelled high risk, then it’s important to understand how this impacts your insurability.

High risk insurance is coverage that has been specifically designed for people or businesses that have been deemed to be higher risk. This means you are considered to be more likely to file a claim, default on payments, or you’ve have had some insurance issues in the past.

If you’ve been labelled high risk, don’t panic. We can help! Our brokers specialize in helping people across Ontario get insurance coverage, even if you have had insurance issues in the past.


Reasons You May Need High Risk Insurance

High Risk Insurance Ontario

There are many reasons why you could be labelled high risk by your insurance company. Here are some of the most common :

  • Too many insurance claims.
  • Payment issues or poor credit history.
  • Gaps in insurance, or you’ve never been insured in the past.
  • Too many tickets, car accidents, or you’ve had your license suspended.
  • You own an older home that has some issues.
  • You operate a business that is considered high risk.

Regardless of your reason for needing high risk insurance, our team can ensure you get the cheapest high risk insurance rates possible.

Call 1-855-550-5515 to explore your options or get a high risk insurance quote.


Want Cheap Rates? Work With The Best High Risk Insurance Broker

We don’t shy away from customers when they need high risk insurance. We embrace you because you need reliable and affordable insurance coverage just like anyone else. This is why we are the best high risk insurance broker in Ontario.

You can expect the same level of exceptional service, dedication to helping you get the cheapest rates, and expert advice.


Compare Quotes From ALL High Risk Companies

Save on high risk insurance.

Auto Insurance

Home Insurance

  • Compare quotes from all high risk insurance companies
  • We'll help you get the best coverage and rates
  • We can help you get back to regular insurance

Coachman High Risk Insurance
Echelon High Risk Insurance
Jevco High Risk Insurance
Pafco High Risk Insurance
Perth High Risk Insurance

Savings Tip - Call Us

Call us to speak with a high risk car insurance expert to save more!


Types Of High Risk Insurance Coverage

There are three main types of high risk insurance coverage we offer to residents in Ontario :

High Risk Auto Insurance

Have you been labelled a high risk driver? Having issues getting auto insurance coverage? Good news! ThinkInsure specializes in cheap car insurance for high risk drivers, and we can help you get the coverage you need to get back on the road. Whether you’ve had a few too many speeding tickets, been involved in a couple of unfortunate accidents or have had payment issues in the past, our brokers can help!

Explore your options for high risk auto insurance in Ontario.

High Risk Home Insurance

Protecting your home with high quality home insurance is extremely important. However, it can be difficult to get the coverage you need if you’ve been labelled high risk by your insurer. Whether you’ve had multiple claims, own an older home, or even had your policy cancelled in the past, our home insurance brokers can work with you to ensure your home and belongings are covered.

Learn more about your options for high risk home insurance in Ontario.

High Risk Commercial Insurance

Are you having issues getting insurance for your business? Does your business have inherent risks associated with operations that insurers deem to be high risk? Had some issues with insurance coverage in the past? Regardless of your issues or why you require high risk commercial insurance in Ontario, our brokers can help you get the insurance you need for your business.

Read more about high risk commercial insurance.


What Is The Average Cost Of High Risk Insurance?

Best High Risk Insurance Brokers

Insurance rates vary from person to person. We know this. Where you live, your insurance history, the type of car you drive, the size of your home, and the type of business you operate all play a factor in determining your insurance rates.

Much like regular insurance coverage, your rates and how much you can expect to pay will vary based on your specific situation. In general, if you’re high risk, expect to pay more than the average insurance rate. In some cases, depending on why you’ve been labelled high risk, you could pay double than the average person.

Since the cost of high risk insurance in Ontario can vary greatly, it’s important to have an experienced broker on your side – like us! We’ll help you assess your situation, explore cost options, and help you get the cheapest high risk insurance rates, given your situation.


Quotes And Coverage From All High Risk Insurance Companies In Ontario

Ontario High Risk Insurance

To ensure we can provide you with the best high risk insurance options and help you get the cheapest rates possible, we’ve partnered with the leading high risk insurance companies in Ontario :

Have questions about a high risk insurance company? Give us a call. Our brokers are happy to answer your questions.


High Risk Insurance Coverage For All Ontario Regions

Best Ontario High Risk Insurance Coverage

Any person or business could require high risk insurance coverage in Ontario. However, large cities are more commonly associated with high risk insurance in Ontario. Why is this the case? There is more traffic, there are more older homes, more businesses, and more risk associated with insurance policies.

Need high risk insurance in Toronto, Ottawa, Mississauga, or anywhere else in the GTA? Know that you can still get insurance if you are considered to be high risk when you choose ThinkInsure.


Compare High Risk Insurance Rates To Get The Cheapest Quotes

Getting a high risk insurance quote is always your best option to get the best coverage at rates you can afford. However, you increase your odds of getting cheaper rates when you work with a high risk insurance broker, like us. Our expert brokers can help you compare high risk insurance rates, explain your insurance options and ensure you get high quality insurance coverage. Get cheap high risk insurance today!

Call us toll-free at 1-855-550-5515 to get a high risk insurance quote or to ask questions about high risk insurance in Ontario.


Other High Risk Insurance Information

Insurance For DUI
How Does A Speeding Ticket In Ontario Affect Insurance Rates And Coverage?
Missed Insurance Payments Could Get Your Policy Cancelled For Non Payment
How Do Tickets Affect Insurance Rates In Ontario?
Distracted Driving in Ontario - Laws, Fines, Statistics and Tips
At Fault Accidents And Insurance In Ontario - What You Need To Know
Drug Impaired Driving – Marijuana And Driving


Other Insurance Solutions

Car Insurance
Home Insurance
Life Insurance
Travel Insurance


Most Popular Insurance Articles

What Are The Cheapest Cars To Insure?
Lease Or Buy A New Car Guide – Is Leasing Or Financing Better?
G1, G2, G - Ontario’s Graduated Driver's Licensing System Guide
Top 10 Tips To Save On Car Insurance
How Are Ontario Car Insurance Rates Determined?
Top 15 Ontario Driver's Licence Questions



ThinkInsure Logo, Ontario High Risk Insurance Broker