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Why get online Car & Auto Insurance from ThinkInsure?
We have cheap rates! We get you a range of free online car insurance quotes from leading Ontario auto insurance providers offering you there best possible car insurance rate, saving you hundreds!
We're totally objective! We are not a single provider but instead we represent over a dozen car insurance companies - all providing quotes to win your business. We simply get you the cheapest and best auto insurance quotes in Ontario.
It's quick, easy and free! We make the process of getting the best car & auto insurance quotes quick and simple. Whether an instant online quote 24/7 or by phone, getting the best car & auto insurance coverage at the cheapest rate in Ontario has never been so easy.
Serving Ontario for over 40 years, see why thousands choose ThinkInsure for their car & auto inusrance needs. When you think car insurance - Think ThinkInsure.
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Discover why so many Ontario drivers turn to ThinkInsure for their auto insurance needs. Get fast, free and cheap online car insurance quotes and save today!
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A Fast, Free and Easy Way to get Car Online Insurance Quotes
Getting online car insurance quotes from us is fast, easy and free! Simply enter your basic information into our online auto insurance quote tool - we then compare car insurance quotes from over a dozen providers, letting you choose among the cheapest car insurance rates available. Why get online auto insurance quotes from single providers, one by one? Save time and let us do the shopping for you - all in one place. If you live in Ontario and you're looking for a good policy at a cheaper car insurance rate, you will find it here.
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The online auto insurance quote process is so easy to use; you may wonder why anyone would even consider getting car insurance quotes any other way. If you are a car driver and live in Ontario you must have auto insurance. So why not take a minute - get dozens of car insurance quotes all in one convenient place - and lock in your new auto insurance rate and policy - and start saving.
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What are you waiting for? Just call us toll free - or click - and start the online auto insurance quote tool so you can start saving today!Once completed, you will instantly see car insurance quotes from multiple providers - all looking to win your business! Choosing the best coverage at the cheapest car insurance rate has never been so easy!
Using Our Online Car Insurance Quote Tool is Fast and Easy
- Step 1 - Click to Start : Click here to begin first step in getting online auto insurance quotes.
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Ontario Car & Auto Insurance News
Ontario Government Proposes 15% Car & Auto Insurance Premium Reduction - 14/05/2013The Ontario government plans to see car insurance premiums in Ontario reduced by an average of 15 percent. According to the Insurance Bureau of Canada, Ontario drivers currently pay by far the highest premiums in Canada. Directly related to this fact is that insurance claims in Ontario are 10 times higher than elsewhere in Canada. The Ontario government expects that the proposed changes will benefit over nine million drivers and decrease premiums in Ontario by $1.5 billion annually, or $225 per vehicle on average.
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Ontario auto insurance getting more financial teeth badly needed. Recently, an article appeared in Thompson’s World Insurance News, “Woman who asked consumers to pay premiums in cash not licensed in Ontario”. Now new rules gives insurance regulators power to apply fines for unfair or deceptive acts or practices by any person or entity including insurers, agents, brokers, adjusters and those involved in the provision of goods and services to insurance claimants. Warning to those applying for car insurance in Ontario: stick to credible insurance brokers and agents.
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When it comes to Ontario car insurance, the policy coverage premium rate is largely determined by location, location, location and less so on how one drives. Take for example two identical drivers – same age and sex, same driver history, same car but they live in two very different parts of Ontario. One lives in a place such as Toronto, or better still – Brampton, and the other in Ottawa. The driver living in Brampton pays a far higher rate of Ontario auto insurance when compared to a similar driver in Ottawa. This dated legacy way of rating driver car insurance is being replaced by new technology that measures individual driver behaviors.
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The new laws are tightening and they affect all Ontario drivers who choose to drink and drive. Ontario drivers of age 21 years old or younger will be subject to an automatic 24 hour car driver's license suspension regardless of amount of Blood Alcohol Level (BAC) within their body. In addition new, lower levels of BAC of 0.05 from the historic rates of 0.08 affect all Ontario insured drivers, regardless of age or class. In addition, a convicted driver will see a whopping increase in their Ontario auto insurance rate and punitive costs.
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Third-party auto insurance liability protection or simply “liability” coverage in your Ontario car insurance policy covers you, the driver for any harm and suffering leading to losses that you might cause to others. It’s usually the forgotten part of auto insurance coverage, but in the rare and somewhat probable occurrence, chances are your existing Ontario car insurance policy doesn’t cover you adequately if you cause a third person or party to suffer beyond your policy coverage amount. When are you personally liable if your coverage isn't adequate? Do you have sufficient liability auto insurance policy coverage?
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Ontario Car & Auto Insurance Tips
11 Tips for Toronto GTA Drivers on Ontario’s Victoria Day Long Weekend - 17/05/2013For thousands of drivers in Toronto and the GTA, the Victoria Day long weekend marks the unofficial start to summer in Ontario cottage country. GTA drivers anxious for fun and relaxation must first battle the stress of intense traffic on busy highways. With congestion often leading to frustration, which can lead to accidents (and claims that can lead to costly insurance premium increases), it’s important to make a mental checklist of driving dos and don’ts. Here, ThinkInsure presents a list of long weekend driving tips.
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With Ontario car insurance as high as they are for most drivers, the concept of “accident forgiveness” and “Claims protection” offered and advertised by many auto insurance carriers has appeal. This is because the basic premise of accident forgiveness is to protect an insured driver from seeing their car insurance rates increase dramatically and or their driver risk class rating drop, which has the same effect as rates increasing. Accident forgiveness programs come at a cost - higher rate premiums reflected on your policy now - so are they merely advertising to win your business or are they actually worth it?
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It’s that time of year once again. Time to put away the toy until the sun and warmth arrives once again in Ontario. In addition to proper storage of your car, proper Ontario car insurance coverage during these non-driving months is critical. Damage to your car can happen from improper storage and from any accident. Making sure you have the right Ontario car insurance coverage is essential. Your Ontario auto insurance policy typically includes collision, comprehensive, liability with accident benefits to start. But now that your beauty is in storage and you are no longer driving it, what is the best level of Ontario car insurance for your classic car? Tips on proper storage and car insurance is here!
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ThinkInsure strives first and foremost to finds ways to keep your Ontario car insurance rates as low as possible, as well as to provide important advice from time to time to protect you and your family. Winter season in Ontario brings both beauty and danger, especially to those traveling in their car on crisp or slushy, wet or dry, snow or ice-filled roads. Unless you live in a very tight urban community, chances are you rely on your car to get places, live life. So while you’re on the road take caution and be prepared. Most winter car driving tips apply basic common sense, but hey, we all need a reminder from time to time. The key is to develop a few simple driving habits like planning ahead; driving at a safe speed, driving alert, aware of your surroundings and other cars and buckling up will give you and your family a far greater chance of arriving at your destination safely. And, staying clear of accidents will help keep your Ontario auto insurance rates low!
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In response to one of the most common questions we receive, “Why is my Ontario car insurance rate higher and what can I do to lower it?” we have this new Ontario Car Insurance TIPS article. Knowing and understanding a little about what makes up your auto insurance policy will help you make minor tweaks to your auto insurance policy and lead to lower – cheaper Ontario car insurance. In a previous article, “How is my Ontario Car Insurance Rate Premium Made up?” we identified some of the main areas. Here we identify all factors – driver history and record – type of automobile – types of coverages – that all affect your Ontario car insurance rate.
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